Medicare Advantage plans in Garfield, MT, 2027
Garfield, Montana has 2 Medicare Advantage plans open to everyone for 2027 (2 in 2026) and 0 special needs plans, according to the CMS landscape files; 1 of the open plans have a $0 premium. Every plan that served the county in 2026 is still sold here in 2027.
What changes in Garfield for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 2 | 2 | no change |
| Special needs plans | 0 | 0 | no change |
| Plans with a $0 premium | 1 | 1 | no change |
| Plans that lower the Part B premium | 0 | 1 | ▲up 1 |
| Median out-of-pocket limit | $6,700 | $6,700 | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Garfield join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| UHC MedicareDirect Patriot No Rx PF-MA01H5435-001 · PFFS | $0 | $6,700 | $85 | 2.5 of 5 |
| UHC MedicareDirect PF-0001H5435-024 · PFFS | $155 | $6,700 | none | 2.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
What else should you check?
- Medicare Advantage in MontanaEvery county of the state
- 9 stand-alone drug plans in MontanaIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027