Medicare Advantage plans in Tuscaloosa, AL, 2027
Tuscaloosa, Alabama has 21 Medicare Advantage plans open to everyone for 2027 (28 in 2026) and 11 special needs plans, according to the CMS landscape files; 12 of the open plans have a $0 premium. 11 plans that served the county in 2026 end or leave it, with 2,471 members living here in September 2026.
What changes in Tuscaloosa for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 28 | 21 | ▼down 7 |
| Special needs plans | 15 | 11 | ▼down 4 |
| Plans with a $0 premium | 16 | 12 | ▼down 4 |
| Plans that lower the Part B premium | 9 | 5 | ▼down 4 |
| Median out-of-pocket limit | $5,825 | $6,200 | ▲up $375 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Tuscaloosa join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana USAA Honor GivebackH4461-075 · HMO | $0 | $4,150 | $135 | 4 of 5 |
| Humana USAA Honor GivebackH5216-236 · PPO | $0 | $4,150 | $102 | 3.5 of 5 |
| HumanaChoiceR0110-017 · Regional PPO | $0 | $4,650 | none | 3.5 of 5 |
| HealthSpring PreferredH4513-077 · HMO | $0 | $5,550 | none | 4.5 of 5 |
| HealthSpring CourageH4513-045 · HMO | $0 | $5,750 | $75 | 4.5 of 5 |
| Humana Value PlusH5216-179 · PPO | $0 | $6,200 | none | 3.5 of 5 |
| Humana Gold PlusH4461-078 · HMO | $0 | $6,360 | none | 4 of 5 |
| Aetna Medicare Signature CareH3239-020 · HMO | $0 | $6,750 | none | 3.5 of 5 |
| Blue Advantage ChoiceH0104-016 · PPO | $0 | $7,150 | none | 4 of 5 |
| Humana Gold PlusH5619-089 · HMO | $0 | $7,150 | none | 3 of 5 |
| VIVA Medicare SelectH0154-008 · HMO | $0 | $9,250 | $100 | 4.5 of 5 |
| VIVA Medicare PlusH0154-015 · HMO | $0 | $9,250 | $9 | 4.5 of 5 |
| Humana Value PlusH7617-089 · PPO | $0.50 | $6,200 | none | 4.5 of 5 |
| HealthSpring True ChoiceH7849-143 · PPO | $15 | $7,500 | none | 3 of 5 |
| HealthSpring Preferred PlusH4513-087 · HMO | $25 | $4,750 | none | 4.5 of 5 |
| HumanaChoiceH5216-368 · PPO | $27.50 | $3,250 | none | 3.5 of 5 |
| HumanaChoiceH7617-090 · PPO | $34 | $3,250 | none | 4.5 of 5 |
| Humana Gold PlusH4461-079 · HMO | $36 | $4,900 | none | 4 of 5 |
| Blue Advantage CompleteH0104-012 · PPO | $39.50 | $6,000 | none | 4 of 5 |
| VIVA Medicare PremierH0154-011 · HMO | $99 | $6,500 | none | 4.5 of 5 |
| HumanaChoiceR0110-018 · Regional PPO | $124 | $7,000 | none | 3.5 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Tuscaloosa in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| UHC Complete Care AL-5H0432-017 | 525 | Leaves the county |
| UHC Dual Complete AL-S1H2802-064 | 499 | Leaves the county |
| AARP Medicare Advantage from UHC AL-0003H2802-041 | 458 | Leaves the county |
| UHC Dual Complete AL-V002H2802-044 | 340 | Leaves the county |
| AARP Medicare Advantage Patriot No Rx AL-MA01H0432-012 | 205 | Leaves the county |
| UHC Dual Complete AL-D001H0432-009 | 183 | Leaves the county |
| Blue Advantage PremierH0104-015 | 164 | Not offered |
| AARP Medicare Advantage from UHC AL-6H2802-079 | 46 | Leaves the county |
| AARP Medicare Advantage from UHC AL-0001H0432-003 | 38 | Leaves the county |
| AARP Medicare Advantage from UHC AL-0002H0432-004 | 13 | Leaves the county |
| UHC Dual Complete AL-V001H0432-013 | fewer than 11 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| VIVA Medicare Healthy LifestylesH0154-021 | Chronic or Disabling Condition | $0 |
| Aetna Medicare Dual Extra CareH3239-002 | Dual-Eligible | $0 |
| Aetna Medicare Dual CareH3239-010 | Dual-Eligible | $0 |
| Aetna Medicare Full Dual CareH3239-026 | Dual-Eligible | $0 |
| HumanaChoice SNP-DEH5216-370 | Dual-Eligible | $0 |
| HealthSpring TotalCareH4513-109 | Dual-Eligible | $13.40 |
| VIVA Medicare Extra ValueH0154-012 | Dual-Eligible | $13.70 |
| Simpra Advantage Nursing Home PlanH4091-001 | Institutional | $13.70 |
| Simpra Advantage Dual CareH4091-002 | Dual-Eligible | $13.70 |
| HealthSpring TotalCare PlusH4513-110 | Dual-Eligible | $13.70 |
| Simpra Advantage AssistH4091-003 | Institutional | $90 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Tuscaloosa use Medicare Advantage?
23,244 of the county's 39,356 people with Medicare were in a Medicare Advantage plan in September 2026, 59.1%; in Alabama as a whole the share is 61.5%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in AlabamaEvery county of the state
- 11 stand-alone drug plans in AlabamaIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027