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Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Kaiser Permanente Dual Complete South P1, 2027

H8794Contract001Plan

HMO D-SNP · special needs plan, dual-eligible · 1 county in California

Run by Kaiser Foundation HP, Inc. (contract H8794), sold as Kaiser Permanente, owned by Kaiser Foundation Health Plan, Inc.

Renews, split 4 ways

2026 star rating, contract H8794: 4 of 5

Kaiser Permanente Dual Complete South P1 (H8794-001) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $9,850 ($9,250 in 2026). Some of its 2026 members move to H8794-006, H8794-009, H8794-010 instead (CMS crosswalk).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get20262027Change
In-network out-of-pocket limit$9,250$9,850up $600
Drug deductible$0$700up $700
Hospital stay, in network$475 a day for days 1–5, then $0 a day for days 6–90$400 a day for days 1–5, then $0 a day for days 6–90down $375for a 5-day stay
Skilled nursing facility, in network$0 a day for days 1–20, then $214 a day for days 21–100$0 a day for days 1–20, then $221 a day for days 21–100up $70for a 30-day stay
Ground ambulance, in network$400 copay$620 copayup $220
Over-the-counter items, yearly$400 a year$300 a yeardown $100
Counties served51down 4
Drug tier 4, non-preferred drug18% of the cost25% of the costup 7 points
14 lines do not change
Monthly premium$0$0no change
Part B premium reduction, monthlynonenoneno change
Primary care visit$0 copay$0 copayno change
Specialist visit$0 copay$0 copayno change
Emergency room$115 copay$115 copayno change
Medical deductible, in networknonenoneno change
Comprehensive dental, yearly limitnot offerednot offeredno change
Eyewear, yearly limit$350 a year$350 a yearno change
Hearing aids, yearly limit for both earsnot offerednot offeredno change
Drug tier 1, preferred generic$0$0no change
Drug tier 2, generic$0$0no change
Drug tier 3, preferred brand$0$0no change
Drug tier 5, specialty tier25% of the cost25% of the costno change
Drug tier 6, vaccines$0$0no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
TierWhat the tier holds20262027
Tier 1Preferred Generic$0$0
Tier 2Generic$0$0
Tier 3Preferred Brand$0$0
Tier 4Non-Preferred Drug18% of the cost25% of the cost
Tier 5Specialty Tier25% of the cost25% of the cost
Tier 6Vaccines$0$0

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 7 dual-eligible special needs plans are sold for 2027, this one included. Against the others, 6 the same. On the premium, 4 the same, 2 a higher one.

Out-of-pocket limits of the 7 dual-eligible special needs plans

$0 to under $2,0000 plans
$2,000 to under $4,0000 plans
$4,000 to under $6,0000 plans
$6,000 to under $8,0000 plans
$8,000 to $10,000 (this plan)7 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 1 county: $0 a month and $9,850.

California

San Diego

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where do its 2026 members go?

The CMS crosswalk moves the members of the 2026 plan into 4 plans for 2027. It names the plans but not which member goes to which; the counties show where each 2027 plan is sold, and the plan's Annual Notice of Change says which one is yours.

2027 planSold inMembers in those counties, Sept. 2026Premium 2027Limit 2027
Stays in this plan1 of its 5 2026 counties, in California7,509$0$9,850
Kaiser Permanente Dual Complete South P6H8794-0062 of its 5 2026 counties, in California12,008$0$9,850
Kaiser Permanente Dual Complete South P9H8794-0091 of its 5 2026 counties, in California30,935$0$9,250
Kaiser Permanente Dual Complete South P10H8794-0101 of its 5 2026 counties, in California4,301$0$9,850

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).

Who runs this plan?

Plan ID
H8794-001
Legal name of the contract
Kaiser Foundation HP, Inc.
Sold as
Kaiser Permanente
Parent company
Kaiser Foundation Health Plan, Inc.
Plan type
HMO D-SNP
2026 star rating of the contract
4 of 5 overall; health plan 4.5 of 5, drug plan 4 of 5
Members, September 2026
55,374
Plan website, as filed with CMS
kp.org/medicare

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.