Medicare Advantage plans in Berkshire, MA, 2027
Berkshire, Massachusetts has 7 Medicare Advantage plans open to everyone for 2027 (10 in 2026) and 3 special needs plans, according to the CMS landscape files; 2 of the open plans have a $0 premium. 4 plans that served the county in 2026 end or leave it, with 4,087 members living here in September 2026.
What changes in Berkshire for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 10 | 7 | ▼down 3 |
| Special needs plans | 2 | 3 | ▲up 1 |
| Plans with a $0 premium | 4 | 2 | ▼down 2 |
| Plans that lower the Part B premium | 1 | 1 | no change |
| Median out-of-pocket limit | $5,350 | $5,500 | ▲up $150 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Berkshire join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Health New England Medicare Basic No RxH8578-009 · HMO | $0 | $5,500 | none | 3 of 5 |
| Fallon Medicare Plus Saver No RxH9001-039 · HMO | $0 | $6,700 | $75 | 4 of 5 |
| Health New England Medicare Premium No RxH8578-003 · HMO | $44 | $4,500 | none | 3 of 5 |
| Health New England Medicare StandardH8578-024 · HMO | $44 | $9,000 | none | 3 of 5 |
| Health New England Medicare PlusH8578-004 · HMO | $138 | $5,500 | none | 3 of 5 |
| Health New England Medicare PremiumH8578-001 · HMO | $188 | $5,000 | none | 3 of 5 |
| Fallon Medicare Plus BlueH9001-031 · HMO | $192 | $3,400 | none | 4 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Berkshire in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| Health New England Medicare CompassH2737-001 | 1,770 | Leaves the county |
| Fallon Medicare Plus OrangeH9001-038 | 1,161 | Leaves the county |
| Health New England Medicare ValueH8578-012 | 1,039 | Leaves the county |
| Fallon Medicare Plus GreenH9001-030 | 117 | Leaves the county |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| NaviCareH8928-002 | Dual-Eligible | $22.70 |
| NaviCare NHCH8928-001 | Dual-Eligible | $25.20 |
| CCA One CareH1486-001 | Dual-Eligible | $33.80 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Berkshire use Medicare Advantage?
6,452 of the county's 38,446 people with Medicare were in a Medicare Advantage plan in September 2026, 16.8%; in Massachusetts as a whole the share is 35.6%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in MassachusettsEvery county of the state
- 10 stand-alone drug plans in MassachusettsIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027