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Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Aetna Medicare Signature, 2027

H5521Contract446Plan

PPO · 7 counties in Connecticut

Run by Aetna Life Insurance Company (contract H5521), sold as Aetna Medicare, owned by CVS Health Corporation

Renews for 2027

2026 star rating, contract H5521: 4.5 of 5

Aetna Medicare Signature (H5521-446) costs $6 a month in 2027, up $6 from 2026, with an in-network out-of-pocket limit of $7,150 ($6,750 in 2026).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get20262027Change
Monthly premium$0$6up $6
In-network out-of-pocket limit$6,750$7,150up $400
Drug deductible$615$700up $85
Hospital stay, in network$437 a day for days 1–7, then $0 a day for days 8–90$436 a day for days 1–7, then $0 a day for days 8–90down $5for a 5-day stay
Skilled nursing facility, in network$10 a day for days 1–20, then $218 a day for days 21–100$10 a day for days 1–20, then $221 a day for days 21–100up $30for a 30-day stay
Drug tier 1, preferred generic$2$5up $3
Drug tier 3, preferred brand24% of the cost17% of the costdown 7 points
Drug tier 4, non-preferred drug25% of the cost28% of the costup 3 points
13 lines do not change
Part B premium reduction, monthlynonenoneno change
Primary care visit$0 copay$0 copayno change
Specialist visit$0 copay$0 copayno change
Emergency room$130 copay$130 copayno change
Medical deductible, in networknonenoneno change
Ground ambulance, in network$310 copay$310 copayno change
Comprehensive dental, yearly limitnot offerednot offeredno change
Eyewear, yearly limit$100 a year$100 a yearno change
Hearing aids, yearly limit for both earsnot offerednot offeredno change
Over-the-counter items, yearlynot offerednot offeredno change
Counties served77no change
Drug tier 2, generic$12$12no change
Drug tier 5, specialty tier25% of the cost25% of the costno change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked. The plan charges less at its preferred pharmacies
TierWhat the tier holds2026, standard pharmacy2027, standard pharmacy2027, preferred pharmacy
Tier 1Preferred Generic$2$5$0
Tier 2Generic$12$12$5
Tier 3Preferred Brand24% of the cost17% of the cost17% of the cost
Tier 4Non-Preferred Drug25% of the cost28% of the cost28% of the cost
Tier 5Specialty Tier25% of the cost25% of the cost25% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 26 plans open to everyone are sold for 2027, this one included. Against the others, 6 plans have a lower out-of-pocket limit, 12 the same, 7 a higher one. On the premium, 15 plans have a lower premium, 2 the same, 8 a higher one.

Out-of-pocket limits of the 26 plans open to everyone

$0 to under $2,0000 plans
$2,000 to under $4,0000 plans
$4,000 to under $6,0002 plans
$6,000 to under $8,000 (this plan)19 plans
$8,000 to $10,0005 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 7 counties: $6 a month and $7,150.

Connecticut

HartfordLitchfieldMiddlesexNew HavenNew LondonTollandWindham

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID
H5521-446
Legal name of the contract
Aetna Life Insurance Company
Sold as
Aetna Medicare
Parent company
CVS Health Corporation
Plan type
PPO
2026 star rating of the contract
4.5 of 5 overall; health plan 4.5 of 5, drug plan 5 of 5
Members, September 2026
23,768
Plan website, as filed with CMS
www.aetna.com/medicare

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.