Medicare Advantage plans in Madison, MO, 2027
Madison, Missouri has 19 Medicare Advantage plans open to everyone for 2027 (24 in 2026) and 18 special needs plans, according to the CMS landscape files; 18 of the open plans have a $0 premium. 12 plans that served the county in 2026 end or leave it, with 176 members living here in September 2026.
What changes in Madison for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 24 | 19 | ▼down 5 |
| Special needs plans | 21 | 18 | ▼down 3 |
| Plans with a $0 premium | 20 | 18 | ▼down 2 |
| Plans that lower the Part B premium | 14 | 8 | ▼down 6 |
| Median out-of-pocket limit | $4,800 | $5,200 | ▲up $400 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Madison join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana Total CompleteH0028-014 · HMO | $0 | $2,850 | none | 3.5 of 5 |
| Humana Total CompleteH4461-046 · HMO | $0 | $2,850 | none | 4 of 5 |
| Devoted Core 009 MOH2041-009 · HMO | $0 | $3,200 | none | not rated (too new) |
| Humana Essentials Plus GivebackH0028-065 · HMO | $0 | $4,200 | $60 | 3.5 of 5 |
| Humana Essentials Plus GivebackH4461-045 · HMO | $0 | $4,200 | $60 | 4 of 5 |
| Humana Value ChoiceH7617-023 · PPO | $0 | $4,400 | none | 4.5 of 5 |
| Humana Value ChoiceH5216-318 · PPO | $0 | $4,450 | none | 3.5 of 5 |
| Humana USAA Honor GivebackH5216-278 · PPO | $0 | $4,700 | $150 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-012 · PPO | $0 | $4,700 | $150 | 4.5 of 5 |
| Devoted Giveback Extras 026 MOH2041-026 · HMO | $0 | $5,200 | $80 | not rated (too new) |
| Humana USAA Honor GivebackR1532-001 · Regional PPO | $0 | $5,500 | $37 | 2.5 of 5 |
| AARP Medicare Advantage from UHC MO-0007H2802-049 · HMO-POS | $0 | $5,900 | none | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx MO-MA01H2802-050 · HMO-POS | $0 | $5,900 | $170 | 4 of 5 |
| Humana Full AccessH5216-407 · PPO | $0 | $6,350 | none | 3.5 of 5 |
| Humana Full AccessH7617-008 · PPO | $0 | $6,600 | none | 4.5 of 5 |
| Devoted Giveback 010 MOH2041-010 · HMO | $0 | $7,150 | $159.90 | not rated (too new) |
| AARP Medicare Advantage from UHC MO-0002H2406-068 · PPO | $0 | $7,150 | none | 4 of 5 |
| Humana Gold ChoiceH8145-126 · PFFS | $0 | $9,850 | none | 3.5 of 5 |
| HumanaChoiceR1532-002 · Regional PPO | $119 | $7,700 | none | 2.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Madison in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Aetna Medicare SignatureH1608-051 | 50 | Leaves the county |
| Aetna Medicare SignatureH2663-041 | 32 | Leaves the county |
| Aetna Medicare DualH5325-006 | 29 | Leaves the county |
| Aetna Medicare Value PlusH2663-057 | 20 | Leaves the county |
| Aetna Medicare Full DualH5325-015 | 19 | Leaves the county |
| UHC Medicare Advantage AM-0002R3444-012 | 15 | Not offered |
| UHC Complete Care AM-1R3444-009 | 11 | Not offered |
| Aetna Medicare Enhanced ExtraH2663-006 | fewer than 11 | Leaves the county |
| Aetna Medicare EagleH2663-069 | fewer than 11 | Leaves the county |
| Provider Partners Missouri Community PlanH9191-004 | fewer than 11 | Not offered |
| Provider Partners Missouri Essential PlanH9191-005 | fewer than 11 | Not offered |
| UHC Complete Care Support AM-1AR3444-008 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Devoted C-SNP Enhanced 012 MOH2041-012 | Chronic or Disabling Condition | $0 |
| Devoted Dual 008 MOH2041-008 | Dual-Eligible | $0 |
| Provider Partners Missouri Community PlanH9191-006 | Institutional | $0 |
| UHC Dual Advantage MO-V1H0169-015 | Dual-Eligible | $0 |
| UHC Complete Care MO-1H2001-055 | Chronic or Disabling Condition | $0 |
| Devoted C-SNP Giveback Extras 021 MOH2041-021 | Chronic or Disabling Condition | $0 |
| Humana Gold Plus SNP-DEH0028-015 | Dual-Eligible | $0 |
| Humana Gold Plus SNP-DEH4461-044 | Dual-Eligible | $0 |
| Devoted Dual Plus 007 MOH2041-007 | Dual-Eligible | $0 |
| Devoted Dual Full 011 MOH2041-011 | Dual-Eligible | $0 |
| Devoted C-SNP Plus 016 MOH2041-016 | Chronic or Disabling Condition | $0 |
| Anthem Full Dual AdvantageH3447-018 | Dual-Eligible | $0 |
| Anthem Full Dual Advantage 2H3447-053 | Dual-Eligible | $0 |
| UHC Dual Complete MO-Q1H0169-002 | Dual-Eligible | $2.60 |
| UHC Dual Complete MO-S3H0169-014 | Dual-Eligible | $8.90 |
| Provider Partners Missouri Essential PlanH9191-007 | Institutional | $14.50 |
| UHC Dual Complete MO-Q2H2001-040 | Dual-Eligible | $18.40 |
| Provider Partners Missouri Advantage PlanH9191-001 | Institutional | $18.40 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Madison use Medicare Advantage?
1,777 of the county's 3,520 people with Medicare were in a Medicare Advantage plan in September 2026, 50.5%; in Missouri as a whole the share is 54.6%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in MissouriEvery county of the state
- 9 stand-alone drug plans in MissouriIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027