Medicare Advantage plans in Fremont, IA, 2027
Fremont, Iowa has 17 Medicare Advantage plans open to everyone for 2027 (19 in 2026) and 10 special needs plans, according to the CMS landscape files; 13 of the open plans have a $0 premium. 6 plans that served the county in 2026 end or leave it, with 90 members living here in September 2026.
What changes in Fremont for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 19 | 17 | ▼down 2 |
| Special needs plans | 11 | 10 | ▼down 1 |
| Plans with a $0 premium | 15 | 13 | ▼down 2 |
| Plans that lower the Part B premium | 6 | 6 | no change |
| Median out-of-pocket limit | $5,000 | $6,750 | ▲up $1,750 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Fremont join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Wellcare SimpleH1862-005 · HMO-POS | $0 | $4,400 | none | not rated (too little data) |
| Aetna Medicare SignatureH1609-001 · HMO-POS | $0 | $4,450 | none | 4.5 of 5 |
| Aetna Medicare Value CareH1609-068 · HMO-POS | $0 | $4,450 | none | 4.5 of 5 |
| Humana USAA Honor GivebackH5216-278 · PPO | $0 | $4,700 | $150 | 3.5 of 5 |
| Devoted Core 034 IAH7993-034 · HMO | $0 | $4,750 | none | 5 of 5 |
| HumanaChoice GivebackH5216-340 · PPO | $0 | $5,000 | $63 | 3.5 of 5 |
| Aetna Medicare Signature ExtraH1609-069 · HMO-POS | $0 | $5,500 | none | 4.5 of 5 |
| Devoted Giveback Extras 108 IAH7993-108 · HMO | $0 | $5,900 | $75 | 5 of 5 |
| Aetna Medicare EagleH1609-058 · HMO-POS | $0 | $6,750 | $130 | 4.5 of 5 |
| AARP Medicare Advantage Patriot No Rx NE-MA01H1278-018 · PPO | $0 | $7,150 | $160 | 3.5 of 5 |
| Aetna Medicare Signature ClassicH1608-001 · PPO | $0 | $7,150 | none | 4 of 5 |
| Aetna Medicare SignatureH5521-751 · PPO | $0 | $7,150 | none | 4.5 of 5 |
| Devoted Giveback 035 IAH7993-035 · HMO | $0 | $7,150 | $159.70 | 5 of 5 |
| HumanaChoiceH5216-014 · PPO | $51 | $7,500 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC NE-0002H1278-020 · PPO | $61 | $7,150 | none | 3.5 of 5 |
| Aetna Medicare Enhanced Classic ExtraH1608-117 · PPO | $75 | $7,150 | none | 4 of 5 |
| Aetna Medicare Enhanced ExtraH5521-752 · PPO | $75 | $7,150 | none | 4.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Fremont in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| AARP Medicare Advantage Extras from UHC NE-5H2802-074 | 37 | Leaves the county |
| Humana Full AccessH5216-411 | 31 | Not offered |
| AARP Medicare Advantage Essentials from UHC NE-3H2802-001 | 22 | Leaves the county |
| Humana Together in HealthH5216-413 | fewer than 11 | Not offered |
| Humana Together in Health SelectH5216-453 | fewer than 11 | Not offered |
| Blue Medicare Advantage Valor PPOH5900-006 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Devoted C-SNP Giveback Extras 063 IAH7993-063 | Chronic or Disabling Condition | $0 |
| Wellcare Iowa Total Care Dual ReserveH1862-006 | Dual-Eligible | $0 |
| Wellcare Iowa Total Care Dual Liberty SyncH1862-003 | Dual-Eligible | $0 |
| Humana Together in HealthH7617-118 | Institutional | $0 |
| Devoted C-SNP Plus 036 IAH7993-036 | Chronic or Disabling Condition | $0 |
| Molina Medicare Complete CareH4367-002 | Dual-Eligible | $0.60 |
| Great Plains Medicare AdvantageH1787-001 | Institutional | $5 |
| Wellpoint Full Dual AdvantageH0907-003 | Dual-Eligible | $12 |
| Wellcare Iowa Total Care Dual AccessH1862-004 | Dual-Eligible | $24.60 |
| Great Plain Medicare Advantage GoldH1787-002 | Institutional | $106 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Fremont use Medicare Advantage?
527 of the county's 1,954 people with Medicare were in a Medicare Advantage plan in September 2026, 27.0%; in Iowa as a whole the share is 37.6%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in IowaEvery county of the state
- 9 stand-alone drug plans in IowaIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027