Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

BlueMedicare Premier, 2027

H6158Contract001Plan

HMO · 30 counties in Arkansas

Run by Usable HMO, Inc. (contract H6158), sold as Arkansas Blue Medicare, owned by USAble Mutual Insurance Company

Takes in 1 plan

2026 star rating, contract H6158: 3 of 5

BlueMedicare Premier (H6158-001) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $7,150 ($6,500 in 2026). It takes in the members of H6158-003.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
In-network out-of-pocket limit	$6,500	$7,150	up $650
Drug deductible	$460	$560	up $100
Primary care visit	$0 copay	$10 copay	up $10
Specialist visit	$35 copay	$45 copay	up $10
Hospital stay, in network	$375 a day for days 1–5, then $0 a day for days 6–90	$450 a day for days 1–5, then $0 a day for days 6–90	up $375for a 5-day stay
Skilled nursing facility, in network	$0 a day for days 1–20, then $218 a day for days 21–100	$0 a day for days 1–20, then $221 a day for days 21–100	up $30for a 30-day stay
Ground ambulance, in network	$325 copay	$400 copay	up $75
Comprehensive dental, yearly limit	not offered	$3,000 a year	added
13 lines do not change
Monthly premium	$0	$0	no change
Part B premium reduction, monthly	none	none	no change
Emergency room	$130 copay	$130 copay	no change
Medical deductible, in network	none	none	no change
Eyewear, yearly limit	$150 a year	$150 a year	no change
Hearing aids, yearly limit for both ears	$333.33 a year	$333.33 a year	no change
Over-the-counter items, yearly	$100 a year	$100 a year	no change
Counties served	30	30	no change
Drug tier 1, preferred generic	$0	$0	no change
Drug tier 2, generic	$5	$5	no change
Drug tier 3, preferred brand	17% of the cost	17% of the cost	no change
Drug tier 4, non-preferred drug	34% of the cost	34% of the cost	no change
Drug tier 5, specialty tier	27% of the cost	27% of the cost	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
Tier	What the tier holds	2026	2027
Tier 1	Preferred Generic	$0	$0
Tier 2	Generic	$5	$5
Tier 3	Preferred Brand	17% of the cost	17% of the cost
Tier 4	Non-Preferred Drug	34% of the cost	34% of the cost
Tier 5	Specialty Tier	27% of the cost	27% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 51 plans open to everyone are sold for 2027, this one included. Against the others, 29 plans have a lower out-of-pocket limit, 2 the same, 19 a higher one. On the premium, 41 the same, 9 a higher one.

Out-of-pocket limits of the 51 plans open to everyone

$0 to under $2,0000 plans

$2,000 to under $4,0000 plans

$4,000 to under $6,00014 plans

$6,000 to under $8,000 (this plan)26 plans

$8,000 to $10,00011 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 30 counties: $0 a month and $7,150.

Arkansas

Arkansas Baxter Benton Bradley Calhoun Clay Cleburne Columbia Craighead Crittenden Cross Dallas Drew Hempstead Hot Spring Independence Jackson Lawrence Lee Lincoln Logan Monroe Montgomery Nevada Phillips Sebastian Sharp Stone Union Van Buren

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Which 2026 plans move into it, and what changes for their members?

For 2027 this plan takes in the members of 1 other plan, beside its own 4,354 members. In 2027 it costs $0 a month with a $7,150 limit; each row compares that with the plan its members had in 2026.

2026 plan	Members, Sept. 2026	Members who move	Premium 2026	Premium change	Limit 2026	Limit change
BlueMedicare IndependenceH6158-003	512	442	$8.90	down $8.90	$6,200	up $950

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision). Each moving plan's own page lists every line that changes for its members.

Who runs this plan?

Plan ID: H6158-001
Legal name of the contract: Usable HMO, Inc.
Sold as: Arkansas Blue Medicare
Parent company: USAble Mutual Insurance Company
Plan type: HMO
2026 star rating of the contract: 3 of 5 overall; health plan 3 of 5, drug plan 3 of 5
Members, September 2026: 4,354
Plan website, as filed with CMS: www.arkbluemedicare.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Benton, ARWhere most of its members live; premiums and limits side by side
Every Arkansas Blue Medicare plan for 2027Its contracts, counties and plans that end
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.