Medicare Advantage plans in Shelby, MO, 2027
Shelby, Missouri has 16 Medicare Advantage plans open to everyone for 2027 (17 in 2026) and 12 special needs plans, according to the CMS landscape files; 11 of the open plans have a $0 premium. 5 plans that served the county in 2026 end or leave it, with 97 members living here in September 2026.
What changes in Shelby for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 17 | 16 | ▼down 1 |
| Special needs plans | 13 | 12 | ▼down 1 |
| Plans with a $0 premium | 10 | 11 | ▲up 1 |
| Plans that lower the Part B premium | 5 | 5 | no change |
| Median out-of-pocket limit | $4,900 | $5,700 | ▲up $800 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Shelby join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana USAA Honor GivebackH5216-278 · PPO | $0 | $4,700 | $150 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-012 · PPO | $0 | $4,700 | $150 | 4.5 of 5 |
| Aetna Medicare Elite Classic ExtraH1608-067 · PPO | $0 | $4,900 | none | 4 of 5 |
| Aetna Medicare EagleH2663-069 · HMO-POS | $0 | $4,900 | $150 | 4 of 5 |
| Aetna Medicare EliteH5521-750 · PPO | $0 | $4,900 | none | 4.5 of 5 |
| Aetna Medicare SignatureH2663-041 · HMO-POS | $0 | $5,500 | none | 4 of 5 |
| Aetna Medicare Value PlusH2663-057 · HMO-POS | $0 | $5,500 | none | 4 of 5 |
| Humana USAA Honor GivebackR1532-001 · Regional PPO | $0 | $5,500 | $37 | 2.5 of 5 |
| Aetna Medicare Elite ClassicH1608-050 · PPO | $0 | $5,900 | none | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx MO-MA01H2802-050 · HMO-POS | $0 | $5,900 | $170 | 4 of 5 |
| AARP Medicare Advantage from UHC MO-0006H2802-048 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| Aetna Medicare Enhanced ExtraH2663-006 · HMO-POS | $59 | $5,900 | none | 4 of 5 |
| HumanaChoiceH7617-007 · PPO | $60 | $9,250 | none | 4.5 of 5 |
| Aetna Medicare Enhanced ClassicH1608-013 · PPO | $70 | $7,500 | none | 4 of 5 |
| Aetna Medicare EnhancedH5521-748 · PPO | $70 | $7,500 | none | 4.5 of 5 |
| HumanaChoiceR1532-002 · Regional PPO | $119 | $7,700 | none | 2.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Shelby in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| AARP Medicare Advantage from UHC MO-0008H8768-026 | 85 | Not offered |
| UHC Medicare Advantage AM-0002R3444-012 | 12 | Not offered |
| AARP Medicare Advantage from UHC MO-0003H2802-029 | fewer than 11 | Not offered |
| UHC Complete Care Support AM-1AR3444-008 | fewer than 11 | Not offered |
| UHC Complete Care AM-1R3444-009 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| UHC Complete Care MO-1H2001-055 | Chronic or Disabling Condition | $0 |
| UHC Dual Advantage MO-V1H0169-015 | Dual-Eligible | $0 |
| Aetna Medicare Full Dual ExtraH2663-114 | Dual-Eligible | $0 |
| Anthem Full Dual AdvantageH3447-018 | Dual-Eligible | $0 |
| Anthem Full Dual Advantage 2H3447-053 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH5216-164 | Dual-Eligible | $0 |
| Aetna Medicare DualH5325-006 | Dual-Eligible | $0 |
| Aetna Medicare Full DualH5325-015 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH7617-006 | Dual-Eligible | $0 |
| UHC Dual Complete MO-Q1H0169-002 | Dual-Eligible | $2.60 |
| UHC Dual Complete MO-S3H0169-014 | Dual-Eligible | $8.90 |
| UHC Dual Complete MO-Q2H2001-040 | Dual-Eligible | $18.40 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Shelby use Medicare Advantage?
455 of the county's 1,628 people with Medicare were in a Medicare Advantage plan in September 2026, 27.9%; in Missouri as a whole the share is 54.6%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in MissouriEvery county of the state
- 9 stand-alone drug plans in MissouriIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027