Medicare Advantage plans in Clay, GA, 2027
Clay, Georgia has 28 Medicare Advantage plans open to everyone for 2027 (27 in 2026) and 18 special needs plans, according to the CMS landscape files; 21 of the open plans have a $0 premium. Every plan that served the county in 2026 is still sold here in 2027.
What changes in Clay for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 27 | 28 | ▲up 1 |
| Special needs plans | 17 | 18 | ▲up 1 |
| Plans with a $0 premium | 22 | 21 | ▼down 1 |
| Plans that lower the Part B premium | 12 | 9 | ▼down 3 |
| Median out-of-pocket limit | $9,250 | $9,850 | ▲up $600 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Clay join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana USAA Honor GivebackH5216-217 · PPO | $0 | $6,700 | $70 | 3.5 of 5 |
| AARP Medicare Advantage from UHC GA-10H5322-053 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| HumanaChoiceR0110-019 · Regional PPO | $0 | $7,200 | none | 3.5 of 5 |
| Aetna Medicare Eagle Extra PlusH2293-009 · PPO | $0 | $8,900 | none | 4 of 5 |
| Aetna Medicare Eagle PlusH3288-034 · PPO | $0 | $8,900 | none | 3.5 of 5 |
| AARP Medicare Advantage Patriot No Rx GA-MA01H1889-022 · PPO | $0 | $9,250 | $160 | 4 of 5 |
| Aetna Medicare Elite PlusH2293-031 · PPO | $0 | $9,850 | none | 4 of 5 |
| Aetna Medicare EliteH3288-027 · PPO | $0 | $9,850 | none | 3.5 of 5 |
| Clover Health LiveHealthyH5141-026 · PPO | $0 | $9,850 | none | 4.5 of 5 |
| Clover Health ValorH5141-056 · PPO | $0 | $9,850 | $140 | 4.5 of 5 |
| Clover Health LiveHealthy GivebackH5141-063 · PPO | $0 | $9,850 | $110 | 4.5 of 5 |
| HumanaChoice GivebackH5216-154 · PPO | $0 | $9,850 | $47 | 3.5 of 5 |
| HumanaChoiceH5216-157 · PPO | $0 | $9,850 | none | 3.5 of 5 |
| HumanaChoiceH5216-207 · PPO | $0 | $9,850 | none | 3.5 of 5 |
| Humana USAA Honor GivebackH5216-286 · PPO | $0 | $9,850 | $150 | 3.5 of 5 |
| HumanaChoice GivebackH5216-345 · PPO | $0 | $9,850 | $106 | 3.5 of 5 |
| HumanaChoiceH5216-421 · PPO | $0 | $9,850 | none | 3.5 of 5 |
| HumanaChoiceH7617-093 · PPO | $0 | $9,850 | none | 4.5 of 5 |
| HumanaChoice GivebackH7617-094 · PPO | $0 | $9,850 | $108 | 4.5 of 5 |
| Humana USAA Honor GivebackH7617-096 · PPO | $0 | $9,850 | $150 | 4.5 of 5 |
Show the other 8 plans, by premium
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| UHC Medicare Advantage Patriot No Rx GS-MA01R2604-005 · Regional PPO | $0 | $9,850 | none | 4 of 5 |
| HumanaChoiceH5216-284 · PPO | $6.30 | $9,850 | none | 3.5 of 5 |
| HumanaChoiceH7617-114 · PPO | $13 | $9,850 | none | 4.5 of 5 |
| Aetna Medicare Value Extra CareH2293-001 · PPO | $25.40 | $9,850 | none | 4 of 5 |
| UHC Medicare Advantage GA-2H1889-013 · PPO | $35 | $9,250 | none | 4 of 5 |
| Clover Health LiveHealthy PremierH5141-045 · PPO | $35 | $9,850 | none | 4.5 of 5 |
| Aetna Medicare EnhancedH3288-042 · PPO | $53 | $9,850 | none | 3.5 of 5 |
| Humana Full AccessR0110-020 · Regional PPO | $138 | $9,850 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| UHC Complete Care GA-3H1889-020 | Chronic or Disabling Condition | $0 |
| Aetna Medicare Dual Extra CareH2293-002 | Dual-Eligible | $0 |
| Aetna Medicare Dual ExtraH2293-021 | Dual-Eligible | $0 |
| UHC Dual Complete GA-Q2H3256-005 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH5216-205 | Dual-Eligible | $0 |
| Humana Together in HealthH5216-242 | Institutional | $0 |
| HumanaChoice: Diabetes and HeartH5216-246 | Chronic or Disabling Condition | $0 |
| Aetna Medicare Full Dual CareH5302-024 | Dual-Eligible | $0 |
| UHC Dual Complete GA-S3H5322-049 | Dual-Eligible | $0 |
| UHC Dual Complete GA-Q3H5322-050 | Dual-Eligible | $0 |
| Humana Together in HealthH7617-130 | Institutional | $0 |
| Georgia Health Advantage ChoiceH8093-002 | Institutional | $0 |
| Humana Dual SelectH5216-206 | Dual-Eligible | $0.40 |
| UHC Complete Care Support GS-1AR2604-002 | Chronic or Disabling Condition | $2.10 |
| UHC Complete Care Support GA-9H1889-028 | Chronic or Disabling Condition | $6.30 |
| UHC Dual Advantage GA-V1H3256-006 | Dual-Eligible | $6.30 |
| UHC Dual Complete GA-S2H3256-004 | Dual-Eligible | $6.30 |
| Georgia Health AdvantageH8093-001 | Institutional | $6.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Clay use Medicare Advantage?
533 of the county's 816 people with Medicare were in a Medicare Advantage plan in September 2026, 65.3%; in Georgia as a whole the share is 56.2%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in GeorgiaEvery county of the state
- 9 stand-alone drug plans in GeorgiaIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027