Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Aetna Medicare Enhanced, 2027

H3146Contract039Plan

HMO · 7 counties in North Carolina

Run by Aetna Better Health Inc. (GA) (contract H3146), sold as Aetna Medicare, owned by CVS Health Corporation

Renews for 2027

2026 star rating, contract H3146: 4.5 of 5

Aetna Medicare Enhanced (H3146-039) costs $49 a month in 2027, down $14 from 2026, with an in-network out-of-pocket limit of $5,900.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
Monthly premium	$63	$49	down $14
Drug deductible	$615	$300	down $315
Specialist visit	$0 copay	$10 copay	up $10
Hospital stay, in network	$395 a day for days 1–5, then $0 a day for days 6–90	$395 a day for days 1–6, then $0 a day for days 7–90	changed
Skilled nursing facility, in network	$10 a day for days 1–20, then $218 a day for days 21–100	$10 a day for days 1–20, then $221 a day for days 21–100	up $30for a 30-day stay
Ground ambulance, in network	$275 copay	$315 copay	up $40
Comprehensive dental, yearly limit	$1,750 a year	$3,000 a year	up $1,250
Eyewear, yearly limit	$175 a year	$300 a year	up $125
Drug tier 1, preferred generic	$2	$5	up $3
Drug tier 3, preferred brand	24% of the cost	18% of the cost	down 6 points
Drug tier 4, non-preferred drug	25% of the cost	30% of the cost	up 5 points
Drug tier 5, specialty tier	25% of the cost	30% of the cost	up 5 points
9 lines do not change
In-network out-of-pocket limit	$5,900	$5,900	no change
Part B premium reduction, monthly	none	none	no change
Primary care visit	$0 copay	$0 copay	no change
Emergency room	$130 copay	$130 copay	no change
Medical deductible, in network	none	none	no change
Hearing aids, yearly limit for both ears	$1,250 a year	$1,250 a year	no change
Over-the-counter items, yearly	$120 a year	$120 a year	no change
Counties served	7	7	no change
Drug tier 2, generic	$12	$12	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked. The plan charges less at its preferred pharmacies
Tier	What the tier holds	2026, standard pharmacy	2027, standard pharmacy	2027, preferred pharmacy
Tier 1	Preferred Generic	$2	$5	$0
Tier 2	Generic	$12	$12	$5
Tier 3	Preferred Brand	24% of the cost	18% of the cost	18% of the cost
Tier 4	Non-Preferred Drug	25% of the cost	30% of the cost	30% of the cost
Tier 5	Specialty Tier	25% of the cost	30% of the cost	30% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 60 plans open to everyone are sold for 2027, this one included. Against the others, 20 plans have a lower out-of-pocket limit, 5 the same, 34 a higher one. On the premium, 56 plans have a lower premium, 3 a higher one.

Out-of-pocket limits of the 60 plans open to everyone

$0 to under $2,0000 plans

$2,000 to under $4,0004 plans

$4,000 to under $6,000 (this plan)22 plans

$6,000 to under $8,00012 plans

$8,000 to $10,00022 plans

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 7 counties: $49 a month and $5,900.

North Carolina

Alamance Davidson Guilford Person Randolph Rockingham Stokes

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID: H3146-039
Legal name of the contract: Aetna Better Health Inc. (GA)
Sold as: Aetna Medicare
Parent company: CVS Health Corporation
Plan type: HMO
2026 star rating of the contract: 4.5 of 5 overall; health plan 4 of 5, drug plan 3.5 of 5
Members, September 2026: fewer than 11
Plan website, as filed with CMS: www.aetna.com/medicare

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in Guilford, NCWhere most of its members live; premiums and limits side by side
Every Aetna Medicare plan for 2027Its contracts, counties and plans that end
The other 28 plans of contract H3146Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.