Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Alterwood Advantage Select, 2027

H9306Contract009Plan

HMO · 20 counties in Maryland

Run by Alterwood Advantage, Inc. (contract H9306), sold as Alterwood Advantage, owned by LifeBridge Health, Inc.

Renews for 2027

2026 star rating, contract H9306: 3.5 of 5

Alterwood Advantage Select (H9306-009) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $7,500.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it. The plan files its benefits in parts for different counties, so lines marked ◆ show the most generous part of its area and some counties get less: the plan's Evidence of Coverage gives your county's amounts.
What you pay or get	2026	2027	Change
Skilled nursing facility, in network (best in its area)	$0 a day for days 1–20, then $218 a day for days 21–100	$0 a day for days 1–20, then $221 a day for days 21–100	up $30for a 30-day stay
Drug tier 5, specialty tier	29% of the cost	30% of the cost	up 1 point
19 lines do not change
Monthly premium	$0	$0	no change
In-network out-of-pocket limit	$7,500	$7,500	no change
Drug deductible	$295	$295	no change
Part B premium reduction, monthly (best in its area)	none	none	no change
Primary care visit (best in its area)	$0 copay	$0 copay	no change
Specialist visit (best in its area)	$25 copay	$25 copay	no change
Emergency room (best in its area)	$115 copay	$115 copay	no change
Medical deductible, in network (best in its area)	none	none	no change
Hospital stay, in network (best in its area)	$395 a day for days 1–4, then $0 a day for days 5–90	$395 a day for days 1–4, then $0 a day for days 5–90	no change
Ground ambulance, in network (best in its area)	$240 copay	$240 copay	no change
Comprehensive dental, yearly limit (best in its area)	not offered	not offered	no change
Eyewear, yearly limit (best in its area)	$225 a year	$225 a year	no change
Hearing aids, yearly limit for both ears (best in its area)	not offered	not offered	no change
Over-the-counter items, yearly (best in its area)	not offered	not offered	no change
Counties served	20	20	no change
Drug tier 1, preferred generic	$0	$0	no change
Drug tier 2, generic	$0	$0	no change
Drug tier 3, preferred brand	$47	$47	no change
Drug tier 4, non-preferred drug	$100	$100	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
Tier	What the tier holds	2026	2027
Tier 1	Preferred Generic	$0	$0
Tier 2	Generic	$0	$0
Tier 3	Preferred Brand	$47	$47
Tier 4	Non-Preferred Drug	$100	$100
Tier 5	Specialty Tier	29% of the cost	30% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 27 plans open to everyone are sold for 2027, this one included. Against the others, 11 plans have a lower out-of-pocket limit, 2 the same, 13 a higher one. On the premium, 12 the same, 14 a higher one.

Out-of-pocket limits of the 27 plans open to everyone

$0 to under $2,0000 plans

$2,000 to under $4,0000 plans

$4,000 to under $6,0003 plans

$6,000 to under $8,000 (this plan)15 plans

$8,000 to $10,0009 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 20 counties: $0 a month and $7,500.

Maryland

Anne Arundel Baltimore Baltimore City Caroline Carroll Cecil Charles Dorchester Frederick Harford Howard Kent Montgomery Prince George's Queen Anne's Somerset Talbot Washington Wicomico Worcester

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID: H9306-009
Legal name of the contract: Alterwood Advantage, Inc.
Sold as: Alterwood Advantage
Parent company: LifeBridge Health, Inc.
Plan type: HMO
2026 star rating of the contract: 3.5 of 5 overall; health plan 3.5 of 5, drug plan 3 of 5
Members, September 2026: 5,591
Plan website, as filed with CMS: www.alterwoodadvantage.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Baltimore City, MDWhere most of its members live; premiums and limits side by side
Every Alterwood Advantage plan for 2027Its contracts, counties and plans that end
The other 4 plans of contract H9306Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.