Medicare Advantage plans in Waldo, ME, 2027
Waldo, Maine has 17 Medicare Advantage plans open to everyone for 2027 (22 in 2026) and 11 special needs plans, according to the CMS landscape files; 9 of the open plans have a $0 premium. 9 plans that served the county in 2026 end or leave it, with 2,604 members living here in September 2026.
What changes in Waldo for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 22 | 17 | ▼down 5 |
| Special needs plans | 10 | 11 | ▲up 1 |
| Plans with a $0 premium | 15 | 9 | ▼down 6 |
| Plans that lower the Part B premium | 10 | 8 | ▼down 2 |
| Median out-of-pocket limit | $6,900 | $7,150 | ▲up $250 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Waldo join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana USAA Honor GivebackH5216-059 · PPO | $0 | $4,950 | $123 | 3.5 of 5 |
| Martin's Point Generations Advantage AllianceH5591-003 · HMO | $0 | $5,000 | $50 | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx ME-MA01H2001-021 · PPO | $0 | $7,150 | $140 | 4.5 of 5 |
| HumanaChoice GivebackH5216-138 · PPO | $0 | $7,150 | $40 | 3.5 of 5 |
| HumanaChoice GivebackH5216-478 · PPO | $0 | $7,150 | $48 | 3.5 of 5 |
| Humana Gold PlusH5619-001 · HMO | $0 | $7,150 | none | 3 of 5 |
| HumanaChoice GivebackH7617-046 · PPO | $0 | $7,150 | $40 | 4.5 of 5 |
| Wellcare Patriot Giveback OpenH2775-116 · PPO | $0 | $9,850 | $75 | 3 of 5 |
| Humana Gold Plus GivebackH5619-066 · HMO | $0 | $9,850 | $60 | 3 of 5 |
| Humana Gold PlusH5619-137 · HMO | $14 | $6,900 | none | 3 of 5 |
| Anthem I MaineHealth Advantage PlusH9065-008 · HMO | $33 | $6,800 | none | 3.5 of 5 |
| Humana Gold PlusH5619-186 · HMO | $37 | $6,900 | none | 3 of 5 |
| Martin's Point Generations Advantage EssentialH5591-019 · HMO | $40 | $9,500 | none | 4 of 5 |
| Wellcare Low Premium OpenH2775-109 · PPO | $44.50 | $9,850 | none | 3 of 5 |
| AARP Medicare Advantage from UHC ME-0001H5253-162 · HMO-POS | $50 | $7,150 | none | 4 of 5 |
| Martin's Point Generations Advantage PrimeH5591-017 · HMO | $85 | $8,150 | none | 4 of 5 |
| Martin's Point Generations Advantage SelectH1365-006 · PPO | $110 | $9,000 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Waldo in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| AARP Medicare Advantage from UHC ME-0002H2001-083 | 1,051 | Leaves the county |
| Martin's Point Generations Advantage EssentialH5591-018 | 1,045 | Leaves the county |
| Wellcare SimpleH9364-001 | 157 | Not offered |
| HumanaChoiceH5216-175 | 153 | Leaves the county |
| Martin's Point Generations Advantage SelectH1365-005 | 106 | Not offered |
| Wellcare GivebackH9364-004 | 57 | Not offered |
| Anthem I MaineHealth Advantage ChoiceH9065-003 | 22 | Not offered |
| Wellcare Advantage SimpleH2816-040 | 13 | Not offered |
| Anthem I MaineHealth Advantage VeteranH9219-004 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| UHC Dual Complete ME-S1H2001-068 | Dual-Eligible | $0 |
| UHC Dual Complete ME-Q2H2001-069 | Dual-Eligible | $0 |
| Wellcare Dual Access OpenH2775-115 | Dual-Eligible | $0 |
| Aetna Medicare Full DualH3597-011 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH5216-291 | Dual-Eligible | $0 |
| Humana Gold Plus SNP-DEH5619-003 | Dual-Eligible | $0 |
| Humana Gold Plus SNP-DEH5619-182 | Dual-Eligible | $0 |
| Anthem I MaineHealth Advantage Dual PlusH9065-001 | Dual-Eligible | $0 |
| Anthem | MaineHealth Dual AdvantageH9065-016 | Dual-Eligible | $0 |
| Wellcare Dual AccessH9364-002 | Dual-Eligible | $0 |
| Wellcare Dual LibertyH9364-003 | Dual-Eligible | $0 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Waldo use Medicare Advantage?
7,552 of the county's 12,867 people with Medicare were in a Medicare Advantage plan in September 2026, 58.7%; in Maine as a whole the share is 58.8%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in MaineEvery county of the state
- 8 stand-alone drug plans in MaineIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027