Medicare Advantage plans in Laramie, WY, 2027
Laramie, Wyoming has 8 Medicare Advantage plans open to everyone for 2027 (11 in 2026) and 0 special needs plans, according to the CMS landscape files; 4 of the open plans have a $0 premium. 4 plans that served the county in 2026 end or leave it, with 3,816 members living here in September 2026.
What changes in Laramie for 2027?
| In the county | 2026 | 2027 | Change |
|---|---|---|---|
| Plans open to everyone | 11 | 8 | ▼down 3 |
| Special needs plans | 1 | 0 | ▼down 1 |
| Plans with a $0 premium | 6 | 4 | ▼down 2 |
| Plans that lower the Part B premium | 4 | 3 | ▼down 1 |
| Median out-of-pocket limit | $6,750 | $7,075 | ▲up $325 |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026.
Which plans can anyone in Laramie join?
| Plan | Premium | Out-of-pocket limit | Part B reduction | 2026 stars |
|---|---|---|---|---|
| Humana USAA Honor GivebackH5216-278 · PPO | $0 | $6,750 | $150 | 3.5 of 5 |
| Humana USAA Honor GivebackH5525-031 · PPO | $0 | $6,750 | $70 | 3.5 of 5 |
| WyoBlue Advantage Entrust PPOH9326-003 · PPO | $0 | $6,750 | none | not rated (too new) |
| Humana USAA Honor GivebackH5216-427 · PPO | $0 | $9,150 | $150 | 3.5 of 5 |
| WyoBlue Advantage Essential PPOH9326-001 · PPO | $69 | $9,850 | none | not rated (too new) |
| HumanaChoiceH5525-054 · PPO | $70 | $7,150 | none | 3.5 of 5 |
| HumanaChoiceH5216-048 · PPO | $97 | $7,000 | none | 3.5 of 5 |
| WyoBlue Advantage Enhanced PPOH9326-002 · PPO | $169 | $7,150 | none | not rated (too new) |
Source: CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision); CMS plan benefit package files, 2027 and 2026. Stars are the contract's 2026 rating. confirm on Medicare Plan Finder.
Which plans leave Laramie in 2027?
Members of these plans here choose a 2027 plan during open enrollment, October 15 to December 7, 2026; choosing by December 31 means no gap; because their plan is leaving the county, they can still join until the end of February 2027, with coverage from the first of the next month. Each plan's page says what happens to its members.
| 2026 plan | Members here, Sept. 2026 | For 2027 |
|---|---|---|
| AARP Medicare Advantage from UHC WY-0002H1889-017 | 1,724 | Not offered |
| AARP Medicare Advantage from UHC WY-0001H1889-016 | 1,013 | Not offered |
| UHC Dual Complete WY-S001H2001-049 | 702 | Not offered |
| UHC Medicare Advantage Patriot No Rx WY-MA01H1889-018 | 377 | Not offered |
Source: CMS plan crosswalk from 2026 to 2027 (Oct. 1, 2026); CMS monthly enrollment by plan and by county, September 2026 (CMS hides counts under 11); CMS Medicare Advantage and Part D landscape files for 2027 (Sept. 22, 2026, revised Sept. 30) and 2026 (Sept. 2, 2026 revision).
How many people in Laramie use Medicare Advantage?
5,381 of the county's 22,548 people with Medicare were in a Medicare Advantage plan in September 2026, 23.9%; in Wyoming as a whole the share is 14.8%.
Source: CMS Medicare Advantage state and county penetration, September 2026.
What else should you check?
- Medicare Advantage in WyomingEvery county of the state
- 9 stand-alone drug plans in WyomingIf you keep Original Medicare
- Is your plan ending?Every plan not offered in 2027