Medicare Advantage plans in Essex, MA, 2027
Essex, Massachusetts has 35 Medicare Advantage plans open to everyone for 2027 (39 in 2026) and 17 special needs plans, according to the CMS landscape files; 16 of the open plans have a $0 premium. 12 plans that served the county in 2026 end or leave it, with 7,300 members living here in September 2026.
What changes in Essex for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 39 | 35 | ▼down 4 |
| Special needs plans | 18 | 17 | ▼down 1 |
| Plans with a $0 premium | 16 | 16 | no change |
| Plans that lower the Part B premium | 7 | 7 | no change |
| Median out-of-pocket limit | $5,200 | $6,750 | ▲up $1,550 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Essex join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana USAA Honor GivebackH5216-059 · PPO | $0 | $4,950 | $123 | 3.5 of 5 |
| Fallon Medicare Plus Saver No RxH9001-039 · HMO | $0 | $6,700 | $75 | 4 of 5 |
| HumanaChoiceH5216-249 · PPO | $0 | $6,750 | none | 3.5 of 5 |
| Tufts Medicare Preferred HMO Smart Saver RxH2256-047 · HMO | $0 | $7,150 | none | 4 of 5 |
| HumanaChoice GivebackH5216-138 · PPO | $0 | $7,150 | $40 | 3.5 of 5 |
| HumanaChoice GivebackH5216-477 · PPO | $0 | $7,150 | $48 | 3.5 of 5 |
| AARP Medicare Advantage from UHC MA-0003H5253-157 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx MA-MA2H5253-225 · HMO-POS | $0 | $7,150 | $110 | 4 of 5 |
| Aetna Medicare Signature ExtraH5521-159 · PPO | $0 | $7,150 | none | 4.5 of 5 |
| Aetna Medicare Eagle GivebackH5521-296 · PPO | $0 | $7,150 | $90 | 4.5 of 5 |
| Aetna Medicare EliteH5521-451 · PPO | $0 | $7,150 | none | 4.5 of 5 |
| Aetna Medicare SignatureH5793-018 · HMO-POS | $0 | $7,150 | none | 3.5 of 5 |
| Mass General Brigham Advantage CoreH6847-002 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx MA-MA01H8768-045 · PPO | $0 | $7,150 | $60 | 3.5 of 5 |
| Medicare HMO Blue SaverRxH2261-024 · HMO-POS | $0 | $9,200 | none | 4.5 of 5 |
| Fallon Medicare Plus OrangeH9001-041 · HMO | $0 | $9,850 | none | 4 of 5 |
| Tufts Medicare Preferred HMO Basic No RxH2256-042 · HMO | $58 | $4,500 | none | 4 of 5 |
| Mass General Brigham Advantage SecureH6847-001 · HMO-POS | $60 | $5,000 | none | 4 of 5 |
| Medicare HMO Blue ValueRxH2261-026 · HMO | $68 | $3,750 | none | 4.5 of 5 |
| Medicare PPO Blue EssentialRxH2230-019 · PPO | $69 | $9,850 | none | 4.5 of 5 |
Show the other 15 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| AARP Medicare Advantage from UHC MA-0006H8768-055 · PPO | $75 | $7,150 | none | 3.5 of 5 |
| Aetna Medicare EnhancedH5521-761 · PPO | $79 | $6,750 | none | 4.5 of 5 |
| Fallon Medicare Plus GreenH9001-030 · HMO | $83 | $6,000 | none | 4 of 5 |
| Tufts Medicare Preferred HMO Basic RxH2256-026 · HMO | $88 | $4,500 | none | 4 of 5 |
| Medicare HMO Blue FlexRxH2261-025 · HMO-POS | $119 | $4,100 | none | 4.5 of 5 |
| Tufts Medicare Preferred HMO Value No RxH2256-019 · HMO | $153 | $4,200 | none | 4 of 5 |
| Mass General Brigham Advantage PlusH6847-003 · HMO-POS | $180 | $4,500 | none | 4 of 5 |
