Medicare Advantage plans in Clark, MO, 2027
Clark, Missouri has 7 Medicare Advantage plans open to everyone for 2027 (10 in 2026) and 9 special needs plans, according to the CMS landscape files; 5 of the open plans have a $0 premium. 5 plans that served the county in 2026 end or leave it, with 87 members living here in September 2026.
What changes in Clark for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 10 | 7 | ▼down 3 |
| Special needs plans | 11 | 9 | ▼down 2 |
| Plans with a $0 premium | 6 | 5 | ▼down 1 |
| Plans that lower the Part B premium | 4 | 4 | no change |
| Median out-of-pocket limit | $5,200 | $5,900 | ▲up $700 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Clark join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana USAA Honor GivebackH5216-278 · PPO | $0 | $4,700 | $150 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-012 · PPO | $0 | $4,700 | $150 | 4.5 of 5 |
| Humana USAA Honor GivebackR1532-001 · Regional PPO | $0 | $5,500 | $37 | 2.5 of 5 |
| AARP Medicare Advantage Patriot No Rx MO-MA01H2802-050 · HMO-POS | $0 | $5,900 | $170 | 4 of 5 |
| AARP Medicare Advantage from UHC MO-0006H2802-048 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| HumanaChoiceH7617-007 · PPO | $60 | $9,250 | none | 4.5 of 5 |
| HumanaChoiceR1532-002 · Regional PPO | $119 | $7,700 | none | 2.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Clark in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| AARP Medicare Advantage from UHC MO-0008H8768-026 | 87 | Not offered |
| AARP Medicare Advantage from UHC MO-0003H2802-029 | fewer than 11 | Not offered |
| UHC Complete Care Support AM-1AR3444-008 | fewer than 11 | Not offered |
| UHC Complete Care AM-1R3444-009 | fewer than 11 | Not offered |
| UHC Medicare Advantage AM-0002R3444-012 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| UHC Complete Care MO-1H2001-055 | Chronic or Disabling Condition | $0 |
| UHC Dual Advantage MO-V1H0169-015 | Dual-Eligible | $0 |
| Anthem Full Dual AdvantageH3447-018 | Dual-Eligible | $0 |
| Anthem Full Dual Advantage 2H3447-053 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH5216-164 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH7617-006 | Dual-Eligible | $0 |
| UHC Dual Complete MO-Q1H0169-002 | Dual-Eligible | $2.60 |
| UHC Dual Complete MO-S3H0169-014 | Dual-Eligible | $8.90 |
| UHC Dual Complete MO-Q2H2001-040 | Dual-Eligible | $18.40 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Clark use Medicare Advantage?
399 of the county's 1,606 people with Medicare were in a Medicare Advantage plan in September 2026, 24.8%; in Missouri as a whole the share is 54.6%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in MissouriEvery county of the state
- 9 stand-alone drug plans in MissouriIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027