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Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Medica Advantage Select, 2027

H8889Contract012Plan

PPO · 4 counties in North Dakota

Run by Medica Health Plans (contract H8889), sold as Medica, owned by Medica Holding Company

Renews for 2027

2026 star rating, contract H8889: 3.5 of 5

Medica Advantage Select (H8889-012) costs $61 a month in 2027, down $10 from 2026, with an in-network out-of-pocket limit of $5,800 ($4,200 in 2026).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get20262027Change
Monthly premium$71$61down $10
In-network out-of-pocket limit$4,200$5,800up $1,600
Drug deductible$325$420up $95
Hospital stay, in network$425 a stay$250 a day for days 1–6, then $0 a day for days 7–90changed
Skilled nursing facility, in network$0 a day for days 1–20, then $218 a day for days 21–41, then $0 a day for days 42–100$0 a day for days 1–20, then $221 a day for days 21–48, then $0 a day for days 49–100up $30for a 30-day stay
Ground ambulance, in network$375 copay$395 copayup $20
Over-the-counter items, yearly$80 a year$40 a yeardown $40
Drug tier 2, generic$8$11up $3
Drug tier 3, preferred brand19% of the cost18% of the costdown 1 point
Drug tier 4, non-preferred drug50% of the cost25% of the costdown 25 points
Drug tier 5, specialty tier29% of the cost28% of the costdown 1 point
10 lines do not change
Part B premium reduction, monthlynonenoneno change
Primary care visit$0 copay$0 copayno change
Specialist visit$50 copay$50 copayno change
Emergency room$130 copay$130 copayno change
Medical deductible, in networknonenoneno change
Comprehensive dental, yearly limitnot offerednot offeredno change
Eyewear, yearly limit$150 a year$150 a yearno change
Hearing aids, yearly limit for both earsnot offerednot offeredno change
Counties served44no change
Drug tier 1, preferred generic$0$0no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
TierWhat the tier holds20262027
Tier 1Preferred Generic$0$0
Tier 2Generic$8$11
Tier 3Preferred Brand19% of the cost18% of the cost
Tier 4Non-Preferred Drug50% of the cost25% of the cost
Tier 5Specialty Tier29% of the cost28% of the cost
Tier 6Select Care Drugsnot offered$0

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 12 plans open to everyone are sold for 2027, this one included. Against the others, 2 plans have a lower out-of-pocket limit, 9 a higher one. On the premium, 9 plans have a lower premium, 2 a higher one.

Out-of-pocket limits of the 12 plans open to everyone

$0 to under $2,0000 plans
$2,000 to under $4,0001 plan
$4,000 to under $6,000 (this plan)4 plans
$6,000 to $8,0007 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 4 counties: $61 a month and $5,800.

North Dakota

BurleighGrand ForksMortonStutsman

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID
H8889-012
Legal name of the contract
Medica Health Plans
Sold as
Medica
Parent company
Medica Holding Company
Plan type
PPO
2026 star rating of the contract
3.5 of 5 overall; health plan 3.5 of 5, drug plan 3.5 of 5
Members, September 2026
5,953
Plan website, as filed with CMS
medica.com/

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.