Medicare Advantage · State · 2026 plan year
Medicare Advantage in Alabama
According to the Centers for Medicare & Medicaid Services (CMS) 2026 plan-year files, 90 plans across 67 counties; find your county to compare every plan available where you live.
- 90
- Plans available
- 3.9★
- Avg CMS rating
- $17.71
- Avg premium/mo
- 0
- 5-star plans
The short answer
Alabama ranks #27 of 49 by Medicare Advantage plan inventory (90 plans) but #13 by average CMS star (3.94★).
- #27
- inventory rank
- 90
- plans statewide
- #13
- avg star rank
- 3.94★
- mean CMS rating
Plan inventory and average star are independent CMS signals; a large catalog is not the same as the highest mean quality score.
Product mix · AL plans_unique
How 87 Alabama plans split by CMS plan type
Exclusive CMS plan-type codes for this state's representative plans_unique rows, orthogonal to the star-bucket chart below. Source: CMS landscape, 2026.
Higher average CMS star band
Alabama in the higher-star third
Alabama ranks #13 of 49 rated states by mean CMS star (3.94★) - top-third quality band. Alabama's mean CMS star 3.94★ sits in the higher-star third of rated states (#13 of 49). No plan in this state currently holds the top 5-star tier for the 2026 plan year. County (FIPS) service areas still decide what is sold where you live - open a county below before the October 15 - December 7 Annual Election Period closes.
plans #27/49 · stars #13/49 · 67 counties · avg prem $17.71/mo
Higher-star MA quality band in Alabama
Alabama offers 90 Medicare Advantage plans across 67 counties. Mean star 3.9★ places Alabama in the higher-star third (#13 of 49). Confirm premiums and networks on <a class="underline" href="https://www.medicare.gov/plan-compare/" target="_blank" rel="external noopener">Medicare.gov Plan Compare</a>.
Where Alabama sits on CMS quality
Average CMS star rating across the state's own Medicare Advantage plans, against every state and territory in the CMS file
3.94★ Top 24% higher than 76% of 49 states and territories
Each bar is a band; taller bars hold more states and territories. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source CMS Medicare Advantage Star Ratings 2026 · 2026-09-01
Counties in Alabama
Click a county to see all Medicare Advantage plans available in your area.
Next: understanding star ratings · choosing a plan.
Read our methodology - how this data is sourced, computed, and verified.
Using Alabama's Medicare Advantage market
Plan availability and star ratings vary by county, not just by state.
- Alabama beneficiaries can choose from 90 distinct Medicare Advantage plans across 67 counties (#27 of 49 states by plan count) - look up your own county for what's actually sold there. Browse by county
- The state's mean CMS star rating ranks #13 of 49 - see how star ratings are built before comparing plans. How star ratings work
- Weigh total cost, not just premium: compare plan details using Medicare.gov before you enroll. Medicare Plan Compare
State-level figures average every county's filings; the plans actually sold where you live can differ from the state total.
PlainMedicare is rendered directly from CMS Medicare Advantage and Part D public files, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a correction. Data current as of 2026-09-01.
CMS lists 131,985 Medicare Advantage and Part D plan records in the current public files. PlainMedicare refreshes this registry with each annual release.