Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026
Medica Advantage Select, 2027
H8889Contract012Plan
PPO · 4 counties in North Dakota
Run by Medica Health Plans (contract H8889), sold as Medica, owned by Medica Holding Company
Medica Advantage Select (H8889-012) costs $61 a month in 2027, down $10 from 2026, with an in-network out-of-pocket limit of $5,800 ($4,200 in 2026).
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $71 | $61 | ▼down $10 |
| In-network out-of-pocket limit | $4,200 | $5,800 | ▲up $1,600 |
| Drug deductible | $325 | $420 | ▲up $95 |
| Hospital stay, in network | $425 a stay | $250 a day for days 1–6, then $0 a day for days 7–90 | changed |
| Skilled nursing facility, in network | $0 a day for days 1–20, then $218 a day for days 21–41, then $0 a day for days 42–100 | $0 a day for days 1–20, then $221 a day for days 21–48, then $0 a day for days 49–100 | ▲up $30for a 30-day stay |
| Ground ambulance, in network | $375 copay | $395 copay | ▲up $20 |
| Over-the-counter items, yearly | $80 a year | $40 a year | ▼down $40 |
| Drug tier 2, generic | $8 | $11 | ▲up $3 |
| Drug tier 3, preferred brand | 19% of the cost | 18% of the cost | ▼down 1 point |
| Drug tier 4, non-preferred drug | 50% of the cost | 25% of the cost | ▼down 25 points |
| Drug tier 5, specialty tier | 29% of the cost | 28% of the cost | ▼down 1 point |
| 10 lines do not change | |||
| Part B premium reduction, monthly | none | none | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Specialist visit | $50 copay | $50 copay | no change |
| Emergency room | $130 copay | $130 copay | no change |
| Medical deductible, in network | none | none | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Eyewear, yearly limit | $150 a year | $150 a year | no change |
| Hearing aids, yearly limit for both ears | not offered | not offered | no change |
| Counties served | 4 | 4 | no change |
| Drug tier 1, preferred generic | $0 | $0 | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
What will prescriptions cost?
| Tier | What the tier holds | 2026 | 2027 |
|---|---|---|---|
| Tier 1 | Preferred Generic | $0 | $0 |
| Tier 2 | Generic | $8 | $11 |
| Tier 3 | Preferred Brand | 19% of the cost | 18% of the cost |
| Tier 4 | Non-Preferred Drug | 50% of the cost | 25% of the cost |
| Tier 5 | Specialty Tier | 29% of the cost | 28% of the cost |
| Tier 6 | Select Care Drugs | not offered | $0 |
Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.
How does it compare with plans sold where it is?
In the counties it serves, 12 plans open to everyone are sold for 2027, this one included. Against the others, 2 plans have a lower out-of-pocket limit, 9 a higher one. On the premium, 9 plans have a lower premium, 2 a higher one.
Out-of-pocket limits of the 12 plans open to everyone
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Where is it sold, and what does it cost there?
The premium and the out-of-pocket limit are the same in all 4 counties: $61 a month and $5,800.
North Dakota
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Who runs this plan?
- Plan ID
- H8889-012
- Legal name of the contract
- Medica Health Plans
- Sold as
- Medica
- Parent company
- Medica Holding Company
- Plan type
- PPO
- 2026 star rating of the contract
- 3.5 of 5 overall; health plan 3.5 of 5, drug plan 3.5 of 5
- Members, September 2026
- 5,953
- Plan website, as filed with CMS
- medica.com/
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Other 2027 plans in Burleigh, NDWhere most of its members live; premiums and limits side by side
- Every Medica plan for 2027Its contracts, counties and plans that end
- The other 16 plans of contract H8889Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.