Plan year 2027 · Medicare AdvantageCMS files of Sept. 22 and Oct. 1, 2026
Solis Guardian Plan, 2027
H0982Contract025Plan
HMO D-SNP · special needs plan, dual-eligible · 4 counties in Florida
Run by Solis Health Plans, Inc. (contract H0982), sold as Solis Health Plans, owned by Athena Healthcare Holdings, LLC
Solis Guardian Plan (H0982-025) costs $7.30 a month in 2027, up $2.50 from 2026, with an in-network out-of-pocket limit of $3,400. It takes in the members of H0982-023.
What changes from 2026 to 2027?
| What you pay or get | 2026 | 2027 | Change |
|---|---|---|---|
| Monthly premium | $4.80 | $7.30 | ▲up $2.50 |
| Drug deductible | $615 | $700 | ▲up $85 |
| Skilled nursing facility, in network | $0 a stay | $0 a day for days 1–100 | changed |
| Over-the-counter items, yearly | $1,464 a year | $1,548 a year | ▲up $84 |
| Counties served | 3 | 4 | ▲up 1 |
| 17 lines do not change | |||
| In-network out-of-pocket limit | $3,400 | $3,400 | no change |
| Part B premium reduction, monthly | none | none | no change |
| Primary care visit | $0 copay | $0 copay | no change |
| Specialist visit | $0 copay | $0 copay | no change |
| Emergency room | $0 copay | $0 copay | no change |
| Medical deductible, in network | none | none | no change |
| Hospital stay, in network | $0 a stay | $0 a stay | no change |
| Ground ambulance, in network | not filed | not filed | no change |
| Comprehensive dental, yearly limit | not offered | not offered | no change |
| Eyewear, yearly limit | $350 a year | $350 a year | no change |
| Hearing aids, yearly limit for both ears | $1,000 a year | $1,000 a year | no change |
| Drug tier 1, preferred generic | $0 | $0 | no change |
| Drug tier 2, generic | $0 | $0 | no change |
| Drug tier 3, preferred brand | 25% of the cost | 25% of the cost | no change |
| Drug tier 4, non-preferred drug | 25% of the cost | 25% of the cost | no change |
| Drug tier 5, specialty tier | 25% of the cost | 25% of the cost | no change |
| Drug tier 6, supplemental drugs | $0 | $0 | no change |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026; CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026). Plan details can change during the year; confirm on Medicare Plan Finder.
What will prescriptions cost?
| Tier | What the tier holds | 2026 | 2027 |
|---|---|---|---|
| Tier 1 | Preferred Generic | $0 | $0 |
| Tier 2 | Generic | $0 | $0 |
| Tier 3 | Preferred Brand | 25% of the cost | 25% of the cost |
| Tier 4 | Non-Preferred Drug | 25% of the cost | 25% of the cost |
| Tier 5 | Specialty Tier | 25% of the cost | 25% of the cost |
| Tier 6 | Supplemental Drugs | $0 | $0 |
Source: CMS plan benefit package files, 2027 and 2026. Insulin is capped at $35 a month by law. A drug's tier is set by the plan's formulary.
How does it compare with plans sold where it is?
In the counties it serves, 42 dual-eligible special needs plans are sold for 2027, this one included. Against the others, 8 plans have a lower out-of-pocket limit, 8 the same, 25 a higher one. On the premium, 37 plans have a lower premium, 4 the same.
Out-of-pocket limits of the 42 dual-eligible special needs plans
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Where is it sold, and what does it cost there?
The premium and the out-of-pocket limit are the same in all 4 counties: $7.30 a month and $3,400.
Florida
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
Which 2026 plans move into it, and what changes for their members?
For 2027 this plan takes in the members of 1 other plan, beside its own 561 members. In 2027 it costs $7.30 a month with a $3,400 limit; each row compares that with the plan its members had in 2026.
| 2026 plan | Members, Sept. 2026 | Members who move | Premium 2026 | Premium change | Limit 2026 | Limit change |
|---|---|---|---|---|---|---|
| Solis Guardian PlanH0982-023 | 124 | 112 | $4.80 | ▲up $2.50 | $3,400 | no change |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision). Each moving plan's own page lists every line that changes for its members.
Who runs this plan?
- Plan ID
- H0982-025
- Legal name of the contract
- Solis Health Plans, Inc.
- Sold as
- Solis Health Plans
- Parent company
- Athena Healthcare Holdings, LLC
- Plan type
- HMO D-SNP
- 2026 star rating of the contract
- 4.5 of 5 overall; health plan 4 of 5, drug plan 3 of 5
- Members, September 2026
- 561
- Plan website, as filed with CMS
- https://solishealthplans.com
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS 2026 Star Ratings (October 2025); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11). CMS publishes the 2027 Star Ratings in October 2026.
What else should you check?
- Other 2027 plans in Orange, FLWhere most of its members live; premiums and limits side by side
- Every Solis Health Plans plan for 2027Its contracts, counties and plans that end
- The other 18 plans of contract H0982Same company, same contract
- Is your prescription covered?Coverage share and tier for 2,259 drugs
Data, not advice. These are the plan's filed amounts, not a quote for you; confirm on Medicare Plan Finder or call the plan before you enroll.