Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026
Anthem HealthPlus Full Dual Advantage, 2027
H8432Contract043Plan
HMO D-SNP · special needs plan, dual-eligible · 4 counties in New York
Run by Anthem HP, LLC. (contract H8432), sold as Anthem Blue Cross and Blue Shield HP, owned by Elevance Health, Inc.
Anthem HealthPlus Full Dual Advantage (H8432-043) costs $40.50 a month in 2027, with an in-network out-of-pocket limit of $9,850. It is a new plan for 2027.
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | not offered | $40.50 | new for 2027 |
| In-network out-of-pocket limit | not filed | $9,850 | new for 2027 |
| Drug deductible | not filed | $700 | new for 2027 |
| Primary care visit | not offered | 20% of the cost | changed |
| Specialist visit | not offered | 20% of the cost | changed |
| Emergency room | not offered | $115 copay | changed |
| Hospital stay, in network | not offered | not filed | changed |
| Skilled nursing facility, in network | not offered | not filed | changed |
| Ground ambulance, in network | not offered | 20% of the cost | changed |
| Eyewear, yearly limit | not offered | $300 a year | ▲added |
| Hearing aids, yearly limit for both ears | not offered | $3,000 a year | ▲added |
| 5 lines do not change | |||
| Part B premium reduction, monthly | none | none | no change |
| Medical deductible, in network | none | none | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Over-the-counter items, yearly | not offered | not offered | no change |
| Counties served | not offered | 4 | new for 2027 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
What will prescriptions cost?
| Tier | What the tier holds | 2026 | 2027 |
|---|---|---|---|
| Tier 1 | Preferred Generic | not offered | $0 |
| Tier 2 | Generic | not offered | 25% of the cost |
| Tier 3 | Preferred Brand | not offered | 25% of the cost |
| Tier 4 | Non-Preferred Drug | not offered | 25% of the cost |
| Tier 5 | Specialty Tier | not offered | 25% of the cost |
Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.
How does it compare with plans sold where it is?
In the counties it serves, 19 dual-eligible special needs plans are sold for 2027, this one included. Against the others, 2 plans have a lower out-of-pocket limit, 16 the same. On the premium, 15 plans have a lower premium, 3 the same.
Out-of-pocket limits of the 19 dual-eligible special needs plans
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Where is it sold, and what does it cost there?
The premium and the out-of-pocket limit are the same in all 4 counties: $40.50 a month and $9,850.
New York
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Who runs this plan?
- Plan ID
- H8432-043
- Legal name of the contract
- Anthem HP, LLC.
- Sold as
- Anthem Blue Cross and Blue Shield HP
- Parent company
- Elevance Health, Inc.
- Plan type
- HMO D-SNP
- 2026 star rating of the contract
- 3.5 of 5 overall; health plan 3 of 5, drug plan 3.5 of 5
- Plan website, as filed with CMS
- https://shop.anthem.com/medicare
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Other 2027 plans in Albany, NYWhere most of its members live; premiums and limits side by side
- Every Anthem Blue Cross and Blue Shield HP plan for 2027Its contracts, counties and plans that end
- The other 5 plans of contract H8432Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.