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Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

AARP Medicare Advantage Patriot No Rx OK-MA2, 2027

H5253Contract205Plan

HMO-POS · 48 counties in Oklahoma

Run by UnitedHealthcare of Wisconsin, Inc. (contract H5253), sold as UnitedHealthcare, owned by UnitedHealth Group, Inc.

Renews in fewer counties

2026 star rating, contract H5253: 4 of 5

AARP Medicare Advantage Patriot No Rx OK-MA2 (H5253-205) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $6,700. It leaves 22 counties it served in 2026, where 261 of its members lived; they choose another plan for 2027 (the counties are listed below).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get20262027Change
Part B premium reduction, monthly$125$150up $25
Skilled nursing facility, in network$0 a day for days 1–20, then $218 a day for days 21–100$0 a day for days 1–20, then $221 a day for days 21–100up $30for a 30-day stay
Eyewear, yearly limit$75 a year$125 a yearup $50
Hearing aids, yearly limit for both earsnot offered$1,000 a yearadded
Counties served7048down 22
10 lines do not change
Monthly premium$0$0no change
In-network out-of-pocket limit$6,700$6,700no change
Primary care visit$0 copay$0 copayno change
Specialist visit$0 copay$0 copayno change
Emergency room$130 copay$130 copayno change
Medical deductible, in networknonenoneno change
Hospital stay, in network$550 a day for days 1–5, then $0 a day for days 6–90$550 a day for days 1–5, then $0 a day for days 6–90no change
Ground ambulance, in network$290 copay$290 copayno change
Comprehensive dental, yearly limitnot offerednot offeredno change
Over-the-counter items, yearlynot offerednot offeredno change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

How does it compare with plans sold where it is?

In the counties it serves, 50 plans open to everyone are sold for 2027, this one included. Against the others, 27 plans have a lower out-of-pocket limit, 22 a higher one. On the premium, 35 the same, 14 a higher one.

Out-of-pocket limits of the 50 plans open to everyone

$0 to under $2,0000 plans
$2,000 to under $4,0005 plans
$4,000 to under $6,00019 plans
$6,000 to under $8,000 (this plan)22 plans
$8,000 to $10,0004 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

It stops serving 22 counties it served in 2026 (listed in the next section).

The premium and the out-of-pocket limit are the same in all 48 counties: $0 a month and $6,700.

Oklahoma

AdairAtokaBeckhamBlaineCanadianCarterCherokeeChoctawClevelandCoalComancheCottonCraigCusterDelawareGarvinGradyGreerHaskellHughesJeffersonKayKingfisherKiowaLe FloreLoganMayesMcClainMcIntoshMurrayMuskogeeOkfuskeeOklahomaOkmulgeeOsageOttawaPawneePittsburgPottawatomiePushmatahaRogersSeminoleSequoyahStephensTillmanTulsaWagonerWashita

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

What if you live in a county it leaves?

Its 2026 members in the 22 counties listed below cannot stay in it for 2027; each county page lists the 2027 plans sold there.

Your coverage
This plan ends for you on December 31, 2026, because it is no longer sold where you live.
October 15 to December 7, 2026
Open enrollment: join another Medicare Advantage plan, or Original Medicare with a drug plan. Coverage starts January 1, 2027.
December 8, 2026 to the end of February 2027
A special enrollment period because the plan is leaving: you can still join a plan, but coverage starts the first day of the month after you join, so choose by December 31 to have no gap.
If you do nothing
You are enrolled in Original Medicare when the plan ends, without a drug plan unless you join one (with Extra Help or full Medicaid, Medicare enrolls you in one).
If you choose Original Medicare
You have a guaranteed right to buy Medigap Plan A, B, C, D, F, G, K or L sold in your state by any insurance company; if you were new to Medicare on or after January 1, 2020, Plans D and G take the place of C and F. Apply from 60 days before to 63 days after the plan ends; the policy starts once your Medicare Advantage coverage ends. Other Medigap plans are not covered by this right.
The 22 counties it leaves, most members first
CountyMembers, Sept. 2026
Creek, OK67
Jackson, OK31
Bryan, OK27
Pontotoc, OK25
McCurtain, OK24
Caddo, OK22
Lincoln, OK20
Texas, OK19
Marshall, OK14
Nowata, OK12
Alfalfa, OKfewer than 11
Beaver, OKfewer than 11
Cimarron, OKfewer than 11
Dewey, OKfewer than 11
Grant, OKfewer than 11
Harmon, OKfewer than 11
Johnston, OKfewer than 11
Love, OKfewer than 11
Major, OKfewer than 11
Noble, OKfewer than 11
Roger Mills, OKfewer than 11
Woods, OKfewer than 11

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); Medicare.gov, “Special enrollment periods” and “When can I buy Medigap?” (read Oct. 7, 2026).

Who runs this plan?

Plan ID
H5253-205
Legal name of the contract
UnitedHealthcare of Wisconsin, Inc.
Sold as
UnitedHealthcare
Parent company
UnitedHealth Group, Inc.
Plan type
HMO-POS
2026 star rating of the contract
4 of 5 overall; health plan 4 of 5, drug plan 4 of 5
Members, September 2026
2,707
Plan website, as filed with CMS
AARPMedicarePlans.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.