Medicare contract · plan years 2026 and 2027CMS landscape and crosswalk
Cha HMO, Inc. (H0028)
H0028Contract
A company of Humana Inc., sold as Humana
42 plans in 2027 (42 in 2026) · 325,094 members in September 2026
Cha HMO, Inc. is the Humana Inc. company that holds Medicare contract H0028, sold as Humana. In 2027 it offers 42 plans (42 in 2026); every one of its 2026 plans continues in 2027. 325,094 people were in its plans in September 2026.
What plans does H0028 offer for 2027?
| Plan | Type | Monthly premium | Out-of-pocket limit | Area | For 2027 |
|---|---|---|---|---|---|
| Humana Gold Plus SNP-DEH0028-007 | HMO D-SNP | $0 | $9,250 | 26 counties | renews |
| Humana Total CompleteH0028-014 | HMO | $0 | $2,850 | 22 counties | renews in fewer counties |
| Humana Gold Plus SNP-DEH0028-015 | HMO-POS D-SNP | $0 | $9,250 | 37 counties | renews |
| Humana Gold PlusH0028-016 | HMO-POS | $22 | $7,550 | 22 counties | renews |
| Humana Gold PlusH0028-017 | HMO | $22 | $6,800 | 11 counties | renews in fewer counties |
| Humana Gold PlusH0028-019 | HMO | $0 | $3,800 | 6 counties | renews |
| Humana Gold PlusH0028-021 | HMO | $0 | $4,400 | 2 counties | renews |
| Humana Gold PlusH0028-024 | HMO | $0 | $5,400 | 1 county | renews |
| Humana Gold PlusH0028-028 | HMO | $0 | $6,550 | 3 counties | renews |
| Humana Gold PlusH0028-029 | HMO | $0 | $3,400 | 6 counties | renews |
| Humana Gold PlusH0028-030 | HMO | $0 | $3,900 | 8 counties | renews |
| Humana Gold Plus SNP-DEH0028-032 | HMO D-SNP | $0 | $9,850 | 48 counties | renews |
| Humana Gold PlusH0028-035 | HMO | $0 | $3,350 | 2 counties | renews |
| Humana Gold Plus SNP-DEH0028-036 | HMO D-SNP | $0 | $9,850 | 19 counties | renews |
| Humana Gold PlusH0028-037 | HMO | $0 | $5,350 | 7 counties | renews |
| Humana Gold Plus: Diabetes and HeartH0028-039 | HMO C-SNP | $0 | $3,450 | 19 counties | renews |
| Humana Gold PlusH0028-041 | HMO | $0 | $4,250 | 12 counties | renews |
| Humana Gold PlusH0028-042 | HMO | $0 | $3,950 | 9 counties | renews in fewer counties |
| Humana Gold PlusH0028-043 | HMO | $0 | $3,850 | 21 counties | renews |
| Humana Gold PlusH0028-046 | HMO | $0 | $3,995 | 3 counties | renews |
Show the other 22 plans, by plan number
| Plan | Type | Monthly premium | Out-of-pocket limit | Area | For 2027 |
|---|---|---|---|---|---|
| Humana Gold Plus: Diabetes and HeartH0028-051 | HMO C-SNP | $0 | $2,700 | 5 counties | renews |
| Humana Gold PlusH0028-053 | HMO | $0 | $4,200 | 71 counties | renews in fewer counties |
| Humana Total CompleteH0028-054 | HMO-POS | $0 | $2,800 | 22 counties | renews |
| Humana Gold Plus: Diabetes and HeartH0028-055 | HMO-POS C-SNP | $0 | $3,450 | 5 counties | renews |
| Humana Gold Plus: Diabetes and HeartH0028-056 | HMO-POS C-SNP | $0 | $4,450 | 2 counties | renews |
| Humana Gold PlusH0028-059 | HMO | $30 | $3,700 | 13 counties | renews |
| Humana Gold Plus: Diabetes and HeartH0028-060 | HMO C-SNP | $0 | $3,950 | 9 counties | renews |
| Humana Gold PlusH0028-062 | HMO | $0 | $5,999 | 1 county | renews |
| Humana Essentials Plus GivebackH0028-063 | HMO | $0 | $6,500 | 7 counties | renews |
| Humana Essentials Plus GivebackH0028-065 | HMO | $0 | $4,200 | 23 counties | renews |
| Humana Total Complete GivebackH0028-066 | HMO-POS | $0 | $4,200 | 13 counties | renews |
| Humana Gold Plus: Diabetes and HeartH0028-067 | HMO-POS C-SNP | $0 | $9,250 | 8 counties | renews in fewer counties |
| Humana Gold PlusH0028-070 | HMO | $12 | $3,400 | 14 counties | renews |
| Humana Gold PlusH0028-072 | HMO | $0 | $3,950 | 3 counties | renews |
| Humana Gold PlusH0028-074 | HMO | $0 | $2,550 | 3 counties | renews |
| Humana Gold Plus: Diabetes and HeartH0028-076 | HMO C-SNP | $0 | $9,850 | 6 counties | renews |
| Humana Gold Plus: Diabetes and HeartH0028-077 | HMO C-SNP | $0 | $9,850 | 1 county | renews |
| Humana Dual SelectH0028-078 | HMO D-SNP | $0 | $6,500 | 7 counties | renews |
| Humana Dual SelectH0028-079 | HMO D-SNP | $0 | $6,750 | 7 counties | renews |
| Humana Gold Plus SNP-DEH0028-080 | HMO D-SNP | $0 | $9,250 | 26 counties | renews |
| Humana Total CompleteH0028-081 | HMO | $0 | $4,750 | 15 counties | renews |
| Humana Total CompleteH0028-082 | HMO | $0 | $6,300 | 3 counties | renews |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026).
Which employer and union group plans does it hold?
H0028 also holds 4 group plans offered through former employers and unions, with 114 members in September 2026 (plans with fewer than 11 not counted). They are not sold to individuals, so the landscape files list no premiums or benefits for them; the employer or union sends their 2027 terms.
| Plan ID | Plan name | Members, Sept. 2026 | 2027 |
|---|---|---|---|
| H0028-801 | Humana Medicare Employer | 114 | renews in fewer counties |
| H0028-802 | Humana Medicare Employer | fewer than 11 | renews in fewer counties |
| H0028-804 | Humana Medicare Employer | fewer than 11 | renews in fewer counties |
| H0028-805 | Humana Medicare Employer | fewer than 11 | renews in fewer counties |
Source: CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026).
How did CMS rate it for 2026?
The overall rating is 3.5 of 5 (health plan 3.5 of 5, drug plan 3 of 5). Of its 42 rated measures, the lowest and the highest:
| Lowest-rated measures | Stars |
|---|---|
| Medication Adherence for Diabetes Medications | 1 |
| Improving Bladder Control | 2 |
| Medication Reconciliation Post-Discharge | 2 |
| Complaints about the Health Plan | 2 |
| Highest-rated measures | Stars |
|---|---|
| Complaints about the Drug Plan | 5 |
| Call Center – Foreign Language Interpreter and TTY Availability | 5 |
| Plan All-Cause Readmissions | 5 |
| Osteoporosis Management in Women who had a Fracture | 5 |
Source: CMS Part C and D Star Ratings data tables, 2026 (October 2025).
What else should you check?
- All Humana plansEvery contract of the brand
- Star ratings of every contractThe 2026 ratings, and 2027 when CMS publishes them
- Find a plan by its IDFrom the card or a letter