Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026
Medicare Blue Dual Secure, 2027
H7524Contract004Plan
HMO D-SNP · special needs plan, dual-eligible · 11 counties in New York
Run by Excellus Health Plan Community Care LLC (contract H7524), sold as Excellus Health Plan Community Care LLC, owned by Lifetime Healthcare, Inc.
Medicare Blue Dual Secure (H7524-004) costs $0 a month in 2027, down $21.20 from 2026, with an in-network out-of-pocket limit of $9,850 ($9,250 in 2026).
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $21.20 | $0 | ▼down $21.20 |
| In-network out-of-pocket limit | $9,250 | $9,850 | ▲up $600 |
| Drug deductible | $615 | $700 | ▲up $85 |
| Primary care visit | 20% of the cost | 30% of the cost | changed |
| Specialist visit | 20% of the cost | 30% of the cost | changed |
| Hospital stay, in network | $400 a day for days 1–5, then $0 a day for days 6–90 | $2,241 a stay | ▲up $241for a 5-day stay |
| Skilled nursing facility, in network | $0 a day for days 1–20, then $218 a day for days 21–100 | $0 a day for days 1–20, then $221 a day for days 21–100 | ▲up $30for a 30-day stay |
| Ground ambulance, in network | 20% of the cost | 30% of the cost | changed |
| Over-the-counter items, yearly | $900 a year | $780 a year | ▼down $120 |
| Drug tier 2, generic | $20 | $10 | ▼down $10 |
| Drug tier 3, preferred brand | $47 | $39 | ▼down $8 |
| 10 lines do not change | |||
| Part B premium reduction, monthly | none | none | no change |
| Emergency room | 20% of the cost | 20% of the cost | no change |
| Medical deductible, in network | none | none | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Eyewear, yearly limit | $200 a year | $200 a year | no change |
| Hearing aids, yearly limit for both ears | not offered | not offered | no change |
| Counties served | 11 | 11 | no change |
| Drug tier 1, preferred generic | $0 | $0 | no change |
| Drug tier 4, non-preferred drug | 25% of the cost | 25% of the cost | no change |
| Drug tier 5, specialty tier | 25% of the cost | 25% of the cost | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
What will prescriptions cost?
| Tier | What the tier holds | 2026 | 2027 |
|---|---|---|---|
| Tier 1 | Preferred Generic | $0 | $0 |
| Tier 2 | Generic | $20 | $10 |
| Tier 3 | Preferred Brand | $47 | $39 |
| Tier 4 | Non-Preferred Drug | 25% of the cost | 25% of the cost |
| Tier 5 | Specialty Tier | 25% of the cost | 25% of the cost |
Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.
How does it compare with plans sold where it is?
In the counties it serves, 19 dual-eligible special needs plans are sold for 2027, this one included. Against the others, 2 plans have a lower out-of-pocket limit, 16 the same. On the premium, 7 the same, 11 a higher one.
Out-of-pocket limits of the 19 dual-eligible special needs plans
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Where is it sold, and what does it cost there?
The premium and the out-of-pocket limit are the same in all 11 counties: $0 a month and $9,850.
New York
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Who runs this plan?
- Plan ID
- H7524-004
- Legal name of the contract
- Excellus Health Plan Community Care LLC
- Sold as
- Excellus Health Plan Community Care LLC
- Parent company
- Lifetime Healthcare, Inc.
- Plan type
- HMO D-SNP
- 2026 star rating of the contract
- not rated (too little data) overall; health plan not rated, drug plan not rated
- Members, September 2026
- fewer than 11
- Plan website, as filed with CMS
- www.ExcellusBCBS.com
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Other 2027 plans in Monroe, NYWhere most of its members live; premiums and limits side by side
- Every Excellus Health Plan Community Care LLC plan for 2027Its contracts, counties and plans that end
- The other 3 plans of contract H7524Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.