Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Zing Elite Balance IN-MI, 2027

H4624Contract046Plan

HMO C-SNP · special needs plan, chronic or disabling condition · 5 counties in Indiana, Michigan

Run by Zing Health of Michigan, Inc. (contract H4624), sold as Zing Health, owned by Zing Health Consolidator, Inc

Renews for 2027

2026 star rating, contract H4624: 2.5 of 5

Zing Elite Balance IN-MI (H4624-046) costs $0 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $6,750 ($4,500 in 2026). In 2026 it was called Zing Elite Balance MI.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
Plan name	Zing Elite Balance MI	Zing Elite Balance IN-MI	renamed
In-network out-of-pocket limit	$4,500	$6,750	up $2,250
Drug deductible	$0	$500	up $500
Specialist visit	$20 copay	$30 copay	up $10
Emergency room	$125 copay	$130 copay	up $5
Hospital stay, in network	$295 a day for days 1–6, then $0 a day for days 7–90	$436 a day for days 1–7, then $0 a day for days 8–90	up $705for a 5-day stay
Skilled nursing facility, in network	$0 a day for days 1–20, then $218 a day for days 21–100	$10 a day for days 1–20, then $221 a day for days 21–100	up $230for a 30-day stay
Ground ambulance, in network	$225 copay	$370 copay	up $145
Over-the-counter items, yearly	$600 a year	$440 a year	down $160
Counties served	3	5	up 2
Drug tier 3, preferred brand	$47	22% of the cost	changed
Drug tier 5, specialty tier	33% of the cost	28% of the cost	down 5 points
11 lines do not change
Monthly premium	$0	$0	no change
Part B premium reduction, monthly	none	none	no change
Primary care visit	$0 copay	$0 copay	no change
Medical deductible, in network	none	none	no change
Comprehensive dental, yearly limit	not offered	not offered	no change
Eyewear, yearly limit	$300 a year	$300 a year	no change
Hearing aids, yearly limit for both ears	$250 a year	$250 a year	no change
Drug tier 1, preferred generic	$0	$0	no change
Drug tier 2, generic	$5	$5	no change
Drug tier 4, non-preferred drug	25% of the cost	25% of the cost	no change
Drug tier 6, select care drugs	$11	$11	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
Tier	What the tier holds	2026	2027
Tier 1	Preferred Generic	$0	$0
Tier 2	Generic	$5	$5
Tier 3	Preferred Brand	$47	22% of the cost
Tier 4	Non-Preferred Drug	25% of the cost	25% of the cost
Tier 5	Specialty Tier	33% of the cost	28% of the cost
Tier 6	Select Care Drugs	$11	$11

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 27 chronic or disabling condition special needs plans are sold for 2027, this one included. Against the others, 5 plans have a lower out-of-pocket limit, 2 the same, 19 a higher one. On the premium, 23 the same, 3 a higher one.

Out-of-pocket limits of the 27 chronic or disabling condition special needs plans

$0 to under $2,0000 plans

$2,000 to under $4,0000 plans

$4,000 to under $6,0003 plans

$6,000 to under $8,000 (this plan)18 plans

$8,000 to $10,0006 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 5 counties: $0 a month and $6,750.

Indiana

Lake Marion

Michigan

Macomb Oakland Wayne

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID: H4624-046
Legal name of the contract: Zing Health of Michigan, Inc.
Sold as: Zing Health
Parent company: Zing Health Consolidator, Inc
Plan type: HMO C-SNP
2026 star rating of the contract: 2.5 of 5 overall; health plan 2.5 of 5, drug plan 2.5 of 5
Members, September 2026: 61
Plan website, as filed with CMS: myzinghealth.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Wayne, MIWhere most of its members live; premiums and limits side by side
Every Zing Health plan for 2027Its contracts, counties and plans that end
The other 29 plans of contract H4624Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.