Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

ATRIO Special Needs Plan, 2027

H3814Contract007Plan

HMO D-SNP · special needs plan, dual-eligible · 1 county in Oregon

Run by Atrio Health Plans (contract H3814), sold as ATRIO Health Plans, owned by ATRIO Health Plans

Renews for 2027

2026 star rating, contract H3814: 2 of 5

ATRIO Special Needs Plan (H3814-007) costs $0 a month in 2027, down $10.50 from 2026, with an in-network out-of-pocket limit of $9,850 ($9,250 in 2026).

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
Monthly premium	$10.50	$0	down $10.50
In-network out-of-pocket limit	$9,250	$9,850	up $600
Drug deductible	$615	$350	down $265
Emergency room	$90 copay	$115 copay	up $25
Over-the-counter items, yearly	$620 a year	$700 a year	up $80
11 lines do not change
Part B premium reduction, monthly	none	none	no change
Primary care visit	20% of the cost	20% of the cost	no change
Specialist visit	20% of the cost	20% of the cost	no change
Medical deductible, in network	none	none	no change
Hospital stay, in network	$0 a stay	$0 a stay	no change
Skilled nursing facility, in network	0% for days 1–20, then 10% for days 21–100	0% for days 1–20, then 10% for days 21–100	no change
Ground ambulance, in network	20% of the cost	20% of the cost	no change
Comprehensive dental, yearly limit	not offered	not offered	no change
Eyewear, yearly limit	$125 a year	$125 a year	no change
Hearing aids, yearly limit for both ears	not offered	not offered	no change
Counties served	1	1	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
Tier	What the tier holds	2026	2027
Tier 1	Preferred Generic	not offered	$0
Tier 2	Generic	not offered	$10
Tier 3	Preferred Brand	not offered	$47
Tier 4	Non-Preferred Drug	not offered	$100
Tier 5	Specialty Tier	not offered	28% of the cost
Tier 6	Select Care Drugs	not offered	$0

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 2 dual-eligible special needs plans are sold for 2027, this one included. Against the others, 1 plan has a lower out-of-pocket limit. On the premium, 1 the same.

Out-of-pocket limits of the 2 dual-eligible special needs plans

$0 to under $2,0000 plans

$2,000 to under $4,0000 plans

$4,000 to under $6,0000 plans

$6,000 to under $8,0000 plans

$8,000 to $10,000 (this plan)2 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 1 county: $0 a month and $9,850.

Oregon

Klamath

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID: H3814-007
Legal name of the contract: Atrio Health Plans
Sold as: ATRIO Health Plans
Parent company: ATRIO Health Plans
Plan type: HMO D-SNP
2026 star rating of the contract: 2 of 5 overall; health plan 2 of 5, drug plan 2.5 of 5
Members, September 2026: 795
Plan website, as filed with CMS: atriohp.com

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Klamath, ORWhere most of its members live; premiums and limits side by side
Every ATRIO Health Plans plan for 2027Its contracts, counties and plans that end
The other 1 plan of contract H3814Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.