Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026
Optimum Diamond Rewards is not offered under this ID in 2027
H5594Contract034Plan
HMO C-SNP · served 7 counties in Florida in 2026
Run by Optimum Healthcare, Inc. (contract H5594), sold as Optimum HealthCare, Inc., owned by Elevance Health, Inc.
CMS crosswalk: members move into H5594-030
Optimum Diamond Rewards (H5594-034) is not offered under this ID in 2027: the CMS plan crosswalk of October 1, 2026 moves its members into Optimum Diamond Savings (H5594-030), which is sold in every county it served. fewer than 11 people were enrolled in it in September 2026; they can also choose another plan during open enrollment, October 15 to December 7, 2026.
What changes for its members in Optimum Diamond Savings?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Plan name | Optimum Diamond Rewards | Optimum Diamond Savings | renamed |
| In-network out-of-pocket limit | $6,800 | $5,000 | ▼down $1,800 |
| Part B premium reduction, monthly | none | $65 | ▲added |
| Specialist visit | $40 copay | $30 copay | ▼down $10 |
| Emergency room | $115 copay | $130 copay | ▲up $15 |
| Hospital stay, in network | $225 a day for days 1–7, then $0 a day for days 8–90 | $195 a day for days 1–7, then $0 a day for days 8–90 | ▼down $150for a 5-day stay |
| Eyewear, yearly limit | $100 a year | $150 a year | ▲up $50 |
| Over-the-counter items, yearly | $300 a year | $360 a year | ▲up $60 |
| Counties served | 7 | 18 | ▲up 11 |
| Drug tier 2, preferred brand | $47 | $35 | ▼down $12 |
| Drug tier 3, non-preferred drug | $100 | $90 | ▼down $10 |
| 11 lines do not change | |||
| Monthly premium | $0 | $0 | no change |
| Drug deductible | $0 | $0 | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Medical deductible, in network | none | none | no change |
| Skilled nursing facility, in network | $0 a day for days 1–20, then $218 a day for days 21–100 | $0 a day for days 1–20, then $218 a day for days 21–100 | no change |
| Ground ambulance, in network | $200 copay | $200 copay | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Hearing aids, yearly limit for both ears | $500 a year | $500 a year | no change |
| Drug tier 1, preferred generic | $0 | $0 | no change |
| Drug tier 4, specialty tier | 33% of the cost | 33% of the cost | no change |
| Drug tier 5, select diabetic drugs | $10 | $10 | no change |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.
What can members do, and by when?
- If you do nothing
- You are moved into Optimum Diamond Savings on January 1, 2027.
- October 15 to December 7, 2026
- Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
- January 1 to March 31, 2027
- Medicare Advantage open enrollment: switch once to another Medicare Advantage plan or to Original Medicare.
Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).
Where did its members live?
Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.
| County | Members, Sept. 2026 | For 2027 |
|---|---|---|
| Brevard, FL | fewer than 11 | moves into H5594-030 |
| Charlotte, FL | fewer than 11 | moves into H5594-030 |
| Collier, FL | fewer than 11 | moves into H5594-030 |
| Indian River, FL | fewer than 11 | moves into H5594-030 |
| Lee, FL | fewer than 11 | moves into H5594-030 |
| Martin, FL | fewer than 11 | moves into H5594-030 |
| St. Lucie, FL | fewer than 11 | moves into H5594-030 |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).
What else should you check?
- 2027 plans in Lee, FLThe plans you can join instead
- Optimum HealthCare, Inc. plans for 2027Plans the same company still offers
- Every plan not offered in 2027764 Medicare Advantage and drug plans