Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026

Platinum Blue Core Plan with Rx, 2027

H2461Contract008Plan

Cost · 21 counties in Minnesota

Run by Bcbsm, Inc. (contract H2461), sold as Blue Cross and Blue Shield of Minnesota, owned by Aware Integrated, Inc.

Renews for 2027

2026 star rating, contract H2461: 3.5 of 5

Platinum Blue Core Plan with Rx (H2461-008) costs $79.80 a month in 2027, up $30.90 from 2026, with an in-network out-of-pocket limit of $6,000.

What changes from 2026 to 2027?

The changed lines are marked and come first. In-network amounts; members keep paying the Part B premium unless the plan reduces it.
What you pay or get	2026	2027	Change
Monthly premium	$48.90	$79.80	up $30.90
Drug deductible	$615	$700	up $85
Skilled nursing facility, in network	$0 a day for days 1–20, then $218 a day for days 21–100	$0 a day for days 1–20, then $221 a day for days 21–100	up $30for a 30-day stay
Ground ambulance, in network	20% of the cost	$400 copay	changed
Over-the-counter items, yearly	$100 a year	not offered	dropped
Drug tier 1, preferred generic	$5	$0	down $5
Drug tier 2, generic	$15	$9	down $6
Drug tier 4, non-preferred drug	44% of the cost	33% of the cost	down 11 points
13 lines do not change
In-network out-of-pocket limit	$6,000	$6,000	no change
Part B premium reduction, monthly	none	none	no change
Primary care visit	$20 copay	$20 copay	no change
Specialist visit	$45 copay	$45 copay	no change
Emergency room	$130 copay	$130 copay	no change
Medical deductible, in network	none	none	no change
Hospital stay, in network	$300 a day for days 1–5, then $0 a day for days 6–90	$300 a day for days 1–5, then $0 a day for days 6–90	no change
Comprehensive dental, yearly limit	not offered	not offered	no change
Eyewear, yearly limit	not offered	not offered	no change
Hearing aids, yearly limit for both ears	not offered	not offered	no change
Counties served	21	21	no change
Drug tier 3, preferred brand	25% of the cost	25% of the cost	no change
Drug tier 5, specialty tier	25% of the cost	25% of the cost	no change

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.

What will prescriptions cost?

Your share for a 30-day supply at a retail pharmacy, as filed with CMS; tiers whose share changes are marked
Tier	What the tier holds	2026	2027
Tier 1	Preferred Generic	$5	$0
Tier 2	Generic	$15	$9
Tier 3	Preferred Brand	25% of the cost	25% of the cost
Tier 4	Non-Preferred Drug	44% of the cost	33% of the cost
Tier 5	Specialty Tier	25% of the cost	25% of the cost

Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.

How does it compare with plans sold where it is?

In the counties it serves, 23 plans open to everyone are sold for 2027, this one included. Against the others, 12 plans have a lower out-of-pocket limit, 1 the same, 9 a higher one. On the premium, 9 plans have a lower premium, 11 a higher one.

Out-of-pocket limits of the 23 plans open to everyone

$0 to under $2,0000 plans

$2,000 to under $4,0005 plans

$4,000 to under $6,0007 plans

$6,000 to under $8,000 (this plan)10 plans

$8,000 to $10,0001 plan

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Where is it sold, and what does it cost there?

The premium and the out-of-pocket limit are the same in all 21 counties: $79.80 a month and $6,000.

Minnesota

Aitkin Carlton Cook Goodhue Itasca Kanabec Koochiching Lake Le Sueur McLeod Meeker Mille Lacs Pine Pipestone Rice Rock Sibley St. Louis Stevens Traverse Yellow Medicine

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).

Who runs this plan?

Plan ID: H2461-008
Legal name of the contract: Bcbsm, Inc.
Sold as: Blue Cross and Blue Shield of Minnesota
Parent company: Aware Integrated, Inc.
Plan type: Cost
2026 star rating of the contract: 3.5 of 5 overall; health plan 3.5 of 5, drug plan 4 of 5
Members, September 2026: 1,814
Plan website, as filed with CMS: www.bluecrossmn.com/medicare

Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.

What else should you check?

Other 2027 plans in St. Louis, MNWhere most of its members live; premiums and limits side by side
Every Blue Cross and Blue Shield of Minnesota plan for 2027Its contracts, counties and plans that end
The other 5 plans of contract H2461Same company, same contract
Is your prescription covered?Coverage share and tier for 2,259 drugs

Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.