Medicare Advantage plans in Smith, MS, 2027
Smith, Mississippi has 26 Medicare Advantage plans open to everyone for 2027 (20 in 2026) and 24 special needs plans, according to the CMS landscape files; 20 of the open plans have a $0 premium. 1 plan that served the county in 2026 ends or leaves it, with fewer than 11 members living here (CMS hides smaller counts).
What changes in Smith for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 20 | 26 | ▲up 6 |
| Special needs plans | 15 | 24 | ▲up 9 |
| Plans with a $0 premium | 14 | 20 | ▲up 6 |
| Plans that lower the Part B premium | 6 | 6 | no change |
| Median out-of-pocket limit | $6,600 | $7,125 | ▲up $525 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Smith join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Healthy Mississippi PreferredH1823-001 · PPO | $0 | $4,200 | none | not rated |
| Healthy Mississippi Premier AdvantageH8879-001 · HMO-POS | $0 | $4,200 | none | not rated (too new) |
| Humana USAA Honor GivebackH5216-200 · PPO | $0 | $4,700 | $161 | 3.5 of 5 |
| Devoted Choice 001 MSH7355-001 · PPO | $0 | $5,400 | none | not rated (too new) |
| AARP Medicare Advantage Essentials from UHC MS-1H5253-141 · HMO-POS | $0 | $5,900 | none | 4 of 5 |
| AARP Medicare Advantage Direct OTC from UHC MS-8H5253-222 · HMO-POS | $0 | $5,900 | none | 4 of 5 |
| AARP Medicare Advantage Direct Plus from UHC MS-9H5253-223 · HMO-POS | $0 | $5,900 | none | 4 of 5 |
| Wellcare AssistH1416-068 · HMO-POS | $0 | $6,900 | none | 3 of 5 |
| Wellcare Simple OpenH0074-001 · PPO | $0 | $7,100 | none | 3.5 of 5 |
| Aetna Medicare SignatureH3239-014 · HMO | $0 | $7,150 | none | 3.5 of 5 |
| AARP Medicare Advantage Extras from UHC MS-7H5253-221 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx MS-MA01H8768-031 · PPO | $0 | $7,150 | $180 | 3.5 of 5 |
| AARP Medicare Advantage Giveback from UHC MS-4H8768-040 · PPO | $0 | $7,150 | $47 | 3.5 of 5 |
| Devoted Choice Giveback Extras 012 MSH7355-012 · PPO | $0 | $7,500 | $70 | not rated (too new) |
| Wellcare SimpleH1416-086 · HMO-POS | $0 | $8,200 | none | 3 of 5 |
| HumanaChoiceR0110-001 · Regional PPO | $0 | $9,000 | none | 3.5 of 5 |
| Wellcare GivebackH1416-065 · HMO-POS | $0 | $9,250 | $66.50 | 3 of 5 |
| Aetna Medicare Eagle PlusH5521-324 · PPO | $0 | $9,250 | none | 4.5 of 5 |
| Aetna Medicare Signature PlusH5521-218 · PPO | $0 | $9,850 | none | 4.5 of 5 |
| Devoted Choice Giveback 002 MSH7355-002 · PPO | $0 | $9,850 | $164.40 | not rated (too new) |
Show the other 6 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| AARP Medicare Advantage from UHC MS-0003H8768-034 · PPO | $10 | $7,150 | none | 3.5 of 5 |
| Aetna Medicare Value PlusH5521-470 · PPO | $23.80 | $9,850 | none | 4.5 of 5 |
| HumanaChoiceH5216-136 · PPO | $43 | $6,500 | none | 3.5 of 5 |
| Wellcare Low PremiumH1416-026 · HMO-POS | $44 | $6,800 | none | 3 of 5 |
| AARP Medicare Advantage from UHC MS-0002H8768-030 · PPO | $57 | $6,500 | none | 3.5 of 5 |
| Humana Full AccessR0110-003 · Regional PPO | $212 | $3,800 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Smith in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Wellcare Patriot GivebackH1416-060 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Smith use Medicare Advantage?
1,343 of the county's 3,899 people with Medicare were in a Medicare Advantage plan in September 2026, 34.4%; in Mississippi as a whole the share is 45.1%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in MississippiEvery county of the state
- 9 stand-alone drug plans in MississippiIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027