Medicare Advantage plans in Sussex, DE, 2027
Sussex, Delaware has 17 Medicare Advantage plans open to everyone for 2027 (20 in 2026) and 11 special needs plans, according to the CMS landscape files; 10 of the open plans have a $0 premium. 4 plans that served the county in 2026 end or leave it, with 887 members living here in September 2026.
What changes in Sussex for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 20 | 17 | ▼down 3 |
| Special needs plans | 12 | 11 | ▼down 1 |
| Plans with a $0 premium | 14 | 10 | ▼down 4 |
| Plans that lower the Part B premium | 8 | 6 | ▼down 2 |
| Median out-of-pocket limit | $6,725 | $7,150 | ▲up $425 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Sussex join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Freedom Blue PPO ValorH8166-003 · PPO | $0 | $6,000 | $70 | 4 of 5 |
| AARP Medicare Advantage Essentials from UHC DE-3H5253-142 · HMO-POS | $0 | $6,400 | none | 4 of 5 |
| Humana USAA Honor GivebackH5216-381 · PPO | $0 | $6,750 | $128 | 3.5 of 5 |
| Aetna Medicare Advantra SignatureH3959-055 · HMO | $0 | $7,150 | none | 4 of 5 |
| Aetna Medicare Advantra Eagle PlusH3959-056 · HMO | $0 | $7,150 | $125 | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx DE-MA01H5253-143 · HMO-POS | $0 | $7,150 | $125 | 4 of 5 |
| AARP Medicare Advantage Extras from UHC DE-6H5253-206 · HMO-POS | $0 | $7,150 | none | 4 of 5 |
| Wellcare SimpleH4661-001 · HMO-POS | $0 | $9,850 | none | not rated (too little data) |
| Humana Essentials Plus GivebackH5216-308 · PPO | $0 | $9,850 | $119 | 3.5 of 5 |
| Humana Essentials Plus GivebackH7617-100 · PPO | $0 | $9,850 | $119 | 4.5 of 5 |
| HumanaChoiceH5216-390 · PPO | $7.90 | $5,900 | none | 3.5 of 5 |
| AARP Medicare Advantage from UHC DE-0001H2406-075 · PPO | $23 | $7,150 | none | 4 of 5 |
| HumanaChoiceH5216-387 · PPO | $43 | $8,950 | none | 3.5 of 5 |
| Aetna Medicare EnhancedH3959-102 · HMO | $59 | $7,150 | none | 4 of 5 |
| AARP Medicare Advantage from UHC DE-0002H2406-100 · PPO | $68 | $7,150 | none | 4 of 5 |
| Aetna Medicare PremierH5521-095 · PPO | $106 | $9,850 | none | 4.5 of 5 |
| Complete Blue PPO DistinctH8166-007 · PPO | $167 | $7,150 | none | 4 of 5 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Sussex in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| HealthSpring PreferredH2108-042 | 456 | Leaves the county |
| Aetna Medicare EnhancedH3931-102 | 340 | Not offered |
| HealthSpring True ChoiceH7849-146 | 50 | Leaves the county |
| HealthSpring AchieveH2108-029 | 41 | Leaves the county |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which special needs plans are sold here?
Open only to people with Medicaid as well as Medicare, with certain chronic conditions, or living in an institution.
| Plan | Who can join | Premium |
|---|---|---|
| Wellcare Delaware First Health Dual SelectH4661-005 | Dual-Eligible | $0 |
| UHC Complete Care DE-4H5253-179 | Chronic or Disabling Condition | $0 |
| Aetna Medicare Chronic CareH3959-084 | Chronic or Disabling Condition | $0 |
| AmeriHealth Caritas VIP Care ChoiceH0738-002 | Dual-Eligible | $0 |
| Aetna Medicare Chronic Care TotalH3959-083 | Chronic or Disabling Condition | $0 |
| UHC Complete Care Support DE-5AH5253-200 | Chronic or Disabling Condition | $0 |
| AmeriHealth Caritas VIP CareH0738-001 | Dual-Eligible | $7.90 |
| Wellcare Delaware First Health Dual AlignH4661-003 | Dual-Eligible | $7.90 |
| Highmark Health Options DualsH7710-001 | Dual-Eligible | $7.90 |
| Highmark Health Options Duals SelectH7710-002 | Dual-Eligible | $7.90 |
| UHC Nursing Home Plan EX-F002H0710-017 | Institutional | $12.50 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Sussex use Medicare Advantage?
29,493 of the county's 97,609 people with Medicare were in a Medicare Advantage plan in September 2026, 30.2%; in Delaware as a whole the share is 32.7%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in DelawareEvery county of the state
- 9 stand-alone drug plans in DelawareIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027