Medicare Advantage plans in Polk, MO, 2027
Polk, Missouri has 38 Medicare Advantage plans open to everyone for 2027 (38 in 2026) and 28 special needs plans, according to the CMS landscape files; 31 of the open plans have a $0 premium. 6 plans that served the county in 2026 end or leave it, each with fewer than 11 members living here (CMS hides smaller counts).
What changes in Polk for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 38 | 38 | no change |
| Special needs plans | 27 | 28 | ▲up 1 |
| Plans with a $0 premium | 30 | 31 | ▲up 1 |
| Plans that lower the Part B premium | 15 | 11 | ▼down 4 |
| Median out-of-pocket limit | $4,700 | $5,500 | ▲up $800 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Polk join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana CommunityH4461-048 · HMO-POS | $0 | $2,000 | none | 4 of 5 |
| Humana CommunityH4623-002 · HMO-POS | $0 | $2,000 | none | 3.5 of 5 |
| Devoted Core 005 MOH2041-005 · HMO | $0 | $2,900 | none | not rated (too new) |
| Humana Gold PlusH4623-001 · HMO-POS | $0 | $3,125 | none | 3.5 of 5 |
| Aetna Medicare EagleH2663-022 · HMO-POS | $0 | $3,400 | $150 | 4 of 5 |
| Aetna Medicare SelectH2663-023 · HMO-POS | $0 | $3,400 | none | 4 of 5 |
| Essence AdvantageH2610-015 · HMO | $0 | $4,000 | none | 4.5 of 5 |
| Wellcare Patriot Giveback OpenH7518-002 · PPO | $0 | $4,000 | $95 | 3 of 5 |
| Aetna Medicare Signature ExtraH2663-043 · HMO-POS | $0 | $4,200 | none | 4 of 5 |
| Humana Value ChoiceH7617-023 · PPO | $0 | $4,400 | none | 4.5 of 5 |
| CMH Medicare AdvantageH2942-002 · HMO | $0 | $4,450 | none | 4 of 5 |
| Anthem Medicare AdvantageH3447-038 · HMO-POS | $0 | $4,450 | none | 3.5 of 5 |
| Humana Value ChoiceH5216-318 · PPO | $0 | $4,450 | none | 3.5 of 5 |
| Humana USAA Honor GivebackH5216-278 · PPO | $0 | $4,700 | $150 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-012 · PPO | $0 | $4,700 | $150 | 4.5 of 5 |
| Devoted Giveback Extras 025 MOH2041-025 · HMO | $0 | $5,000 | $80 | not rated (too new) |
| Aetna Medicare Signature ClassicH1608-018 · PPO | $0 | $5,500 | none | 4 of 5 |
| HumanaChoice GivebackH5216-404 · PPO | $0 | $5,500 | $61 | 3.5 of 5 |
| Aetna Medicare SignatureH5521-744 · PPO | $0 | $5,500 | none | 4.5 of 5 |
| HumanaChoice GivebackH7617-014 · PPO | $0 | $5,500 | $58 | 4.5 of 5 |
Show the other 18 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana USAA Honor GivebackR1532-001 · Regional PPO | $0 | $5,500 | $37 | 2.5 of 5 |
| AARP Medicare Advantage Patriot No Rx MO-MA01H2802-050 · HMO-POS | $0 | $5,900 | $170 | 4 of 5 |
| Anthem VeteranH4909-021 · PPO | $0 | $6,751 | $70 | 3.5 of 5 |
| Wellcare SimpleH1664-001 · HMO-POS | $0 | $7,100 | none | 3 of 5 |
| Wellcare Simple OpenH7518-001 · PPO | $0 | $7,100 | none | 3 of 5 |
| Devoted Giveback 006 MOH2041-006 · HMO | $0 | $7,150 | $164.70 | not rated (too new) |
| AARP Medicare Advantage Essentials from UHC MO-4H2802-030 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage Extras from UHC MO-10H2802-072 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage from UHC MO-0009H8768-027 · PPO | $0 | $7,150 | none | 3.5 of 5 |
| Essence Advantage ChoiceH6200-004 · PPO | $0 | $8,200 | none | 3.5 of 5 |
| Humana Gold ChoiceH8145-126 · PFFS | $0 | $9,850 | none | 3.5 of 5 |
| Aetna Medicare Value PlusH2663-064 · HMO | $1.50 | $5,500 | none | 4 of 5 |
