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Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Wellcare Simple Open, 2027

H6348Contract002Plan

PPO · 90 counties in Indiana

Run by Coordinated Care Corporation (contract H6348), sold as Wellcare, owned by Centene Corporation

Takes in 1 plan

2026 star rating, contract H6348: 3 of 5

Wellcare Simple Open (H6348-002) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $6,200 ($4,300 in 2026). It takes in the members of H6348-009.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get20262027Change
In-network out-of-pocket limit$4,300$6,200up $1,900
Drug deductible$615$700up $85
Specialist visit$20 copay$40 copayup $20
Hospital stay, in network$375 a day for days 1–5, then $0 a day for days 6–90$450 a day for days 1–5, then $0 a day for days 6–90up $375for a 5-day stay
Skilled nursing facility, in network$0 a day for days 1–20, then $218 a day for days 21–50, then $0 a day for days 51–100$0 a day for days 1–20, then $221 a day for days 21–50, then $0 a day for days 51–100up $30for a 30-day stay
Ground ambulance, in network$275 copay$350 copayup $75
Comprehensive dental, yearly limit$5,000 a year$1,000 a yeardown $4,000
Eyewear, yearly limit$300 a year$200 a yeardown $100
Hearing aids, yearly limit for both ears$750 a year$500 a yeardown $250
Drug tier 1, generic$5$10up $5
Drug tier 2, preferred brand$1025% of the costchanged
Drug tier 3, non-preferred drug25% of the cost47% of the costup 22 points
Drug tier 4, injectable drugs36% of the cost1% of the costdown 35 points
9 lines do not change
Monthly premium$0$0no change
Part B premium reduction, monthlynonenoneno change
Primary care visit$0 copay$0 copayno change
Emergency room$130 copay$130 copayno change
Medical deductible, in networknonenoneno change
Over-the-counter items, yearlynot offerednot offeredno change
Counties served9090no change
Drug tier 5, specialty tier25% of the cost25% of the costno change
Drug tier 6, select care drugs$0$0no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked. The plan charges less at its preferred pharmacies
TierWhat the tier holds2026, standard pharmacy2027, standard pharmacy2027, preferred pharmacy
Tier 1Generic$5$10$0
Tier 2Preferred Brand$1025% of the cost25% of the cost
Tier 3Non-Preferred Drug25% of the cost47% of the cost47% of the cost
Tier 4Injectable Drugs36% of the cost1% of the cost1% of the cost
Tier 5Specialty Tier25% of the cost25% of the cost25% of the cost
Tier 6Select Care Drugs$0$0$0

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 87 plans open to everyone are sold for 2027, this one included. Against the others, 34 plans have a lower out-of-pocket limit, 52 a higher one. On the premium, 64 the same, 22 a higher one.

Out-of-pocket limits of the 87 plans open to everyone

$0 to under $2,0000 plans
$2,000 to under $4,0001 plan
$4,000 to under $6,00031 plans
$6,000 to under $8,000 (this plan)40 plans
$8,000 to $10,00015 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 90 counties: $0 a month and $6,200.

Indiana

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Which 2026 plans move into it, and what changes for their members?

For 2027 this plan takes in the members of 1 other plan, beside its own 4,824 members. In 2027 it costs $0 a month with a $6,200 limit; each row compares that with the plan its members had in 2026.

2026 planMembers, Sept. 2026Members who movePremium 2026Premium changeLimit 2026Limit change
Wellcare Assist OpenH6348-00921738$38.40down $38.40$5,000up $1,200

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision). Each moving plan's own page lists every line that changes for its members.

Who runs this plan?

Plan ID
H6348-002
Legal name of the contract
Coordinated Care Corporation
Sold as
Wellcare
Parent company
Centene Corporation
Plan type
PPO
2026 star rating of the contract
3 of 5 overall; health plan 3 of 5, drug plan 3.5 of 5
Members, September 2026
4,824
Plan website, as filed with CMS
go.wellcare.com/IN

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.