Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Alterwood Advantage Dual Secure, 2027

H9306Contract004Plan

HMO D-SNP · special needs plan, dual-eligible · 20 counties in Maryland

Run by Alterwood Advantage, Inc. (contract H9306), sold as Alterwood Advantage, owned by LifeBridge Health, Inc.

Renews for 2027

2026 star rating, contract H9306: 3.5 of 5

Alterwood Advantage Dual Secure (H9306-004) costs $0 a month in 2027, down $28.10 from 2026, with an in-network out-of-pocket limit of $9,250.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
Monthly premium	$28.10	$0	down $28.10
Drug deductible	$615	$505	down $110
14 lines do not change
In-network out-of-pocket limit	$9,250	$9,250	no change
Part B premium reduction, monthly	none	none	no change
Primary care visit	20% of the cost	20% of the cost	no change
Specialist visit	20% of the cost	20% of the cost	no change
Emergency room	20% of the cost	20% of the cost	no change
Medical deductible, in network	none	none	no change
Hospital stay, in network	not filed	not filed	no change
Skilled nursing facility, in network	not filed	not filed	no change
Ground ambulance, in network	20% of the cost	20% of the cost	no change
Comprehensive dental, yearly limit	not offered	not offered	no change
Eyewear, yearly limit	$150 a year	$150 a year	no change
Hearing aids, yearly limit for both ears	$450 a year	$450 a year	no change
Over-the-counter items, yearly	not offered	not offered	no change
Counties served	20	20	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
Tier	What the tier holds	2026	2027
Tier 1	Preferred Generic	not offered	$0
Tier 2	Generic	not offered	25% of the cost
Tier 3	Preferred Brand	not offered	25% of the cost
Tier 4	Non-Preferred Drug	not offered	25% of the cost
Tier 5	Specialty Tier	not offered	28% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 12 dual-eligible special needs plans are sold for 2027, this one included. Against the others, 1 the same, 10 a higher one. On the premium, 7 the same, 4 a higher one.

Out-of-pocket limits of the 12 dual-eligible special needs plans

$0 to under $2,0000 plans

$2,000 to under $4,0000 plans

$4,000 to under $6,0000 plans

$6,000 to under $8,0000 plans

$8,000 to $10,000 (this plan)12 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 20 counties: $0 a month and $9,250.

Maryland

Anne Arundel Baltimore Baltimore City Caroline Carroll Cecil Charles Dorchester Frederick Harford Howard Kent Montgomery Prince George's Queen Anne's Somerset Talbot Washington Wicomico Worcester

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID: H9306-004
Legal name of the contract: Alterwood Advantage, Inc.
Sold as: Alterwood Advantage
Parent company: LifeBridge Health, Inc.
Plan type: HMO D-SNP
2026 star rating of the contract: 3.5 of 5 overall; health plan 3.5 of 5, drug plan 3 of 5
Members, September 2026: 1,809
Plan website, as filed with CMS: www.alterwoodadvantage.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Baltimore City, MDWhere most of its members live; premiums and limits side by side
Every Alterwood Advantage plan for 2027Its contracts, counties and plans that end
The other 4 plans of contract H9306Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.