| Fallon Medicare Plus BlueH9001-031 · HMO | $185 | $3,400 | none | 4 of 5 |
| Tufts Medicare Preferred HMO Prime No RxH2256-016 · HMO | $186 | $3,850 | none | 4 of 5 |
| Tufts Medicare Preferred HMO Value RxH2256-018 · HMO | $207 | $4,200 | none | 4 of 5 |
| Tufts Medicare Preferred PPO RXH9907-003 · PPO | $220 | $7,150 | none | 4 of 5 |
| Tufts Medicare Preferred HMO Prime RxH2256-015 · HMO | $244 | $3,850 | none | 4 of 5 |
| Medicare HMO Blue PlusRxH2261-005 · HMO | $245 | $3,800 | none | 4.5 of 5 |
| Tufts Medicare Preferred HMO Prime Rx PlusH2256-001 · HMO | $280 | $3,850 | none | 4 of 5 |
| Medicare PPO Blue PlusRxH2230-002 · PPO | $300 | $4,200 | none | 4.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Essex in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Mass General Brigham AdvantageH9485-001 | 3,544 | Not offered |
| Medicare PPO Blue ValueRxH2230-018 | 2,072 | Leaves the county |
| Mass General Brigham Advantage PremierH9485-002 | 591 | Not offered |
| Tufts Medicare Preferred PPO RXH9907-002 | 305 | Not offered |
| Mass General Brigham Advantage SignatureH9485-003 | 283 | Not offered |
| Erickson Advantage SignatureH5652-001 | 236 | Not offered |
| Humana Direct Choice GivebackH5216-424 | 208 | Not offered |
| Erickson Advantage LibertyH5652-008 | 61 | Not offered |
| Erickson Advantage Liberty no RxH5652-002 | fewer than 11 | Not offered |
| Erickson Advantage GuardianH5652-003 | fewer than 11 | Not offered |
| Erickson Advantage ChampionH5652-004 | fewer than 11 | Not offered |
| Erickson Advantage FreedomH5652-006 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Molina One CareH4371-001 | Dual-Eligible | $0 |
| Mass General Brigham SCOH0777-001 | Dual-Eligible | $0 |
| Senior Whole Health SCOH2224-001 | Dual-Eligible | $0 |
| UHC Senior Care Options MA-Y001H2226-001 | Dual-Eligible | $0 |
| UHC One Care MA-YLH4610-002 | Dual-Eligible | $0 |
| UHC Senior Care Options MA-YLH2226-003 | Dual-Eligible | $17.20 |
| Tufts Health One CareH5314-001 | Dual-Eligible | $18.50 |
| UHC One Care MA-Y3H4610-001 | Dual-Eligible | $20.20 |
| Tufts Health Plan Senior Care Options CWH8330-002 | Dual-Eligible | $22.10 |
| NaviCareH8928-002 | Dual-Eligible | $22.70 |
| NaviCare NHCH8928-001 | Dual-Eligible | $25.20 |
| Tufts Health One Care CWH5314-002 | Dual-Eligible | $25.30 |
| Tufts Health Plan Senior Care OptionsH8330-001 | Dual-Eligible | $30.30 |
| CCA One CareH1486-001 | Dual-Eligible | $33.80 |
| Senior Whole Health SCO NHCH2224-003 | Dual-Eligible | $33.80 |
| CCA Senior Care OptionsH2225-001 | Dual-Eligible | $33.80 |
| Mass General Brigham One CareH1611-001 | Dual-Eligible | $34.70 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Essex use Medicare Advantage?
64,904 of the county's 183,338 people with Medicare were in a Medicare Advantage plan in September 2026, 35.4%; in Massachusetts as a whole the share is 35.6%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in MassachusettsEvery county of the state
- 10 stand-alone drug plans in MassachusettsIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027