Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026
MyTruAdvantage Select, 2027
H6529Contract004Plan
HMO · 34 counties in Indiana
Run by Southeastern Indiana Health Organization, Inc. (contract H6529), sold as MyTruAdvantage, owned by SIHO Holding, Inc.
MyTruAdvantage Select (H6529-004) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $3,900 ($3,300 in 2026).
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| In-network out-of-pocket limit | $3,300 | $3,900 | ▲up $600 |
| Drug deductible | $200 | $300 | ▲up $100 |
| Specialist visit | $25 copay | $30 copay | ▲up $5 |
| Emergency room | $120 copay | $150 copay | ▲up $30 |
| Hospital stay, in network | $335 a day for days 1–6, then $0 a day for days 7–90 | $385 a day for days 1–6, then $0 a day for days 7–90 | ▲up $250for a 5-day stay |
| Skilled nursing facility, in network | $0 a day for days 1–20, then $218 a day for days 21–100 | $0 a day for days 1–20, then $221 a day for days 21–100 | ▲up $30for a 30-day stay |
| Over-the-counter items, yearly | $400 a year | $300 a year | ▼down $100 |
| Counties served | 28 | 34 | ▲up 6 |
| Drug tier 3, preferred brand | $47 | 20% of the cost | changed |
| Drug tier 4, non-preferred brand | 33% of the cost | 25% of the cost | ▼down 8 points |
| 12 lines do not change | |||
| Monthly premium | $0 | $0 | no change |
| Part B premium reduction, monthly | none | none | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Medical deductible, in network | none | none | no change |
| Ground ambulance, in network | $260 copay | $260 copay | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Eyewear, yearly limit | $300 a year | $300 a year | no change |
| Hearing aids, yearly limit for both ears | not offered | not offered | no change |
| Drug tier 1, preferred generic | $0 | $0 | no change |
| Drug tier 2, generic | $0 | $0 | no change |
| Drug tier 5, specialty tier | 30% of the cost | 30% of the cost | no change |
| Drug tier 6, select care drugs | $0 | $0 | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
What will prescriptions cost?
| Tier | What the tier holds | 2026 | 2027 |
|---|---|---|---|
| Tier 1 | Preferred Generic | $0 | $0 |
| Tier 2 | Generic | $0 | $0 |
| Tier 3 | Preferred Brand | $47 | 20% of the cost |
| Tier 4 | Non-Preferred Brand | 33% of the cost | 25% of the cost |
| Tier 5 | Specialty Tier | 30% of the cost | 30% of the cost |
| Tier 6 | Select Care Drugs | $0 | $0 |
Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.
How does it compare with plans sold where it is?
In the counties it serves, 61 plans open to everyone are sold for 2027, this one included. Against the others, 60 a higher one. On the premium, 43 the same, 17 a higher one.
Out-of-pocket limits of the 61 plans open to everyone
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Where is it sold, and what does it cost there?
The premium and the out-of-pocket limit are the same in all 34 counties: $0 a month and $3,900.
Indiana
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Who runs this plan?
- Plan ID
- H6529-004
- Legal name of the contract
- Southeastern Indiana Health Organization, Inc.
- Sold as
- MyTruAdvantage
- Parent company
- SIHO Holding, Inc.
- Plan type
- HMO
- 2026 star rating of the contract
- 4 of 5 overall; health plan 3.5 of 5, drug plan 3 of 5
- Members, September 2026
- 2,293
- Plan website, as filed with CMS
- www.mytruadvantage.com
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Other 2027 plans in Vanderburgh, INWhere most of its members live; premiums and limits side by side
- Every MyTruAdvantage plan for 2027Its contracts, counties and plans that end
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.