Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026
Platinum Blue Complete Plan, 2027
H2461Contract007Plan
Cost · 21 counties in Minnesota
Run by Bcbsm, Inc. (contract H2461), sold as Blue Cross and Blue Shield of Minnesota, owned by Aware Integrated, Inc.
Platinum Blue Complete Plan (H2461-007) costs $252 a month in 2027, up $17 from 2026, with an in-network out-of-pocket limit of $3,000.
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $235 | $252 | ▲up $17 |
| Over-the-counter items, yearly | $200 a year | not offered | ▼dropped |
| 13 lines do not change | |||
| In-network out-of-pocket limit | $3,000 | $3,000 | no change |
| Part B premium reduction, monthly | none | none | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Specialist visit | $0 copay | $0 copay | no change |
| Emergency room | $50 copay | $50 copay | no change |
| Medical deductible, in network | none | none | no change |
| Hospital stay, in network | $200 a stay | $200 a stay | no change |
| Skilled nursing facility, in network | $0 a day for days 1–20, then $109 a day for days 21–100 | $0 a day for days 1–20, then $109 a day for days 21–100 | no change |
| Ground ambulance, in network | $200 copay | $200 copay | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Eyewear, yearly limit | $150 a year | $150 a year | no change |
| Hearing aids, yearly limit for both ears | not offered | not offered | no change |
| Counties served | 21 | 21 | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
How does it compare with plans sold where it is?
In the counties it serves, 23 plans open to everyone are sold for 2027, this one included. Against the others, 1 the same, 21 a higher one. On the premium, 18 plans have a lower premium, 2 a higher one.
Out-of-pocket limits of the 23 plans open to everyone
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Where is it sold, and what does it cost there?
The premium and the out-of-pocket limit are the same in all 21 counties: $252 a month and $3,000.
Minnesota
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Who runs this plan?
- Plan ID
- H2461-007
- Legal name of the contract
- Bcbsm, Inc.
- Sold as
- Blue Cross and Blue Shield of Minnesota
- Parent company
- Aware Integrated, Inc.
- Plan type
- Cost
- 2026 star rating of the contract
- 3.5 of 5 overall; health plan 3.5 of 5, drug plan 4 of 5
- Members, September 2026
- 12,576
- Plan website, as filed with CMS
- www.bluecrossmn.com/medicare
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Other 2027 plans in St. Louis, MNWhere most of its members live; premiums and limits side by side
- Every Blue Cross and Blue Shield of Minnesota plan for 2027Its contracts, counties and plans that end
- The other 5 plans of contract H2461Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.