Medicare Advantage plans in Pratt, KS, 2027
Pratt, Kansas has 10 Medicare Advantage plans open to everyone for 2027 (10 in 2026) and 6 special needs plans, according to the CMS landscape files; 9 of the open plans have a $0 premium. Every plan that served the county in 2026 is still sold here in 2027.
What changes in Pratt for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 10 | 10 | no change |
| Special needs plans | 7 | 6 | ▼down 1 |
| Plans with a $0 premium | 9 | 9 | no change |
| Plans that lower the Part B premium | 7 | 6 | ▼down 1 |
| Median out-of-pocket limit | $4,800 | $5,900 | ▲up $1,100 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Pratt join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana Value ChoiceH5216-318 · PPO | $0 | $4,450 | none | 3.5 of 5 |
| Humana USAA Honor GivebackH5216-278 · PPO | $0 | $4,700 | $150 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-012 · PPO | $0 | $4,700 | $150 | 4.5 of 5 |
| AARP Medicare Advantage from UHC KS-0001H2802-034 · HMO-POS | $0 | $5,900 | none | 4 of 5 |
| HumanaChoice GivebackH5216-409 · PPO | $0 | $5,900 | $67 | 3.5 of 5 |
| Humana Essentials Plus GivebackH7617-015 · PPO | $0 | $5,900 | $67 | 4.5 of 5 |
| AARP Medicare Advantage Patriot No Rx KS-MA2H2802-077 · HMO-POS | $0 | $7,150 | $160 | 4 of 5 |
| AARP Medicare Advantage from UHC KS-0003H8768-024 · PPO | $0 | $7,150 | none | 3.5 of 5 |
| AARP Medicare Advantage Patriot No Rx KS-MA01H8768-025 · PPO | $0 | $7,150 | $115 | 3.5 of 5 |
| AARP Medicare Advantage from UHC KS-0002H2802-035 · HMO-POS | $55 | $4,450 | none | 4 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| UHC Complete Care KS-4H2802-070 | Chronic or Disabling Condition | $0 |
| UHC Dual Complete KS-QV1H0169-010 | Dual-Eligible | $0 |
| Healthy Blue Full Dual AdvantageH6316-007 | Dual-Eligible | $0 |
| UHC Dual Complete KS-S2H0169-016 | Dual-Eligible | $35.50 |
| Kansas Health AdvantageH2392-001 | Institutional | $35.50 |
| Kansas Health Advantage ChoiceH2392-003 | Institutional | $35.50 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Pratt use Medicare Advantage?
343 of the county's 2,258 people with Medicare were in a Medicare Advantage plan in September 2026, 15.2%; in Kansas as a whole the share is 33.4%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in KansasEvery county of the state
- 12 stand-alone drug plans in KansasIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027