| Humana Gold PlusH0028-016 · HMO-POS | $22 | $7,550 | none | 3.5 of 5 |
| Aetna Medicare PremierH2663-021 · HMO-POS | $25 | $3,600 | none | 4 of 5 |
| AARP Medicare Advantage from UHC MO-0005H2802-031 · HMO-POS | $25 | $4,450 | none | 4 of 5 |
| Humana Gold ChoiceH8145-006 · PFFS | $60 | $7,800 | none | 3.5 of 5 |
| HumanaChoiceH5216-032 · PPO | $76 | $9,250 | none | 3.5 of 5 |
| HumanaChoiceR1532-002 · Regional PPO | $119 | $7,700 | none | 2.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Polk in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Healthy Blue DualH6316-002 | fewer than 11 | Not offered |
| Provider Partners Missouri Community PlanH9191-004 | fewer than 11 | Not offered |
| Provider Partners Missouri Essential PlanH9191-005 | fewer than 11 | Not offered |
| UHC Complete Care Support AM-1AR3444-008 | fewer than 11 | Not offered |
| UHC Complete Care AM-1R3444-009 | fewer than 11 | Not offered |
| UHC Medicare Advantage AM-0002R3444-012 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Devoted Dual 008 MOH2041-008 | Dual-Eligible | $0 |
| Provider Partners Missouri Community PlanH9191-006 | Institutional | $0 |
| Devoted C-SNP Enhanced 014 MOH2041-014 | Chronic or Disabling Condition | $0 |
| UHC Complete Care MO-1H2001-055 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP Giveback Extras 018 MOH2041-018 | Chronic or Disabling Condition | $0 |
| Senior CareH4172-003 | Institutional | $0 |
| UHC Dual Advantage MO-V1H0169-015 | Dual-Eligible | $0 |
| Humana Gold Plus SNP-DEH0028-015 | Dual-Eligible | $0 |
| Humana Gold Plus SNP-DEH4461-044 | Dual-Eligible | $0 |
| Wellcare Home State Health Dual AccessH1664-005 | Dual-Eligible | $0 |
| Devoted Dual Plus 007 MOH2041-007 | Dual-Eligible | $0 |
| Devoted Dual Full 011 MOH2041-011 | Dual-Eligible | $0 |
| Devoted C-SNP Plus 016 MOH2041-016 | Chronic or Disabling Condition | $0 |
| Aetna Medicare Full Dual ExtraH2663-110 | Dual-Eligible | $0 |
| Anthem Full Dual AdvantageH3447-018 | Dual-Eligible | $0 |
| Anthem Full Dual Advantage 2H3447-053 | Dual-Eligible | $0 |
| Aetna Medicare DualH5325-004 | Dual-Eligible | $0 |
| Wellcare Home State Health Dual Access OpenH7518-003 | Dual-Eligible | $0 |
| UHC Dual Complete MO-Q1H0169-002 | Dual-Eligible | $2.60 |
| Aetna Medicare Full DualH5325-013 | Dual-Eligible | $2.90 |
Show the other 8 special needs plans
| Plan | Who can join | Premium |
|---|---|---|
| UHC Dual Complete MO-S3H0169-014 | Dual-Eligible | $8.90 |
| NHC AdvantageH4172-001 | Institutional | $12.20 |
| Provider Partners Missouri Essential PlanH9191-007 | Institutional | $14.50 |
| Wellcare Home State Health Dual ReserveH1664-012 | Dual-Eligible | $18.40 |
| UHC Dual Complete MO-Q2H2001-040 | Dual-Eligible | $18.40 |
| American Health Advantage of MissouriH4490-001 | Institutional | $18.40 |
| American Health Advantage of Missouri ChoiceH4490-003 | Institutional | $18.40 |
| Provider Partners Missouri Advantage PlanH9191-001 | Institutional | $18.40 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Polk use Medicare Advantage?
5,084 of the county's 7,193 people with Medicare were in a Medicare Advantage plan in September 2026, 70.7%; in Missouri as a whole the share is 54.6%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in MissouriEvery county of the state
- 9 stand-alone drug plans in MissouriIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027