Plan year 2027 · Medicare Part DCMS files of Sept. 22 and Oct. 1, 2026
AARP Medicare Rx Preferred from UHC, 2027
S5921Contract406Plan
Stand-alone drug plan · sold in the Upper Midwest and Northern Plains (Iowa, Minnesota, Montana, Nebraska, North Dakota, South Dakota, and Wyoming) region
Run by UnitedHealthcare Ins. Co. & UHC Ins. Co. of NY (contract S5921), sold as UnitedHealthcare, owned by UnitedHealth Group, Inc.
AARP Medicare Rx Preferred from UHC (S5921-406) costs $222.90 a month in 2027, up $82.70 from 2026. Its drug deductible is $300 ($130 in 2026).
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $140.20 | $222.90 | ▲up $82.70 |
| Drug deductible | $130 | $300 | ▲up $170 |
| Drug tier 1, preferred generic | $13 | $5 | ▼down $8 |
| Drug tier 2, generic | $18 | $10 | ▼down $8 |
| Drug tier 3, preferred brand | 18% of the cost | 20% of the cost | ▲up 2 points |
| Drug tier 4, non-preferred drug | 39% of the cost | 33% of the cost | ▼down 6 points |
| Drug tier 5, specialty tier | 31% of the cost | 30% of the cost | ▼down 1 point |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
What will prescriptions cost?
| Tier | What the tier holds | 2026, standard pharmacy | 2027, standard pharmacy | 2027, preferred pharmacy |
|---|---|---|---|---|
| Tier 1 | Preferred Generic | $13 | $5 | $0 |
| Tier 2 | Generic | $18 | $10 | $5 |
| Tier 3 | Preferred Brand | 18% of the cost | 20% of the cost | 20% of the cost |
| Tier 4 | Non-Preferred Drug | 39% of the cost | 33% of the cost | 33% of the cost |
| Tier 5 | Specialty Tier | 31% of the cost | 30% of the cost | 30% of the cost |
Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.
How does it compare with the other drug plans in its region?
9 stand-alone drug plans are sold in the Upper Midwest and Northern Plains (Iowa, Minnesota, Montana, Nebraska, North Dakota, South Dakota, and Wyoming) region for 2027. 8 plans cost less a month; the lowest is Wellcare Value Script at $5.30. With Extra Help its premium is $198.30 a month. With Extra Help, 3 plans in the region cost $0 a month: AARP Medicare Rx Saver from UHC, Wellcare Classic, Humana Basic Rx Plan (marked below).
| Plan | Monthly premium | Deductible | Premium with Extra Help |
|---|---|---|---|
| Wellcare Value ScriptS4802-158 | $5.30 | $700 | $5.30 |
| AARP Medicare Rx Saver from UHCS5921-370 | $10.30 | $700 | $0 |
| Wellcare ClassicS4802-089 | $16.30 | $700 | $0 |
| Humana Basic Rx PlanS5884-145 | $18.30 | $700 | $0 |
| Humana Value Rx PlanS5884-204 | $33.30 | $687 | $18.50 |
| HealthSpring Assurance RxS5715-043 | $117.10 | $700 | $92.50 |
| Humana Premier Rx PlanS5884-171 | $123 | $350 | $98.40 |
| MedicareBlue Rx StandardS5743-001 | $179.10 | $700 | $154.50 |
| AARP Medicare Rx Preferred from UHCS5921-406 | $222.90 | $300 | $198.30 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision) (the Part D low-income beneficiary premium is what a member with Extra Help pays).
Who runs this plan?
- Plan ID
- S5921-406
- Legal name of the contract
- UnitedHealthcare Ins. Co. & UHC Ins. Co. of NY
- Sold as
- UnitedHealthcare
- Parent company
- UnitedHealth Group, Inc.
- Plan type
- PDP
- 2026 star rating of the contract
- drug plan 2 of 5
- Members, September 2026
- 33,036
- Plan website, as filed with CMS
- AARPMedicarePlans.com
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Every UnitedHealthcare plan for 2027Its contracts, counties and plans that end
- The other 67 plans of contract S5921Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.