Plan year 2027 · Medicare Part DCMS files of Sept. 22 and Oct. 1, 2026
Humana Value Rx Plan, 2027
S5884Contract218Plan
Stand-alone drug plan · sold in the New York region
Run by Humana Insurance Co. & Humana Insurance Co. of NY (contract S5884), sold as Humana, owned by Humana Inc.
Humana Value Rx Plan (S5884-218) costs $177.20 a month in 2027, up $18.30 from 2026. Its drug deductible is $687 ($601 in 2026).
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $158.90 | $177.20 | ▲up $18.30 |
| Drug deductible | $601 | $687 | ▲up $86 |
| Drug tier 4, non-preferred drug | 31% of the cost | 30% of the cost | ▼down 1 point |
| 4 lines do not change | |||
| Drug tier 1, preferred generic | $1 | $1 | no change |
| Drug tier 2, generic | $2 | $2 | no change |
| Drug tier 3, preferred brand | 17% of the cost | 17% of the cost | no change |
| Drug tier 5, specialty tier | 26% of the cost | 26% of the cost | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
What will prescriptions cost?
| Tier | What the tier holds | 2026, standard pharmacy | 2027, standard pharmacy | 2027, preferred pharmacy |
|---|---|---|---|---|
| Tier 1 | Preferred Generic | $1 | $1 | $0 |
| Tier 2 | Generic | $2 | $2 | $0 |
| Tier 3 | Preferred Brand | 17% of the cost | 17% of the cost | 17% of the cost |
| Tier 4 | Non-Preferred Drug | 31% of the cost | 30% of the cost | 30% of the cost |
| Tier 5 | Specialty Tier | 26% of the cost | 26% of the cost | 26% of the cost |
Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.
How does it compare with the other drug plans in its region?
9 stand-alone drug plans are sold in the New York region for 2027. 7 plans cost less a month; the lowest is Wellcare Value Script at $37.30. With Extra Help its premium is $136.70 a month. With Extra Help, 2 plans in the region cost $0 a month: Wellcare Classic, HealthSpring Assurance Rx (marked below).
| Plan | Monthly premium | Deductible | Premium with Extra Help |
|---|---|---|---|
| Wellcare Value ScriptS4802-138 | $37.30 | $700 | $21 |
| Wellcare ClassicS4802-077 | $40.30 | $700 | $0 |
| HealthSpring Assurance RxS5715-024 | $40.50 | $700 | $0 |
| SilverScript ChoiceS5601-006 | $166.60 | $700 | $126.10 |
| Humana Premier Rx PlanS5884-217 | $169.30 | $350 | $128.80 |
| Humana Basic Rx PlanS5884-216 | $169.60 | $700 | $129.10 |
| AARP Medicare Rx Saver from UHCS5921-379 | $174.50 | $700 | $134 |
| Humana Value Rx PlanS5884-218 | $177.20 | $687 | $136.70 |
| AARP Medicare Rx Preferred from UHCS5921-382 | $238.30 | $300 | $197.80 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision) (the Part D low-income beneficiary premium is what a member with Extra Help pays).
Who runs this plan?
- Plan ID
- S5884-218
- Legal name of the contract
- Humana Insurance Co. & Humana Insurance Co. of NY
- Sold as
- Humana
- Parent company
- Humana Inc.
- Plan type
- PDP
- 2026 star rating of the contract
- drug plan 3 of 5
- Members, September 2026
- 9,125
- Plan website, as filed with CMS
- www.humana.com/medicare
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Every Humana plan for 2027Its contracts, counties and plans that end
- The other 101 plans of contract S5884Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.