Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Community y Más, 2027

H6248Contract001Plan

HMO C-SNP · special needs plan, chronic or disabling condition · 1 county in California

Run by Community Health Group (contract H6248), sold as Community Health Group, owned by Community Health Group

Renews for 2027

2026 star rating, contract H6248: not rated (too little data)

Community y Más (H6248-001) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $1,500 ($1,000 in 2026).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
In-network out-of-pocket limit	$1,000	$1,500	up $500
Drug deductible	$0	$700	up $700
Comprehensive dental, yearly limit	not offered	$2,000 a year	added
Over-the-counter items, yearly	$800 a year	$580 a year	down $220
Drug tier 4, non-preferred brand	50% of the cost	30% of the cost	down 20 points
Drug tier 5, specialty tier	33% of the cost	25% of the cost	down 8 points
16 lines do not change
Monthly premium	$0	$0	no change
Part B premium reduction, monthly	none	none	no change
Primary care visit	$0 copay	$0 copay	no change
Specialist visit	$0 copay	$0 copay	no change
Emergency room	$140 copay	$140 copay	no change
Medical deductible, in network	none	none	no change
Hospital stay, in network	$75 a day for days 1–3, then $0 a day for days 4–90	$75 a day for days 1–3, then $0 a day for days 4–90	no change
Skilled nursing facility, in network	$0 a day for days 1–20, then $200 a day for days 21–100	$0 a day for days 1–20, then $200 a day for days 21–100	no change
Ground ambulance, in network	$150 copay	$150 copay	no change
Eyewear, yearly limit	$300 a year	$300 a year	no change
Hearing aids, yearly limit for both ears	$250 a year	$250 a year	no change
Counties served	1	1	no change
Drug tier 1, preferred generic	$0	$0	no change
Drug tier 2, generic	$9	$9	no change
Drug tier 3, preferred brand	$47	$47	no change
Drug tier 6, select care drugs	$0	$0	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
Tier	What the tier holds	2026	2027
Tier 1	Preferred Generic	$0	$0
Tier 2	Generic	$9	$9
Tier 3	Preferred Brand	$47	$47
Tier 4	Non-Preferred Brand	50% of the cost	30% of the cost
Tier 5	Specialty Tier	33% of the cost	25% of the cost
Tier 6	Select Care Drugs	$0	$0

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 32 chronic or disabling condition special needs plans are sold for 2027, this one included. Against the others, 9 plans have a lower out-of-pocket limit, 1 the same, 21 a higher one. On the premium, 25 the same, 6 a higher one.

Out-of-pocket limits of the 32 chronic or disabling condition special needs plans

$0 to under $2,000 (this plan)12 plans

$2,000 to under $4,0003 plans

$4,000 to under $6,0001 plan

$6,000 to under $8,0000 plans

$8,000 to $10,00016 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 1 county: $0 a month and $1,500.

California

San Diego

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID: H6248-001
Legal name of the contract: Community Health Group
Sold as: Community Health Group
Parent company: Community Health Group
Plan type: HMO C-SNP
2026 star rating of the contract: not rated (too little data) overall; health plan not rated, drug plan not rated
Members, September 2026: 613
Plan website, as filed with CMS: www.chgsd.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in San Diego, CAWhere most of its members live; premiums and limits side by side
Every Community Health Group plan for 2027Its contracts, counties and plans that end
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.