Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026
Humana USAA Honor Giveback is not offered under this ID in 2027
H5216Contract128Plan
PPO · served 168 counties in Texas in 2026
Run by Humana Insurance Company (contract H5216), sold as Humana, owned by Humana Inc.
CMS crosswalk: members move into H5216-348 in 165 of its 168 counties; in the others the plan ends
Humana USAA Honor Giveback (H5216-128) is not offered under this ID in 2027. The CMS plan crosswalk of October 1, 2026 moves its members into Humana USAA Honor Giveback (H5216-348), in the 165 counties where that plan is sold (4,939 members in September 2026). In its other 3 counties (173 members) there is no plan to move into: coverage ends December 31, 2026, and members there need to choose a new plan (counties with fewer than 11 members are not counted).
What changes for its members in Humana USAA Honor Giveback?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| In-network out-of-pocket limit | $6,750 | $7,900 | ▲up $1,150 |
| Part B premium reduction, monthly | $50 | $135 | ▲up $85 |
| Emergency room | $130 copay | $115 copay | ▼down $15 |
| Hospital stay, in network | $315 a day for days 1–6, then $0 a day for days 7–90 | $345 a day for days 1–6, then $0 a day for days 7–90 | ▲up $150for a 5-day stay |
| Skilled nursing facility, in network | $10 a day for days 1–20, then $218 a day for days 21–100 | $0 a day for days 1–20, then $221 a day for days 21–100 | ▼down $170for a 30-day stay |
| Ground ambulance, in network | $335 copay | $325 copay | ▼down $10 |
| Eyewear, yearly limit | $200 a year | $150 a year | ▼down $50 |
| Counties served | 168 | 198 | ▲up 30 |
| 7 lines do not change | |||
| Monthly premium | $0 | $0 | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Specialist visit | $40 copay | $40 copay | no change |
| Medical deductible, in network | none | none | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Hearing aids, yearly limit for both ears | not offered | not offered | no change |
| Over-the-counter items, yearly | not offered | not offered | no change |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.
What can members do, and by when?
If you live in Anderson (TX), Andrews (TX), Angelina (TX), Aransas (TX), Armstrong (TX), Atascosa (TX), Austin (TX), Bandera (TX), Bastrop (TX), Bee (TX), Bell (TX), Bexar (TX), Blanco (TX), Bowie (TX), Brazoria (TX), Brazos (TX), Brooks (TX), Brown (TX), Burleson (TX), Burnet (TX), Caldwell (TX), Calhoun (TX), Callahan (TX), Cameron (TX), Camp (TX), Carson (TX), Cass (TX), Chambers (TX), Cherokee (TX), Coleman (TX), Collin (TX), Colorado (TX), Comal (TX), Comanche (TX), Cooke (TX), Coryell (TX), Crosby (TX), Dallas (TX), Dawson (TX), DeWitt (TX) and 125 more (listed below)
- If you do nothing
- You are moved into Humana USAA Honor Giveback on January 1, 2027.
- October 15 to December 7, 2026
- Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
If you live in Bosque (TX), Fort Bend (TX), Hood (TX)
- Your coverage
- Ends December 31, 2026: Humana USAA Honor Giveback is not sold where you live.
- October 15 to December 7, 2026
- Open enrollment: join another Medicare Advantage plan, or Original Medicare with a drug plan. Coverage starts January 1, 2027.
- December 8, 2026 to the end of February 2027
- A special enrollment period because the plan is leaving: you can still join a plan, but coverage starts the first day of the month after you join, so choose by December 31 to have no gap.
- If you do nothing
- You are enrolled in Original Medicare when the plan ends, without a drug plan unless you join one (with Extra Help or full Medicaid, Medicare enrolls you in one).
Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).
Where did its members live?
Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.
| State | Counties | Members, Sept. 2026 |
|---|---|---|
| Texas | 168 | 5,112 |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).
What else should you check?
- 2027 plans in Bexar, TXThe plans you can join instead
- Humana plans for 2027Plans the same company still offers
- Every plan not offered in 2027764 Medicare Advantage and drug plans