Medicare Advantage · Illinois · 2026 plan year

Medicare Advantage in DuPage, IL

According to the Centers for Medicare & Medicaid Services (CMS) 2026 Landscape and Star Ratings files, every Medicare Advantage plan available in DuPage, IL for 2026 is ranked by CMS star rating, with premiums and benefits laid out plainly.

70
Plans available
5.0★
Best plan: Top-rated
$0
Lowest premium/mo
$16.03
Avg premium/mo
RSS updates for this county

The short answer

DuPage has 70 Medicare Advantage plans for 2026, the best earns 5.0★ from CMS, 24 reach 4★ or higher, and 44 carry a $0 monthly premium.

70
plans to compare
5.0★
highest CMS rating here
44
$0-premium plans
24
plans rated 4★ or higher

Premiums shown are the monthly plan premium (Part C + D). Every enrollee also pays the standard Part B premium (about $202.90/mo in 2026). Confirm any plan's current details on Medicare.gov before enrolling.

What the CMS Plan Finder Shows for DuPage, IL

DuPage, IL (FIPS 17043): 70 individual Medicare Advantage plans available (employer-group plans excluded). Highest CMS Star rating: 5.0/5 via LONGEVITY HEALTH PLAN OF ILLINOIS, INC.. Plan-type mix: 32 HMO, 28 Local PPO, 10 HMO POS. Monthly plan premiums (Part C + D) range $0 – $257.00 (avg $16.03), with 44 $0-premium plans. 65 of 70 plans include Part D drug coverage. CMS Star Ratings methodology →

How to read these figures

The figures above come from the Centers for Medicare & Medicaid Services 2026 plan year file, which CMS publishes each autumn before the October 15 to December 7 open enrollment window. A county premium reflects only the Part C portion that a plan charges. Most enrollees still pay the standard Part B premium of about $202.90 a month on top of it, so a $0 plan is rarely free in practice. The CMS star rating runs from one to five and weights more than 40 measures, including how well a plan manages chronic conditions, how fast it answers member calls, and how members rate their own care. A plan that holds five stars earns a special enrollment period that lets people switch into it at almost any time of year. Premiums alone can mislead a shopper, because a low monthly cost often pairs with a higher deductible or a tighter provider network. Federal rules cap in-network out-of-pocket spending at $9,250 for 2026, which is why two plans with identical premiums can leave very different bills after a hospital stay. Read our methodology for how each value here is sourced and computed.

Where DuPage sits on CMS quality

Average CMS star rating across the plans sold in this county, against every county with rated plans

3.67★ Top 68% higher than 32% of 3,121 US counties

2.5★–2.75★: 19 US counties (1%). Below this entry. 2.75★–3★: 5 US counties (0%). Below this entry. 3★–3.25★: 31 US counties (1%). Below this entry. 3.25★–3.5★: 164 US counties (5%). Below this entry. 3.5★–3.75★: 1,089 US counties (35%). This entry sits in this band. 3.75★–4★: 1,344 US counties (43%). Above this entry. 4★–4.25★: 351 US counties (11%). Above this entry. 4.25★–4.5★: 37 US counties (1%). Above this entry. 4.5★–4.75★: 3 US counties (0%). Above this entry. 4.75★–5★: 78 US counties (2%). Above this entry. This county 2.5★ 5★ every rated county, bucketed by value

Each bar is a band; taller bars hold more US counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CMS Medicare Advantage Star Ratings 2026 · 2026-09-01

