Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026

Humana USAA Honor Giveback is not offered under this ID in 2027

H5216Contract386Plan

PPO · served 23 counties in Delaware, District of Columbia, Maryland in 2026

Run by Humana Insurance Company (contract H5216), sold as Humana, owned by Humana Inc.

CMS crosswalk: members move into H5216-381 in 3 of its 23 counties; in the others the plan ends

Folds in part

Humana USAA Honor Giveback (H5216-386) is not offered under this ID in 2027. The CMS plan crosswalk of October 1, 2026 moves its members into Humana USAA Honor Giveback (H5216-381), in the 3 counties where that plan is sold (125 members in September 2026). In its other 20 counties (1,159 members) there is no plan to move into: coverage ends December 31, 2026, and members there need to choose a new plan (counties with fewer than 11 members are not counted).

What changes for its members in Humana USAA Honor Giveback?

For members in the 3 counties where Humana USAA Honor Giveback is sold: this plan's 2026 amounts beside Humana USAA Honor Giveback (H5216-381) in 2027. The changed lines are marked and come first.
What you pay or get	2026	2027	Change
Part B premium reduction, monthly (best in its area)	$60	$128	up $68
Specialist visit (best in its area)	$40 copay	$35 copay	down $5
Hospital stay, in network (best in its area)	$380 a day for days 1–5, then $0 a day for days 6–90	$450 a day for days 1–5, then $0 a day for days 6–90	up $350for a 5-day stay
Skilled nursing facility, in network (best in its area)	$10 a day for days 1–20, then $218 a day for days 21–100	$10 a day for days 1–20, then $221 a day for days 21–100	up $30for a 30-day stay
Ground ambulance, in network (best in its area)	$335 copay	$325 copay	down $10
Counties served	23	3	down 20
9 lines do not change
Monthly premium	$0	$0	no change
In-network out-of-pocket limit	$6,750	$6,750	no change
Primary care visit (best in its area)	$0 copay	$0 copay	no change
Emergency room (best in its area)	$130 copay	$130 copay	no change
Medical deductible, in network (best in its area)	none	none	no change
Comprehensive dental, yearly limit (best in its area)	not offered	not offered	no change
Eyewear, yearly limit (best in its area)	$350 a year	$350 a year	no change
Hearing aids, yearly limit for both ears (best in its area)	not offered	not offered	no change
Over-the-counter items, yearly (best in its area)	not offered	not offered	no change

Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.

What can members do, and by when?

If you live in Kent (DE), New Castle (DE), Sussex (DE)

If you do nothing: You are moved into Humana USAA Honor Giveback on January 1, 2027.
October 15 to December 7, 2026: Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.

If you live in District of Columbia (DC), Allegany (MD), Calvert (MD), Caroline (MD), Carroll (MD), Cecil (MD), Charles (MD), Dorchester (MD), Frederick (MD), Garrett (MD), Kent (MD), Montgomery (MD), Prince George's (MD), Queen Anne's (MD), Somerset (MD), St. Mary's (MD), Talbot (MD), Washington (MD), Wicomico (MD), Worcester (MD)

Your coverage: Ends December 31, 2026: Humana USAA Honor Giveback is not sold where you live.
October 15 to December 7, 2026: Open enrollment: join another Medicare Advantage plan, or Original Medicare with a drug plan. Coverage starts January 1, 2027.
December 8, 2026 to the end of February 2027: A special enrollment period because the plan is leaving: you can still join a plan, but coverage starts the first day of the month after you join, so choose by December 31 to have no gap.
If you do nothing: You are enrolled in Original Medicare when the plan ends, without a drug plan unless you join one (with Extra Help or full Medicaid, Medicare enrolls you in one).

Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).

Where did its members live?

Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.

All 23 counties, most members first; CMS hides counts under 11 per county, so the counties add up to a little less than the plan's total
County	Members, Sept. 2026	For 2027
Prince George's, MD	233	plan ends here
Washington, MD	129	plan ends here
Frederick, MD	113	plan ends here
District of Columbia, DC	106	plan ends here
Allegany, MD	71	plan ends here
Montgomery, MD	70	plan ends here
Cecil, MD	61	plan ends here
Wicomico, MD	60	plan ends here
Carroll, MD	56	plan ends here
Charles, MD	55	plan ends here
New Castle, DE	51	moves into H5216-381
Sussex, DE	49	moves into H5216-381
Somerset, MD	33	plan ends here
Dorchester, MD	31	plan ends here
Kent, DE	25	moves into H5216-381
St. Mary's, MD	25	plan ends here
Garrett, MD	24	plan ends here
Calvert, MD	21	plan ends here
Talbot, MD	20	plan ends here
Worcester, MD	19	plan ends here
Queen Anne's, MD	17	plan ends here
Caroline, MD	15	plan ends here
Kent, MD	fewer than 11	plan ends here

Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).

What else should you check?

2027 plans in Prince George's, MDThe plans you can join instead
Humana plans for 2027Plans the same company still offers
Every plan not offered in 2027764 Medicare Advantage and drug plans