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PlainMedicare

Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026

Humana Full Access is not offered under this ID in 2027

H7617Contract055Plan

PPO · served 3 counties in Michigan in 2026

Run by Emphesys Insurance Company (contract H7617), sold as Humana, owned by Humana Inc.

CMS crosswalk: members move into H7617-052

Folds into H7617-052

Humana Full Access (H7617-055) is not offered under this ID in 2027: the CMS plan crosswalk of October 1, 2026 moves its members into Humana Full Access (H7617-052), which is sold in every county it served. 7,662 people were enrolled in it in September 2026; they can also choose another plan during open enrollment, October 15 to December 7, 2026.

What changes for its members in Humana Full Access?

For its members: this plan's 2026 amounts beside Humana Full Access (H7617-052) in 2027. The changed lines are marked and come first.
What you pay or get20262027Change
In-network out-of-pocket limit$4,800$5,200up $400
Drug deductible$350$600up $250
Part B premium reduction, monthly$2nonedropped
Hospital stay, in network$440 a day for days 1–6, then $0 a day for days 7–90$450 a day for days 1–6, then $0 a day for days 7–90up $50for a 5-day stay
Skilled nursing facility, in network$10 a day for days 1–20, then $218 a day for days 21–100$10 a day for days 1–20, then $221 a day for days 21–100up $30for a 30-day stay
Ground ambulance, in network$335 copay$325 copaydown $10
Eyewear, yearly limit$400 a year$100 a yeardown $300
Counties served353up 50
Drug tier 2, generic$5$0down $5
Drug tier 3, preferred brand$4717% of the costchanged
Drug tier 4, non-preferred drug47% of the cost46% of the costdown 1 point
Drug tier 5, specialty tier29% of the cost26% of the costdown 3 points
9 lines do not change
Monthly premium$0$0no change
Primary care visit$0 copay$0 copayno change
Specialist visit$40 copay$40 copayno change
Emergency room$130 copay$130 copayno change
Medical deductible, in networknonenoneno change
Comprehensive dental, yearly limitnot offerednot offeredno change
Hearing aids, yearly limit for both earsnot offerednot offeredno change
Over-the-counter items, yearlynot offerednot offeredno change
Drug tier 1, preferred generic$0$0no change

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.

What can members do, and by when?

If you do nothing
You are moved into Humana Full Access on January 1, 2027.
October 15 to December 7, 2026
Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
January 1 to March 31, 2027
Medicare Advantage open enrollment: switch once to another Medicare Advantage plan or to Original Medicare.

Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).

Where did its members live?

Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.

All 3 counties, most members first; CMS hides counts under 11 per county, so the counties add up to a little less than the plan's total
CountyMembers, Sept. 2026For 2027
Wayne, MI3,707moves into H7617-052
Oakland, MI1,975moves into H7617-052
Macomb, MI1,958moves into H7617-052

Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).

What else should you check?