Medicare Advantage plans in Adams, IL, 2027
Adams, Illinois has 16 Medicare Advantage plans open to everyone for 2027 (22 in 2026) and 5 special needs plans, according to the CMS landscape files; 11 of the open plans have a $0 premium. 5 plans that served the county in 2026 end or leave it, with 399 members living here in September 2026.
What changes in Adams for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 22 | 16 | ▼down 6 |
| Special needs plans | 5 | 5 | no change |
| Plans with a $0 premium | 17 | 11 | ▼down 6 |
| Plans that lower the Part B premium | 11 | 7 | ▼down 4 |
| Median out-of-pocket limit | $5,750 | $6,000 | ▲up $250 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Adams join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC ST-3H2802-028 · HMO-POS | $0 | $4,450 | none | 4 of 5 |
| HumanaChoice GivebackH5216-403 · PPO | $0 | $5,000 | $51 | 3.5 of 5 |
| HumanaChoice GivebackH7617-013 · PPO | $0 | $5,000 | $51 | 4.5 of 5 |
| Wellcare Simple ValueH1416-084 · HMO-POS | $0 | $5,500 | none | 3 of 5 |
| Wellcare Simple EssentialH5779-009 · HMO | $0 | $5,500 | none | 3 of 5 |
| AARP Medicare Advantage Patriot No Rx MO-MA01H2802-050 · HMO-POS | $0 | $5,900 | $170 | 4 of 5 |
| Humana USAA Honor GivebackH5216-355 · PPO | $0 | $6,000 | $150 | 3.5 of 5 |
| Humana USAA Honor GivebackH7617-022 · PPO | $0 | $6,000 | $150 | 4.5 of 5 |
| Humana USAA Honor GivebackR5361-001 · Regional PPO | $0 | $6,750 | $30 | 3 of 5 |
| AARP Medicare Advantage CareFlex from UHC ST-6H2802-073 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| Wellcare GivebackH5779-010 · HMO | $0 | $7,800 | $37 | 3 of 5 |
| AARP Medicare Advantage Extras from UHC ST-4H2802-052 · HMO-POS | $19 | $4,450 | none | 4 of 5 |
| HumanaChoiceH5216-399 · PPO | $33 | $6,250 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC ST-0001H2406-043 · PPO | $58 | $7,150 | none | 4 of 5 |
| HumanaChoiceR5361-002 · Regional PPO | $87 | $7,700 | none | 3 of 5 |
| HumanaChoiceH5216-013 · PPO | $92 | $6,550 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Adams in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| AARP Medicare Advantage from UHC ST-2H2406-069 | 268 | Not offered |
| Blue Cross Medicare Advantage ValueH3822-014 | 116 | Not offered |
| Molina Medicare Choice CareH2715-003 | 15 | Not offered |
| Wellcare Patriot GivebackH5779-011 | fewer than 11 | Not offered |
| Blue Cross Medicare Advantage Choice PremierH8634-004 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Humana Dual Fully IntegratedH4329-001 | Dual-Eligible | $0 |
| Molina Medicare Complete Care PlusH3093-002 | Dual-Eligible | $0 |
| Wellcare Meridian Dual AlignH6971-001 | Dual-Eligible | $0 |
| Aetna Medicare FIDEH9771-001 | Dual-Eligible | $0 |
| UHC Complete Care Support ST-1AH2001-037 | Chronic or Disabling Condition | $5.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Adams use Medicare Advantage?
6,024 of the county's 15,922 people with Medicare were in a Medicare Advantage plan in September 2026, 37.8%; in Illinois as a whole the share is 43.9%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in IllinoisEvery county of the state
- 10 stand-alone drug plans in IllinoisIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027