All plans in DuPage, ranked by CMS rating

#PlanInsurerTypePremium/moCMS stars
1Longevity Health Plan OF Illinois, Inc. (SNP)Longevity HealthHMO$15.205.0★
2Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO-4.5★
3Emphesys Insurance Company (SNP)HumanaLocal PPO-4.5★
4Essence Healthcare, Inc. (SNP)Essence HealthcareHMO$04.5★
5Healthspring Life & Health Insurance Company, Inc. (SNP)Cigna HealthCareHMO POS$04.5★
6Healthspring Life & Health Insurance Company, Inc. (SNP)Cigna HealthCareHMO$04.5★
7Healthspring Life & Health Insurance Company, Inc. (SNP)Cigna HealthCareHMO$04.5★
8Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.5★
9Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$04.5★
10Emphesys Insurance Company (SNP)HumanaLocal PPO$04.5★
11Emphesys Insurance Company (SNP)HumanaLocal PPO$04.5★
12Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$15.204.5★
13Sierra Health AND Life Insurance Company, Inc. (SNP)UnitedHealthcareLocal PPO$15.204.5★
14Aetna Life Insurance Company (SNP)Aetna MedicareLocal PPO$44.004.5★
15Unitedhealthcare OF THE Midlands, Inc. (SNP)UnitedHealthcareHMO POS$04.0★
16Unitedhealthcare OF THE Midlands, Inc. (SNP)UnitedHealthcareHMO POS$04.0★
17Unitedhealthcare OF THE Midlands, Inc. (SNP)UnitedHealthcareHMO POS$04.0★
18Devoted Health Plan OF Illinois, Inc. (SNP)Devoted HealthHMO$04.0★
19Devoted Health Plan OF Illinois, Inc. (SNP)Devoted HealthHMO$04.0★
20Unitedhealthcare OF THE Midlands, Inc. (SNP)UnitedHealthcareHMO POS$15.204.0★
21Provider Partners Health Plan OF Illinois (SNP)Provider Partners Health PlansHMO$15.204.0★
22Devoted Health Plan OF Illinois, Inc. (SNP)Devoted HealthHMO$15.204.0★
23Devoted Health Plan OF Illinois, Inc. (SNP)Devoted HealthHMO$15.204.0★
24Unitedhealthcare OF THE Midlands, Inc. (SNP)UnitedHealthcareHMO POS$37.004.0★
25Humana Insurance Company (SNP)HumanaLocal PPO-3.5★
26Humana Insurance Company (SNP)HumanaLocal PPO-3.5★
27Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO-3.5★
28Humana Benefit Plan OF Illinois, Inc. (SNP)HumanaHMO$03.5★
29Humana Benefit Plan OF Illinois, Inc. (SNP)HumanaHMO$03.5★
30Humana Benefit Plan OF Illinois, Inc. (SNP)HumanaHMO$03.5★
31Health Care Service Corporation (SNP)Blue Cross and Blue Shield of IL, NMHMO$03.5★
32Health Care Service Corporation (SNP)Blue Cross and Blue Shield of IL, NMHMO POS$03.5★
33Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
34Humana Insurance Company (SNP)HumanaLocal PPO$03.5★
35Essence Healthcare PPO, Inc. (SNP)Essence HealthcareLocal PPO$03.5★
36Devoted Health Insurance Company of Illinois, Inc. (SNP)Devoted HealthLocal PPO$03.5★
37Devoted Health Insurance Company of Illinois, Inc. (SNP)Devoted HealthLocal PPO$03.5★
38Coventry Health Care OF Illinois, Inc. (SNP)Aetna MedicareLocal PPO$03.5★
39Illinois Blue Cross Blue Shield Insurance Company (SNP)Blue Cross and Blue Shield of IllinoisHMO$03.5★
40Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$03.5★
41Humana Insurance Company (SNP)HumanaLocal PPO$5.203.5★
42Essence Healthcare PPO, Inc. (SNP)Essence HealthcareLocal PPO$49.003.5★
43Care Improvement Plus South Central Insurance Co. (SNP)UnitedHealthcareLocal PPO$68.003.5★
44Health Care Service Corporation (SNP)Blue Cross and Blue Shield of IL, NMHMO POS$83.003.5★
45Humana Insurance Company (SNP)HumanaLocal PPO$87.003.5★
46Essence Healthcare PPO, Inc. (SNP)Essence HealthcareLocal PPO$257.003.5★
47Meridian Health Plan OF Illinois, Inc. (SNP)WellcareHMO-3.0★
48Clear Spring Health Community Care, Inc. (SNP)Clear Spring HealthHMO$03.0★
49Aetna Health OF Michigan Inc. (SNP)Aetna MedicareHMO POS$03.0★
50Meridian Health Plan OF Illinois, Inc. (SNP)WellcareHMO$03.0★
51Meridian Health Plan OF Illinois, Inc. (SNP)WellcareHMO$03.0★
52Meridian Health Plan OF Illinois, Inc. (SNP)WellcareHMO$03.0★
53Healthspring Life & Health Insurance Company, Inc. (SNP)Cigna HealthCareLocal PPO$03.0★
54Healthspring Life & Health Insurance Company, Inc. (SNP)Cigna HealthCareLocal PPO$03.0★
55Health Care Service Corporation (SNP)Blue Cross and Blue Shield of IL, NM, OK, TXLocal PPO$90.003.0★
56Health Care Service Corporation (SNP)Blue Cross and Blue Shield of IL, NM, OK, TXLocal PPO$155.003.0★
57Zing Health OF Michigan, Inc. (SNP)Zing HealthHMO$02.5★
58Zing Health OF Michigan, Inc. (SNP)Zing HealthHMO$02.5★
59Zing Health OF Michigan, Inc. (SNP)Zing HealthHMO$02.5★
60Zing Health OF Michigan, Inc. (SNP)Zing HealthHMO$02.5★
61Coventry Health Care OF Illinois, Inc. (SNP)Aetna MedicareHMO POS$0N/R
62Coventry Health Care OF Illinois, Inc. (SNP)Aetna MedicareHMO$0N/R
63Molina Healthcare OF Illinois Inc (SNP)Molina Healthcare of IllinoisHMO$0N/R
64Molina Healthcare OF Illinois, Inc. (SNP)Molina Healthcare of IllinoisHMO$0N/R
65Humana Benefit Plan OF Illinois, Inc. (SNP)HumanaHMO$0N/R
66Clear Spring Health OF Illinois, Inc. (SNP)Clear Spring HealthHMO$0N/R
67Clear Spring Health OF Illinois, Inc. (SNP)Clear Spring HealthHMO$0N/R
68Meridian Health Plan OF Illinois, Inc. (SNP)Wellcare By MeridianHMO$14.20N/R
69Coventry Health Care OF Illinois, Inc. (SNP)Aetna MedicareHMO$15.20N/R
70Aetna Better Health Premier Plan Mmai Inc. (SNP)Aetna Medicare FIDEHMO$15.20N/R

