Plan year 2026 · coverage ends Dec. 31, 2026CMS crosswalk of Oct. 1, 2026
Alignment Health My Choice Select is not offered under this ID in 2027
H3815Contract049Plan
HMO · served 4 counties in California in 2026
Run by Alignment Health Plan (contract H3815), sold as Alignment Health Plan, owned by Alignment Healthcare USA, LLC
CMS crosswalk: members move into H3815-001
Alignment Health My Choice Select (H3815-049) is not offered under this ID in 2027: the CMS plan crosswalk of October 1, 2026 moves its members into Alignment Health My Choice 001 (H3815-001), which is sold in every county it served. 3,385 people were enrolled in it in September 2026; they can also choose another plan during open enrollment, October 15 to December 7, 2026.
What changes for its members in Alignment Health My Choice 001?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Plan name | Alignment Health My Choice Select | Alignment Health My Choice 001 | renamed |
| In-network out-of-pocket limit | $798 | $550 | ▼down $248 |
| Emergency room | $70 copay | $100 copay | ▲up $30 |
| 20 lines do not change | |||
| Monthly premium | $0 | $0 | no change |
| Drug deductible | $0 | $0 | no change |
| Part B premium reduction, monthly | none | none | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Specialist visit | $0 copay | $0 copay | no change |
| Medical deductible, in network | none | none | no change |
| Hospital stay, in network | $0 a stay | $0 a stay | no change |
| Skilled nursing facility, in network | $0 a day for days 1–20, then $30 a day for days 21–100 | $0 a day for days 1–20, then $30 a day for days 21–100 | no change |
| Ground ambulance, in network | $75 copay | $75 copay | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Eyewear, yearly limit | $200 a year | $200 a year | no change |
| Hearing aids, yearly limit for both ears | not offered | not offered | no change |
| Over-the-counter items, yearly | $240 a year | $240 a year | no change |
| Counties served | 4 | 4 | no change |
| Drug tier 1, preferred generic | $0 | $0 | no change |
| Drug tier 2, generic | $5 | $5 | no change |
| Drug tier 3, preferred brand | $30 | $30 | no change |
| Drug tier 4, non-preferred drug | $100 | $100 | no change |
| Drug tier 5, specialty tier | 33% of the cost | 33% of the cost | no change |
| Drug tier 6, select care drugs | $3 | $3 | no change |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Your plan's Annual Notice of Change is the letter that confirms your 2027 plan; confirm on Medicare Plan Finder.
What can members do, and by when?
- If you do nothing
- You are moved into Alignment Health My Choice 001 on January 1, 2027.
- October 15 to December 7, 2026
- Open enrollment: choose another Medicare Advantage plan, or Original Medicare with a drug plan, instead.
- January 1 to March 31, 2027
- Medicare Advantage open enrollment: switch once to another Medicare Advantage plan or to Original Medicare.
Source: Medicare.gov, “Special enrollment periods” and “Joining a plan” (read Oct. 7, 2026).
Where did its members live?
Where its members lived in September 2026; each county and state page lists the 2027 plans sold there.
| County | Members, Sept. 2026 | For 2027 |
|---|---|---|
| Riverside, CA | 2,103 | moves into H3815-001 |
| San Bernardino, CA | 797 | moves into H3815-001 |
| Los Angeles, CA | 369 | moves into H3815-001 |
| Orange, CA | 107 | moves into H3815-001 |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11).
What else should you check?
- 2027 plans in Riverside, CAThe plans you can join instead
- Alignment Health Plan plans for 2027Plans the same company still offers
- Every plan not offered in 2027764 Medicare Advantage and drug plans