Medicare Advantage · State · 2026 plan year

Medicare Advantage in New Jersey

According to the Centers for Medicare & Medicaid Services (CMS) 2026 plan-year files, 94 plans across 21 counties; find your county to compare every plan available where you live.

94
Plans available
3.9★
Avg CMS rating
$33.46
Avg premium/mo
8
5-star plans

The short answer

New Jersey ranks #24 of 49 by Medicare Advantage plan inventory (94 plans) but #14 by average CMS star (3.93★).

#24
inventory rank
94
plans statewide
#14
avg star rank
3.93★
mean CMS rating

Plan inventory and average star are independent CMS signals; a large catalog is not the same as the highest mean quality score.

Product mix · NJ plans_unique

How 85 New Jersey plans split by CMS plan type

Exclusive CMS plan-type codes for this state's representative plans_unique rows, orthogonal to the star-bucket chart below. Source: CMS landscape, 2026.

Higher average CMS star band

New Jersey in the higher-star third

New Jersey ranks #14 of 49 rated states by mean CMS star (3.93★) - top-third quality band. New Jersey's mean CMS star 3.93★ sits in the higher-star third of rated states (#14 of 49). 8 plans reached the top 5-star tier (year-round Special Enrollment rights for those contracts). County (FIPS) service areas still decide what is sold where you live - open a county below before the October 15 - December 7 Annual Election Period closes.

plans #24/49 · stars #14/49 · 21 counties · avg prem $33.46/mo

Higher-star MA quality band in New Jersey

New Jersey offers 94 Medicare Advantage plans across 21 counties. Mean star 3.9★ places New Jersey in the higher-star third (#14 of 49). Confirm premiums and networks on <a class="underline" href="https://www.medicare.gov/plan-compare/" target="_blank" rel="external noopener">Medicare.gov Plan Compare</a>.

Where New Jersey sits on CMS quality

Average CMS star rating across the state's own Medicare Advantage plans, against every state and territory in the CMS file

3.93★ Top 27% higher than 73% of 49 states and territories

3.25★–3.5★: 1 states and territories (2%). Below this entry. 3.5★–3.75★: 13 states and territories (27%). Below this entry. 3.75★–4★: 23 states and territories (47%). This entry sits in this band. 4★–4.25★: 10 states and territories (20%). Above this entry. 4.25★–4.5★: 1 states and territories (2%). Above this entry. 4.5★–4.75★: 0 states and territories (0%). Above this entry. 4.75★–5★: 1 states and territories (2%). Above this entry. This state 3.25★ 5★ every state and territory, bucketed by value

Each bar is a band; taller bars hold more states and territories. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CMS Medicare Advantage Star Ratings 2026 · 2026-09-01

Counties in New Jersey

Click a county to see all Medicare Advantage plans available in your area.

Next: understanding star ratings · choosing a plan.

Note: PlainMedicare provides publicly available CMS data for informational purposes only. This is not medical or insurance advice. Consult a licensed Medicare counselor or insurance agent before making enrollment decisions. Plan availability and premiums change annually, always verify with Medicare.gov or 1-800-MEDICARE.
Data sourced from the Centers for Medicare & Medicaid Services (CMS). Retrieved and formatted by PlainMedicare

Using New Jersey's Medicare Advantage market

Plan availability and star ratings vary by county, not just by state.

  • New Jersey beneficiaries can choose from 94 distinct Medicare Advantage plans across 21 counties (#24 of 49 states by plan count) - look up your own county for what's actually sold there. Browse by county
  • The state's mean CMS star rating ranks #14 of 49 - see how star ratings are built before comparing plans. How star ratings work
  • Weigh total cost, not just premium: compare plan details using Medicare.gov before you enroll. Medicare Plan Compare

State-level figures average every county's filings; the plans actually sold where you live can differ from the state total.

PlainMedicare is rendered directly from CMS Medicare Advantage and Part D public files, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a correction. Data current as of 2026-09-01.

CMS lists 131,985 Medicare Advantage and Part D plan records in the current public files. PlainMedicare refreshes this registry with each annual release.