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Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Aetna Medicare Advantra Signature Giveback, 2027

H5521Contract729Plan

PPO · 30 counties in West Virginia

Run by Aetna Life Insurance Company (contract H5521), sold as Aetna Medicare, owned by CVS Health Corporation

New for 2027

2026 star rating, contract H5521: 4.5 of 5

Aetna Medicare Advantra Signature Giveback (H5521-729) costs $0 a month in 2027, with an in-network out-of-pocket limit of $9,250. It is a new plan for 2027.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get20262027Change
Monthly premiumnot offered$0new for 2027
In-network out-of-pocket limitnot filed$9,250new for 2027
Drug deductiblenot filed$400new for 2027
Part B premium reduction, monthlynone$33added
Primary care visitnot offered$0 copaychanged
Specialist visitnot offered$45 copaychanged
Emergency roomnot offered$115 copaychanged
Medical deductible, in networknone$1,600added
Hospital stay, in networknot offered$385 a day for days 1–7, then $0 a day for days 8–90changed
Skilled nursing facility, in networknot offered$0 a day for days 1–20, then $221 a day for days 21–100changed
Ground ambulance, in networknot offered$325 copaychanged
Eyewear, yearly limitnot offered$150 a yearadded
Hearing aids, yearly limit for both earsnot offered$500 a yearadded
Over-the-counter items, yearlynot offered$120 a yearadded
2 lines do not change
Comprehensive dental, yearly limitnot offerednot offeredno change
Counties servednot offered30new for 2027

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked. The plan charges less at its preferred pharmacies
TierWhat the tier holds2026, standard pharmacy2027, standard pharmacy2027, preferred pharmacy
Tier 1Preferred Genericnot offered$5$0
Tier 2Genericnot offered$12$0
Tier 3Preferred Brandnot offered13% of the cost13% of the cost
Tier 4Non-Preferred Drugnot offered30% of the cost30% of the cost
Tier 5Specialty Tiernot offered29% of the cost29% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 42 plans open to everyone are sold for 2027, this one included. Against the others, 28 plans have a lower out-of-pocket limit, 4 the same, 9 a higher one. On the premium, 25 the same, 16 a higher one.

Out-of-pocket limits of the 42 plans open to everyone

$0 to under $2,0000 plans
$2,000 to under $4,0000 plans
$4,000 to under $6,0001 plan
$6,000 to under $8,00023 plans
$8,000 to $10,000 (this plan)18 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 30 counties: $0 a month and $9,250.

West Virginia

BerkeleyBraxtonBrookeCabellCalhounFayetteGilmerGreenbrierHampshireHancockHarrisonJacksonKanawhaMarionMarshallMasonMcDowellMercerMingoMonongaliaOhioPendletonPleasantsPutnamRaleighRandolphTaylorUpshurWayneWirt

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID
H5521-729
Legal name of the contract
Aetna Life Insurance Company
Sold as
Aetna Medicare
Parent company
CVS Health Corporation
Plan type
PPO
2026 star rating of the contract
4.5 of 5 overall; health plan 4.5 of 5, drug plan 5 of 5
Plan website, as filed with CMS
www.aetna.com/medicare

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.