Plan year 2027 · Medicare Part DCMS files of Sept. 22 and Oct. 1, 2026
Wellcare Classic, 2027
S4802Contract078Plan
Stand-alone drug plan · sold in the New Jersey region
Run by Wellcare Prescription Insurance, Inc. (contract S4802), sold as Wellcare, owned by Centene Corporation
Wellcare Classic (S4802-078) costs $24.30 a month in 2027, down $3.90 from 2026. Its drug deductible is $700 ($615 in 2026).
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $28.20 | $24.30 | ▼down $3.90 |
| Drug deductible | $615 | $700 | ▲up $85 |
| Drug tier 1, generic | $10 | $20 | ▲up $10 |
| Drug tier 2, preferred brand | $20 | 25% of the cost | changed |
| Drug tier 3, non-preferred drug | 25% of the cost | 32% of the cost | ▲up 7 points |
| Drug tier 4, injectable drugs | 30% of the cost | 15% of the cost | ▼down 15 points |
| 1 line does not change | |||
| Drug tier 5, specialty tier | 25% of the cost | 25% of the cost | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
What will prescriptions cost?
| Tier | What the tier holds | 2026, standard pharmacy | 2027, standard pharmacy | 2027, preferred pharmacy |
|---|---|---|---|---|
| Tier 1 | Generic | $10 | $20 | $3 |
| Tier 2 | Preferred Brand | $20 | 25% of the cost | 25% of the cost |
| Tier 3 | Non-Preferred Drug | 25% of the cost | 32% of the cost | 32% of the cost |
| Tier 4 | Injectable Drugs | 30% of the cost | 15% of the cost | 15% of the cost |
| Tier 5 | Specialty Tier | 25% of the cost | 25% of the cost | 25% of the cost |
Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.
How does it compare with the other drug plans in its region?
11 stand-alone drug plans are sold in the New Jersey region for 2027. 1 plan costs less a month; the lowest is Wellcare Value Script at $5.30. With Extra Help its premium is $0 a month. With Extra Help, 2 plans in the region cost $0 a month: Wellcare Classic, Humana Basic Rx Plan (marked below).
| Plan | Monthly premium | Deductible | Premium with Extra Help |
|---|---|---|---|
| Wellcare Value ScriptS4802-139 | $5.30 | $700 | $5.30 |
| Wellcare ClassicS4802-078 | $24.30 | $700 | $0 |
| Humana Basic Rx PlanS5884-131 | $28.30 | $700 | $0 |
| Humana Value Rx PlanS5884-183 | $65.30 | $687 | $29 |
| HealthSpring Assurance RxS5715-025 | $105.80 | $700 | $69.50 |
| SilverScript ChoiceS5601-008 | $120.50 | $700 | $84.20 |
| Horizon Medicare Blue Rx StandardS5993-001 | $130.30 | $700 | $94 |
| Humana Premier Rx PlanS5884-150 | $131.20 | $350 | $94.90 |
| AARP Medicare Rx Saver from UHCS5921-349 | $138.50 | $700 | $102.20 |
| AARP Medicare Rx Preferred from UHCS5921-386 | $210.70 | $300 | $174.40 |
| Horizon Medicare Blue Rx EnhancedS5993-003 | $217.90 | $300 | $181.60 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision) (the Part D low-income beneficiary premium is what a member with Extra Help pays).
Who runs this plan?
- Plan ID
- S4802-078
- Legal name of the contract
- Wellcare Prescription Insurance, Inc.
- Sold as
- Wellcare
- Parent company
- Centene Corporation
- Plan type
- PDP
- 2026 star rating of the contract
- drug plan 3.5 of 5
- Members, September 2026
- 84,913
- Plan website, as filed with CMS
- go.wellcare.com/PDP
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Every Wellcare plan for 2027Its contracts, counties and plans that end
- The other 67 plans of contract S4802Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.