Medicare Advantage plans in Franklin, MA, 2027
Franklin, Massachusetts has 22 Medicare Advantage plans open to everyone for 2027 (21 in 2026) and 5 special needs plans, according to the CMS landscape files; 7 of the open plans have a $0 premium. 1 plan that served the county in 2026 ends or leaves it, with 21 members living here in September 2026.
What changes in Franklin for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 21 | 22 | ▲up 1 |
| Special needs plans | 4 | 5 | ▲up 1 |
| Plans with a $0 premium | 8 | 7 | ▼down 1 |
| Plans that lower the Part B premium | 2 | 3 | ▲up 1 |
| Median out-of-pocket limit | $5,900 | $6,550 | ▲up $650 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Franklin join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Health New England Medicare Basic No RxH8578-009 · HMO | $0 | $5,500 | none | 3 of 5 |
| Fallon Medicare Plus Saver No RxH9001-039 · HMO | $0 | $6,700 | $75 | 4 of 5 |
| AARP Medicare Advantage from UHC MA-0003H5253-157 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx MA-MA2H5253-225 · HMO-POS | $0 | $7,150 | $110 | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx MA-MA01H8768-045 · PPO | $0 | $7,150 | $60 | 3.5 of 5 |
| Medicare HMO Blue SaverRxH2261-024 · HMO-POS | $0 | $9,200 | none | 4.5 of 5 |
| Fallon Medicare Plus OrangeH9001-041 · HMO | $0 | $9,850 | none | 4 of 5 |
| Health New England Medicare ValueH8578-012 · HMO | $15 | $9,000 | none | 3 of 5 |
| Health New England Medicare Premium No RxH8578-003 · HMO | $44 | $4,500 | none | 3 of 5 |
| Health New England Medicare CompassH2737-001 · PPO | $64 | $8,150 | none | 2.5 of 5 |
| AARP Medicare Advantage from UHC MA-0006H8768-055 · PPO | $67 | $7,150 | none | 3.5 of 5 |
| Medicare HMO Blue ValueRxH2261-026 · HMO | $68 | $3,750 | none | 4.5 of 5 |
| Medicare PPO Blue EssentialRxH2230-019 · PPO | $69 | $9,850 | none | 4.5 of 5 |
| Fallon Medicare Plus GreenH9001-030 · HMO | $72 | $6,000 | none | 4 of 5 |
| Health New England Medicare SelectH8578-019 · HMO | $80 | $6,500 | none | 3 of 5 |
| Medicare PPO Blue ValueRxH2230-020 · PPO | $108 | $6,600 | none | 4.5 of 5 |
| Fallon Medicare Plus BlueH9001-031 · HMO | $117 | $3,400 | none | 4 of 5 |
| Medicare HMO Blue FlexRxH2261-025 · HMO-POS | $119 | $4,100 | none | 4.5 of 5 |
| Health New England Medicare PlusH8578-004 · HMO | $138 | $5,500 | none | 3 of 5 |
| Health New England Medicare PremiumH8578-001 · HMO | $188 | $5,000 | none | 3 of 5 |
| Medicare HMO Blue PlusRxH2261-005 · HMO | $245 | $3,800 | none | 4.5 of 5 |
| Medicare PPO Blue PlusRxH2230-002 · PPO | $300 | $4,200 | none | 4.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Franklin in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| AARP Medicare Advantage CareFlex from UHC MA-9H5253-159 | 21 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| UHC Complete Care MA-7H5253-155 | Chronic or Disabling Condition | $0 |
| NaviCareH8928-002 | Dual-Eligible | $22.70 |
| NaviCare NHCH8928-001 | Dual-Eligible | $25.20 |
| CCA One CareH1486-001 | Dual-Eligible | $33.80 |
| CCA Senior Care OptionsH2225-001 | Dual-Eligible | $33.80 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Franklin use Medicare Advantage?
6,923 of the county's 21,417 people with Medicare were in a Medicare Advantage plan in September 2026, 32.3%; in Massachusetts as a whole the share is 35.6%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in MassachusettsEvery county of the state
- 10 stand-alone drug plans in MassachusettsIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027