Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Johns Hopkins Advantage MD, 2027

H3890Contract001Plan

PPO · 10 counties in Maryland

Run by Hopkins Health Advantage, Inc. (contract H3890), sold as Johns Hopkins Advantage MD, owned by Johns Hopkins Healthcare LLC

Renews for 2027

2026 star rating, contract H3890: 3.5 of 5

Johns Hopkins Advantage MD (H3890-001) costs $95 a month in 2027, the same as in 2026, with an in-network out-of-pocket limit of $7,950 ($7,550 in 2026).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
In-network out-of-pocket limit	$7,550	$7,950	up $400
Primary care visit	$5 copay	$0 copay	down $5
Hospital stay, in network	$330 a day for days 1–6, then $0 a day for days 7–90	$385 a day for days 1–6, then $0 a day for days 7–90	up $275for a 5-day stay
Skilled nursing facility, in network	$0 a day for days 1–20, then $218 a day for days 21–100	$0 a day for days 1–20, then $221 a day for days 21–100	up $30for a 30-day stay
Drug tier 5, specialty tier	25% of the cost	26% of the cost	up 1 point
16 lines do not change
Monthly premium	$95	$95	no change
Drug deductible	$615	$615	no change
Part B premium reduction, monthly	none	none	no change
Specialist visit	$45 copay	$45 copay	no change
Emergency room	$115 copay	$115 copay	no change
Medical deductible, in network	none	none	no change
Ground ambulance, in network	$210 copay	$210 copay	no change
Comprehensive dental, yearly limit	not offered	not offered	no change
Eyewear, yearly limit	$200 a year	$200 a year	no change
Hearing aids, yearly limit for both ears	not offered	not offered	no change
Over-the-counter items, yearly	not offered	not offered	no change
Counties served	10	10	no change
Drug tier 1, preferred generic	$0	$0	no change
Drug tier 2, generic	$15	$15	no change
Drug tier 3, preferred brand	25% of the cost	25% of the cost	no change
Drug tier 4, non-preferred drug	25% of the cost	25% of the cost	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
Tier	What the tier holds	2026	2027
Tier 1	Preferred Generic	$0	$0
Tier 2	Generic	$15	$15
Tier 3	Preferred Brand	25% of the cost	25% of the cost
Tier 4	Non-Preferred Drug	25% of the cost	25% of the cost
Tier 5	Specialty Tier	25% of the cost	26% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 27 plans open to everyone are sold for 2027, this one included. Against the others, 17 plans have a lower out-of-pocket limit, 9 a higher one. On the premium, 24 plans have a lower premium, 2 a higher one.

Out-of-pocket limits of the 27 plans open to everyone

$0 to under $2,0000 plans

$2,000 to under $4,0000 plans

$4,000 to under $6,0003 plans

$6,000 to under $8,000 (this plan)15 plans

$8,000 to $10,0009 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 10 counties: $95 a month and $7,950.

Maryland

Anne Arundel Baltimore Carroll Frederick Howard Montgomery Somerset Washington Wicomico Worcester

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID: H3890-001
Legal name of the contract: Hopkins Health Advantage, Inc.
Sold as: Johns Hopkins Advantage MD
Parent company: Johns Hopkins Healthcare LLC
Plan type: PPO
2026 star rating of the contract: 3.5 of 5 overall; health plan 3.5 of 5, drug plan 3 of 5
Members, September 2026: 2,753
Plan website, as filed with CMS: www.hopkinsmedicare.com/

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Baltimore, MDWhere most of its members live; premiums and limits side by side
Every Johns Hopkins Advantage MD plan for 2027Its contracts, counties and plans that end
The other 2 plans of contract H3890Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.