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Medicare Advantage plans in Fremont, ID, 2027

Fremont, Idaho has 10 Medicare Advantage plans open to everyone for 2027 (10 in 2026) and 6 special needs plans, according to the CMS landscape files; 5 of the open plans have a $0 premium. 1 plan that served the county in 2026 ends or leaves it, with 20 members living here in September 2026.

What changes in Fremont for 2027?

Individual Medicare Advantage plans sold in the county; the $0, giveback and limit lines count plans open to everyone.
In the county20262027Change
Plans open to everyone1010no change
Special needs plans66no change
Plans with a $0 premium55no change
Plans that lower the Part B premium44no change
Median out-of-pocket limit$6,300$6,700up $400

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.

Which plans can anyone in Fremont join?

10 plans, lowest premium first
PlanPremiumOut-of-pocket limitPart B reduction2026 stars
Humana USAA Honor GivebackH5216-455 · PPO$0$5,100$433.5 of 5
Secure Blue CourageH1302-004 · PPO$0$5,200$45not rated (too little data)
AARP Medicare Advantage Patriot No Rx ID-MA01H4604-019 · HMO-POS$0$6,700$1654 of 5
AARP Medicare Advantage from UHC ID-0009H4604-022 · HMO-POS$0$7,150none4 of 5
Humana USAA Honor GivebackH5216-427 · PPO$0$9,150$1503.5 of 5
True Blue ValorH1350-006 · HMO$34$3,000none3.5 of 5
HumanaChoiceH5525-054 · PPO$70$7,150none3.5 of 5
AARP Medicare Advantage from UHC ID-0007H4604-014 · HMO-POS$77$6,700none4 of 5
HumanaChoiceH5216-048 · PPO$97$7,000none3.5 of 5
True Blue Rx 37H1350-037 · HMO$129$5,900none3.5 of 5

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.

Which plans leave Fremont in 2027?

Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.

2026 planMembers here, Sept. 2026For 2027
Molina Medicare Complete Care SelectH5628-01420Not offered

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Which special needs plans are sold here?

Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.

PlanWho can joinPremium
UHC Complete Care ID-13H4604-025Chronic or Disabling Condition$0
UHC Dual Complete ID-QV1H4032-002Dual-Eligible$0
UHC Dual Complete ID-YLH4032-003Dual-Eligible$21.20
UHC Dual Complete ID-Y1H4032-001Dual-Eligible$26.40
UHC Complete Care Support ID-1AH2001-050Chronic or Disabling Condition$45.40
Molina Medicare Complete CareH5628-013Dual-Eligible$45.50

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

How many people in Fremont use Medicare Advantage?

889 of the county's 3,011 people with Medicare were in a Medicare Advantage plan in September 2026, 29.5%; in Idaho as a whole the share is 45.8%.

Source: CMS Medicare Advantage state and county penetration, September 2026.

What else should you check?