Nationwide counties with similar Medicare Advantage markets

Data-derived peers across the CMS county landscape file: nearest enrollable plan count and nearest county-wide average CMS star rating. Not same-state neighbors or geographic containment.

Similar plan availability

Similar average CMS star rating

Choosing a plan in this county

Star rating first, then total cost, not the premium alone.

  • Shortlist the 4★+ plans above (24 here) - higher-rated plans manage chronic care and member service better. How star ratings work
  • Weigh total cost, not just premium: compare plan details using Medicare.gov before you enroll. Medicare Plan Compare
  • Check that your doctors and drugs are in-network before you enroll, and confirm the plan on Medicare.gov. Choosing a plan

Premiums shown are the monthly plan premium (Part C + D) from the CMS CY2026 Landscape file. Every enrollee also pays the standard Part B premium (about $202.90/mo in 2026). Always confirm current premiums, copays, and networks on Medicare.gov before enrolling.

Frequently Asked Questions

How many Medicare Advantage plans are available in DuPage, IL?

There are 70 Medicare Advantage plans available in DuPage, IL for the 2026 plan year, including 32 HMO, 28 Local PPO, 10 HMO POS. Counts are individual consumer plans (employer-group / EGHP offerings excluded). Plan availability is determined by CMS and individual insurers.

What is the best-rated Medicare Advantage plan in DuPage?

The highest-rated plan in DuPage has a CMS star rating of 5.0 out of 5 - LONGEVITY HEALTH PLAN OF ILLINOIS, INC.. Star ratings reflect quality measures including preventive care, chronic disease management, and member satisfaction.

How much do Medicare Advantage plans cost in DuPage?

Monthly plan premiums (Part C + D combined) in DuPage range from $0 to $257.00, averaging $16.03. 44 plans offer a $0 monthly premium. Every enrollee also pays the standard Part B premium (about $202.90/month in 2026) on top of the plan premium. Premiums are from the CMS CY2026 Landscape file; always confirm current details on Medicare.gov.

What types of Medicare Advantage plans are offered in DuPage?

DuPage has 32 HMO, 28 Local PPO, 10 HMO POS. HMO plans require in-network providers, PPO plans allow out-of-network visits at higher cost, and PFFS plans let you see any Medicare-accepting provider.

Important: PlainMedicare provides CMS data for informational purposes only. This is not medical or insurance advice. Plan availability, premiums, and benefits change annually. Always verify with Medicare.gov or call 1-800-MEDICARE before enrolling.
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainMedicare